购房按揭贷款增量同环比增速均下降

　　1、_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款增量同比_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>降1._blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>3%;_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>全国_blank class=infotextkey>get=_blank class=infotextkey>首套_blank class=infotextkey>get=_blank class=infotextkey>房贷_blank class=infotextkey>get=_blank class=infotextkey>平均_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>持续_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上涨_blank class=infotextkey>get=_blank class=infotextkey>20个月

　　_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款增量略_blank class=infotextkey>get=_blank class=infotextkey>低于_blank class=infotextkey>get=_blank class=infotextkey>去年同期，同比_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>降1._blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>3%。(基于_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>市场_blank class=infotextkey>get=_blank class=infotextkey>调控_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>以及防范_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险_blank class=infotextkey>get=_blank class=infotextkey>需求，_blank class=infotextkey>get=_blank class=infotextkey>新增_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款投向被进一步_blank class=infotextkey>get=_blank class=infotextkey>限制，_blank class=infotextkey>get=_blank class=infotextkey>居民_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>长期_blank class=infotextkey>get=_blank class=infotextkey>贷款这一基本_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>可以视同为_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>get=_blank class=infotextkey>数据。)

　　8月份_blank class=infotextkey>get=_blank class=infotextkey>居民_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款增加4415_blank class=infotextkey>get=_blank class=infotextkey>亿元，_blank class=infotextkey>get=_blank class=infotextkey>环比_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>降_blank class=infotextkey>3.5_blank class=infotextkey>get=_blank class=infotextkey>2%，同比_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>降1._blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>3%，略_blank class=infotextkey>get=_blank class=infotextkey>低于_blank class=infotextkey>get=_blank class=infotextkey>去年同期。

　　尽管受_blank class=infotextkey>get=_blank class=infotextkey>7月末_blank class=infotextkey>政治局_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>会议_blank class=infotextkey>get=_blank class=infotextkey>中提出的_blank class=infotextkey>get=_blank class=infotextkey>“坚决抑制_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房价_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上涨_blank class=infotextkey>get=_blank class=infotextkey>”_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策_blank class=infotextkey>思路的_blank class=infotextkey>get=_blank class=infotextkey>影响，_blank class=infotextkey>以及_blank class=infotextkey>get=_blank class=infotextkey>持续以来的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>市场_blank class=infotextkey>get=_blank class=infotextkey>严控因素_blank class=infotextkey>get=_blank class=infotextkey>影响，_blank class=infotextkey>get=_blank class=infotextkey>居民_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款同_blank class=infotextkey>get=_blank class=infotextkey>环比均处于_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>降态势。

　　据融_blank class=infotextkey>3_blank class=infotextkey>get=_blank class=infotextkey>60_blank class=infotextkey>get=_blank class=infotextkey>监测_blank class=infotextkey>get=_blank class=infotextkey>数据_blank class=infotextkey>get=_blank class=infotextkey>显示：_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>全国_blank class=infotextkey>get=_blank class=infotextkey>首套_blank class=infotextkey>get=_blank class=infotextkey>房贷_blank class=infotextkey>get=_blank class=infotextkey>平均_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>持续_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上涨_blank class=infotextkey>get=_blank class=infotextkey>20个月。

　　_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>2018年8月_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>全国_blank class=infotextkey>get=_blank class=infotextkey>首套_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>平均_blank class=infotextkey>get=_blank class=infotextkey>利率为5.69%，_blank class=infotextkey>get=_blank class=infotextkey>相当于_blank class=infotextkey>get=_blank class=infotextkey>基准_blank class=infotextkey>get=_blank class=infotextkey>利率1.161倍，_blank class=infotextkey>get=_blank class=infotextkey>环比_blank class=infotextkey>get=_blank class=infotextkey>7月_blank class=infotextkey>get=_blank class=infotextkey>上升0._blank class=infotextkey>35个_blank class=infotextkey>百分点;同比_blank class=infotextkey>get=_blank class=infotextkey>去年8月_blank class=infotextkey>get=_blank class=infotextkey>首套_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>平均_blank class=infotextkey>get=_blank class=infotextkey>利率5.1_blank class=infotextkey>get=_blank class=infotextkey>2%，_blank class=infotextkey>get=_blank class=infotextkey>上升_blank class=infotextkey>11._blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3个_blank class=infotextkey>百分点。

　　8月份，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>全国_blank class=infotextkey>get=_blank class=infotextkey>首套_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>平均_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>持续_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上涨，涨幅进一步缩_blank class=infotextkey>get=_blank class=infotextkey>小。

　　当前_blank class=infotextkey>get=_blank class=infotextkey>房贷_blank class=infotextkey>get=_blank class=infotextkey>市场_blank class=infotextkey>get=_blank class=infotextkey>调控_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策仍然较为严格，_blank class=infotextkey>get=_blank class=infotextkey>利率、_blank class=infotextkey>get=_blank class=infotextkey>首付、_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>审核均_blank class=infotextkey>get=_blank class=infotextkey>保持较严态势。从_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>2017年以来_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>全国_blank class=infotextkey>get=_blank class=infotextkey>首套_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>平均_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>可以看出，自_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>2017年4月以后，_blank class=infotextkey>get=_blank class=infotextkey>房贷_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>持续_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不断_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上涨，涨幅_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不断缩_blank class=infotextkey>get=_blank class=infotextkey>小，_blank class=infotextkey>get=_blank class=infotextkey>预计后期_blank class=infotextkey>get=_blank class=infotextkey>房贷_blank class=infotextkey>get=_blank class=infotextkey>利率将_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不断缩_blank class=infotextkey>get=_blank class=infotextkey>小直至趋于_blank class=infotextkey>get=_blank class=infotextkey>平稳。

　　_blank class=infotextkey>get=_blank class=infotextkey>2、_blank class=infotextkey>get=_blank class=infotextkey>社_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>规模_blank class=infotextkey>get=_blank class=infotextkey>环比_blank class=infotextkey>get=_blank class=infotextkey>回升，委托_blank class=infotextkey>get=_blank class=infotextkey>贷款、_blank class=infotextkey>get=_blank class=infotextkey>信托_blank class=infotextkey>get=_blank class=infotextkey>融资增量跌幅缩_blank class=infotextkey>get=_blank class=infotextkey>小

　　_blank class=infotextkey>get=_blank class=infotextkey>社_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>规模_blank class=infotextkey>get=_blank class=infotextkey>环比_blank class=infotextkey>get=_blank class=infotextkey>回升：从_blank class=infotextkey>央行_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公_blank class=infotextkey>get=_blank class=infotextkey>布的前8个月_blank class=infotextkey>get=_blank class=infotextkey>社_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>数据来看，8月份_blank class=infotextkey>get=_blank class=infotextkey>社_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>规模增量为15_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>200_blank class=infotextkey>get=_blank class=infotextkey>亿元，较_blank class=infotextkey>get=_blank class=infotextkey>7月份_blank class=infotextkey>get=_blank class=infotextkey>社_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>规模增量_blank class=infotextkey>get=_blank class=infotextkey>10_blank class=infotextkey>371_blank class=infotextkey>get=_blank class=infotextkey>亿元，_blank class=infotextkey>get=_blank class=infotextkey>环比_blank class=infotextkey>get=_blank class=infotextkey>上升46.71%，同比_blank class=infotextkey>get=_blank class=infotextkey>上升_blank class=infotextkey>get=_blank class=infotextkey>2.15%，8月份_blank class=infotextkey>get=_blank class=infotextkey>社_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>规模增量同_blank class=infotextkey>get=_blank class=infotextkey>环比均_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>不同程度的_blank class=infotextkey>get=_blank class=infotextkey>回升，_blank class=infotextkey>get=_blank class=infotextkey>主要_blank class=infotextkey>原因是表外_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>降幅趋缓。

　　其_blank class=infotextkey>get=_blank class=infotextkey>中，.fan_blank class=infotextkey>g558.com/_blank class=infotextkey>guanlan/ tar_blank class=infotextkey>get=_blank class=infotextkey>观澜_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>新_blank class=infotextkey>开盘，_blank class=infotextkey>get=_blank class=infotextkey>信托_blank class=infotextkey>get=_blank class=infotextkey>贷款较_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上月_blank class=infotextkey>get=_blank class=infotextkey>少减504_blank class=infotextkey>get=_blank class=infotextkey>亿元，未贴现_blank class=infotextkey>get=_blank class=infotextkey>银行承兑汇票较_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上月_blank class=infotextkey>get=_blank class=infotextkey>少减1965_blank class=infotextkey>get=_blank class=infotextkey>亿元，表外_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>降幅的趋缓增加了_blank class=infotextkey>get=_blank class=infotextkey>社_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>规模增量的_blank class=infotextkey>get=_blank class=infotextkey>回升。

　　委托_blank class=infotextkey>get=_blank class=infotextkey>贷款跌幅扩_blank class=infotextkey>get=_blank class=infotextkey>大、_blank class=infotextkey>get=_blank class=infotextkey>信托_blank class=infotextkey>get=_blank class=infotextkey>融资增量跌幅缩_blank class=infotextkey>get=_blank class=infotextkey>小：8月份委托_blank class=infotextkey>get=_blank class=infotextkey>贷款减_blank class=infotextkey>get=_blank class=infotextkey>少1_blank class=infotextkey>get=_blank class=infotextkey>207_blank class=infotextkey>get=_blank class=infotextkey>亿元，同比_blank class=infotextkey>get=_blank class=infotextkey>多减_blank class=infotextkey>11_blank class=infotextkey>get=_blank class=infotextkey>25_blank class=infotextkey>get=_blank class=infotextkey>亿元，委托_blank class=infotextkey>get=_blank class=infotextkey>贷款增量跌幅_blank class=infotextkey>get=_blank class=infotextkey>有所扩_blank class=infotextkey>get=_blank class=infotextkey>大;

　　8月份_blank class=infotextkey>get=_blank class=infotextkey>信托_blank class=infotextkey>get=_blank class=infotextkey>贷款减_blank class=infotextkey>get=_blank class=infotextkey>少688_blank class=infotextkey>get=_blank class=infotextkey>亿元，同比_blank class=infotextkey>get=_blank class=infotextkey>多减18_blank class=infotextkey>31_blank class=infotextkey>get=_blank class=infotextkey>亿元，_blank class=infotextkey>get=_blank class=infotextkey>信托_blank class=infotextkey>get=_blank class=infotextkey>贷款跌幅缩_blank class=infotextkey>get=_blank class=infotextkey>小，一_blank class=infotextkey>定程度_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>体现了当前_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融_blank class=infotextkey>get=_blank class=infotextkey>去杠杆的步伐逐渐放缓。

　　_blank class=infotextkey>3、M_blank class=infotextkey>get=_blank class=infotextkey>2同比_blank class=infotextkey>get=_blank class=infotextkey>增速_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>再次_blank class=infotextkey>get=_blank class=infotextkey>回落，_blank class=infotextkey>get=_blank class=infotextkey>人民币_blank class=infotextkey>get=_blank class=infotextkey>贷款同比_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上涨

　　M_blank class=infotextkey>get=_blank class=infotextkey>2同比_blank class=infotextkey>get=_blank class=infotextkey>增速略_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>下跌：8月M_blank class=infotextkey>get=_blank class=infotextkey>2余额为178.87_blank class=infotextkey>get=_blank class=infotextkey>万_blank class=infotextkey>get=_blank class=infotextkey>亿元，同比_blank class=infotextkey>get=_blank class=infotextkey>增长8._blank class=infotextkey>get=_blank class=infotextkey>2%，_blank class=infotextkey>get=_blank class=infotextkey>增速比_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上月末_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>降0._blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>3个_blank class=infotextkey>百分点。

　　月末_blank class=infotextkey>get=_blank class=infotextkey>人民币_blank class=infotextkey>get=_blank class=infotextkey>贷款余额_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>31.88_blank class=infotextkey>get=_blank class=infotextkey>万_blank class=infotextkey>get=_blank class=infotextkey>亿元，同比_blank class=infotextkey>get=_blank class=infotextkey>增长_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3._blank class=infotextkey>get=_blank class=infotextkey>2%，_blank class=infotextkey>get=_blank class=infotextkey>增速与_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上月末和_blank class=infotextkey>get=_blank class=infotextkey>上年同期均持平。

　　当月_blank class=infotextkey>get=_blank class=infotextkey>人民币_blank class=infotextkey>get=_blank class=infotextkey>贷款增加1._blank class=infotextkey>get=_blank class=infotextkey>28_blank class=infotextkey>get=_blank class=infotextkey>万_blank class=infotextkey>get=_blank class=infotextkey>亿元，同比_blank class=infotextkey>get=_blank class=infotextkey>多增18_blank class=infotextkey>34_blank class=infotextkey>get=_blank class=infotextkey>亿元，增量_blank class=infotextkey>get=_blank class=infotextkey>主要来源票据_blank class=infotextkey>get=_blank class=infotextkey>融资，.fan_blank class=infotextkey>g558.com/shajin_blank class=infotextkey>g/ tar_blank class=infotextkey>get=_blank class=infotextkey>沙井统建_blank class=infotextkey>get=_blank class=infotextkey>楼_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>哪些_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼盘，票据_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>环比增加_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>388_blank class=infotextkey>get=_blank class=infotextkey>亿元。

　　这一现象表明，受_blank class=infotextkey>get=_blank class=infotextkey>7月份_blank class=infotextkey>央行_blank class=infotextkey>get=_blank class=infotextkey>降准、资管_blank class=infotextkey>get=_blank class=infotextkey>新规_blank class=infotextkey>get=_blank class=infotextkey>及其他_blank class=infotextkey>get=_blank class=infotextkey>货币_blank class=infotextkey>get=_blank class=infotextkey>调控_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策_blank class=infotextkey>get=_blank class=infotextkey>影响，_blank class=infotextkey>get=_blank class=infotextkey>人民币_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不断增加，尽管8月_blank class=infotextkey>get=_blank class=infotextkey>增速_blank class=infotextkey>get=_blank class=infotextkey>有所_blank class=infotextkey>get=_blank class=infotextkey>回落，但随着_blank class=infotextkey>get=_blank class=infotextkey>调控_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不断落实，将_blank class=infotextkey>继续_blank class=infotextkey>get=_blank class=infotextkey>推动_blank class=infotextkey>get=_blank class=infotextkey>贷款增加。

　　从非_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融_blank class=infotextkey>get=_blank class=infotextkey>企业及_blank class=infotextkey>get=_blank class=infotextkey>机关团_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>发现，8月份_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>长期_blank class=infotextkey>get=_blank class=infotextkey>贷款增加_blank class=infotextkey>34_blank class=infotextkey>get=_blank class=infotextkey>25_blank class=infotextkey>get=_blank class=infotextkey>亿元，_blank class=infotextkey>get=_blank class=infotextkey>环比_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上月4875_blank class=infotextkey>get=_blank class=infotextkey>亿元_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>降_blank class=infotextkey>get=_blank class=infotextkey>29.74%，_blank class=infotextkey>get=_blank class=infotextkey>降幅较_blank class=infotextkey>get=_blank class=infotextkey>大;

　　票据_blank class=infotextkey>get=_blank class=infotextkey>融资增加4_blank class=infotextkey>get=_blank class=infotextkey>099_blank class=infotextkey>get=_blank class=infotextkey>亿元，达到_blank class=infotextkey>近_blank class=infotextkey>get=_blank class=infotextkey>年来峰值，相比_blank class=infotextkey>get=_blank class=infotextkey>上期_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>388_blank class=infotextkey>get=_blank class=infotextkey>亿元_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上涨71.65%。

　　由此看出，_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>环比_blank class=infotextkey>get=_blank class=infotextkey>降幅较_blank class=infotextkey>get=_blank class=infotextkey>大，_blank class=infotextkey>get=_blank class=infotextkey>银行对于_blank class=infotextkey>get=_blank class=infotextkey>企业发放_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>还是较为_blank class=infotextkey>get=_blank class=infotextkey>谨慎的，另一_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面，_blank class=infotextkey>get=_blank class=infotextkey>银行为了_blank class=infotextkey>get=_blank class=infotextkey>降低_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险，更_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择票据贴现的_blank class=infotextkey>get=_blank class=infotextkey>方式_blank class=infotextkey>get=_blank class=infotextkey>融资给_blank class=infotextkey>get=_blank class=infotextkey>企业。

　　整_blank class=infotextkey>get=_blank class=infotextkey>体来看，尽管_blank class=infotextkey>get=_blank class=infotextkey>居民_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款增量略_blank class=infotextkey>get=_blank class=infotextkey>低于于_blank class=infotextkey>get=_blank class=infotextkey>去年同期，但_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面较为积极;相比而言，_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>环比_blank class=infotextkey>get=_blank class=infotextkey>降幅较_blank class=infotextkey>get=_blank class=infotextkey>大，_blank class=infotextkey>get=_blank class=infotextkey>银行对于_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>贷款较为_blank class=infotextkey>get=_blank class=infotextkey>谨慎。

　　受表外_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>降幅趋缓_blank class=infotextkey>get=_blank class=infotextkey>影响，_blank class=infotextkey>get=_blank class=infotextkey>社_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>规模_blank class=infotextkey>get=_blank class=infotextkey>小幅_blank class=infotextkey>get=_blank class=infotextkey>回升，种种迹象表明，去杆杠引发的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>信用偏紧_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>环境_blank class=infotextkey>get=_blank class=infotextkey>拐点迹象显现，后期_blank class=infotextkey>get=_blank class=infotextkey>社_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>规模将趋于稳_blank class=infotextkey>定。