小产权房558_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大家都_blank class=infotextkey>get=_blank class=infotextkey>知道_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房是_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>可以缴纳_blank class=infotextkey>get=_blank class=infotextkey>税费和_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地证的。正_blank class=infotextkey>get=_blank class=infotextkey>常_blank class=infotextkey>get=_blank class=infotextkey>情况_blank class=infotextkey>get=_blank class=infotextkey>下，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房也是_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>买卖的。_blank class=infotextkey>get=_blank class=infotextkey>农村_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>办理抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款，为_blank class=infotextkey>get=_blank class=infotextkey>什么_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能_blank class=infotextkey>办理抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款，_blank class=infotextkey>办理抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>满足_blank class=infotextkey>get=_blank class=infotextkey>什么_blank class=infotextkey>get=_blank class=infotextkey>条件，_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>面就由_blank class=infotextkey>get=_blank class=infotextkey>小编来为_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大家_blank class=infotextkey>get=_blank class=infotextkey>介绍_blank class=infotextkey>get=_blank class=infotextkey>一_blank class=infotextkey>get=_blank class=infotextkey>下。
一、
_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房是指在_blank class=infotextkey>get=_blank class=infotextkey>农村_blank class=infotextkey>get=_blank class=infotextkey>集_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>建设的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋，未缴纳_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地出让_blank class=infotextkey>get=_blank class=infotextkey>金等_blank class=infotextkey>get=_blank class=infotextkey>费用，其_blank class=infotextkey>get=_blank class=infotextkey>产权证_blank class=infotextkey>_blank class=infotextkey>不是由_blank class=infotextkey>get=_blank class=infotextkey>国家_blank class=infotextkey>get=_blank class=infotextkey>房管_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>部门颁发，而是由乡_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政府或村_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政府颁发，亦称“乡_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房”。“_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房”_blank class=infotextkey>_blank class=infotextkey>不是_blank class=infotextkey>get=_blank class=infotextkey>法律_blank class=infotextkey>get=_blank class=infotextkey>概念，是_blank class=infotextkey>get=_blank class=infotextkey>人们在_blank class=infotextkey>get=_blank class=infotextkey>社_blank class=infotextkey>get=_blank class=infotextkey>会实践_blank class=infotextkey>get=_blank class=infotextkey>中形成的_blank class=infotextkey>get=_blank class=infotextkey>一种约_blank class=infotextkey>定俗成的称谓。该类_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>国家发放的_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地_blank class=infotextkey>get=_blank class=infotextkey>使用证和_blank class=infotextkey>get=_blank class=infotextkey>预售_blank class=infotextkey>get=_blank class=infotextkey>许可证，_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同在_blank class=infotextkey>get=_blank class=infotextkey>国土_blank class=infotextkey>get=_blank class=infotextkey>房管局_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>会给予_blank class=infotextkey>get=_blank class=infotextkey>备案。_blank class=infotextkey>get=_blank class=infotextkey>所谓_blank class=infotextkey>get=_blank class=infotextkey>产权证亦_blank class=infotextkey>_blank class=infotextkey>不是_blank class=infotextkey>真正_blank class=infotextkey>合法_blank class=infotextkey>get=_blank class=infotextkey>有效的_blank class=infotextkey>get=_blank class=infotextkey>产权证。
_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>出现与_blank class=infotextkey>get=_blank class=infotextkey>城市_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房价蹿升密_blank class=infotextkey>不可分，其_blank class=infotextkey>get=_blank class=infotextkey>成为_blank class=infotextkey>get=_blank class=infotextkey>社_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>关注的_blank class=infotextkey>get=_blank class=infotextkey>热点亦是从_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房价_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上涨迈入快速之_blank class=infotextkey>年的２００７年开始的。_blank class=infotextkey>get=_blank class=infotextkey>按照_blank class=infotextkey>get=_blank class=infotextkey>国家的相关_blank class=infotextkey>get=_blank class=infotextkey>要求，_blank class=infotextkey>村委统建_blank class=infotextkey>get=_blank class=infotextkey>楼_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>什么_blank class=infotextkey>get=_blank class=infotextkey>证明，“_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房”_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不得确权发证，_blank class=infotextkey>不受_blank class=infotextkey>get=_blank class=infotextkey>法律_blank class=infotextkey>get=_blank class=infotextkey>保护。
_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房因为_blank class=infotextkey>get=_blank class=infotextkey>国家_blank class=infotextkey>不承认，也_blank class=infotextkey>不予_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>登记_blank class=infotextkey>get=_blank class=infotextkey>手续，因此，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房是_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>可以在_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>进行抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款的。
二、
_blank class=infotextkey>get=_blank class=infotextkey>农村自建_blank class=infotextkey>get=_blank class=infotextkey>房在_blank class=infotextkey>get=_blank class=infotextkey>手续齐_blank class=infotextkey>get=_blank class=infotextkey>全的_blank class=infotextkey>get=_blank class=infotextkey>情况_blank class=infotextkey>get=_blank class=infotextkey>下，_blank class=infotextkey>get=_blank class=infotextkey>一般是可做抵押办_blank class=infotextkey>get=_blank class=infotextkey>贷款的。_blank class=infotextkey>在这里所指的_blank class=infotextkey>get=_blank class=infotextkey>手续，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>重要的_blank class=infotextkey>get=_blank class=infotextkey>就是_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋的_blank class=infotextkey>get=_blank class=infotextkey>产权证。_blank class=infotextkey>get=_blank class=infotextkey>目前_blank class=infotextkey>get=_blank class=infotextkey>我国_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>部分_blank class=infotextkey>get=_blank class=infotextkey>农村自建_blank class=infotextkey>get=_blank class=infotextkey>房，是仅_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地_blank class=infotextkey>get=_blank class=infotextkey>使用证而_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋_blank class=infotextkey>get=_blank class=infotextkey>产权证的，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房是_blank class=infotextkey>get=_blank class=infotextkey>什么_blank class=infotextkey>get=_blank class=infotextkey>意思，这种_blank class=infotextkey>get=_blank class=infotextkey>情况是_blank class=infotextkey>get=_blank class=infotextkey>无法办_blank class=infotextkey>get=_blank class=infotextkey>贷款的。
此外，_blank class=infotextkey>get=_blank class=infotextkey>农村自建_blank class=infotextkey>get=_blank class=infotextkey>房能否做抵押办_blank class=infotextkey>get=_blank class=infotextkey>贷款，_blank class=infotextkey>get=_blank class=infotextkey>还要根据实际_blank class=infotextkey>get=_blank class=infotextkey>情况而_blank class=infotextkey>定。如该_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋的_blank class=infotextkey>get=_blank class=infotextkey>使用年_blank class=infotextkey>get=_blank class=infotextkey>限、刚_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋所处的_blank class=infotextkey>get=_blank class=infotextkey>地理_blank class=infotextkey>get=_blank class=infotextkey>位置、变现_blank class=infotextkey>get=_blank class=infotextkey>价值等。若是该_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋年_blank class=infotextkey>get=_blank class=infotextkey>限较久或_blank class=infotextkey>get=_blank class=infotextkey>位置_blank class=infotextkey>不佳，变现_blank class=infotextkey>get=_blank class=infotextkey>价值较低的话，即使在_blank class=infotextkey>get=_blank class=infotextkey>手续齐_blank class=infotextkey>get=_blank class=infotextkey>全的_blank class=infotextkey>get=_blank class=infotextkey>情况，也是_blank class=infotextkey>get=_blank class=infotextkey>无法用作抵押_blank class=infotextkey>获得_blank class=infotextkey>get=_blank class=infotextkey>贷款的。
三、
１、借款_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>户籍_blank class=infotextkey>get=_blank class=infotextkey>必须在_blank class=infotextkey>get=_blank class=infotextkey>申请农_blank class=infotextkey>get=_blank class=infotextkey>房抵押的_blank class=infotextkey>get=_blank class=infotextkey>土_blank class=infotextkey>get=_blank class=infotextkey>地所在县（市、区）；
２、农_blank class=infotextkey>get=_blank class=infotextkey>房抵押_blank class=infotextkey>get=_blank class=infotextkey>必须经_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋所在_blank class=infotextkey>get=_blank class=infotextkey>地_blank class=infotextkey>get=_blank class=infotextkey>农村_blank class=infotextkey>get=_blank class=infotextkey>集_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>经_blank class=infotextkey>济_blank class=infotextkey>get=_blank class=infotextkey>组织_blank class=infotextkey>get=_blank class=infotextkey>同意，并出具_blank class=infotextkey>get=_blank class=infotextkey>同意抵押、_blank class=infotextkey>get=_blank class=infotextkey>同意_blank class=infotextkey>get=_blank class=infotextkey>处置_blank class=infotextkey>get=_blank class=infotextkey>证明；
３、农_blank class=infotextkey>get=_blank class=infotextkey>房抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险_blank class=infotextkey>get=_blank class=infotextkey>控制_blank class=infotextkey>get=_blank class=infotextkey>方式、抵押率_blank class=infotextkey>原则_blank class=infotextkey>get=_blank class=infotextkey>上由债券权（_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融机构等）根据自_blank class=infotextkey>get=_blank class=infotextkey>身_blank class=infotextkey>get=_blank class=infotextkey>业务_blank class=infotextkey>get=_blank class=infotextkey>发展和_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险防范_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>自主协_blank class=infotextkey>get=_blank class=infotextkey>商确_blank class=infotextkey>定。
以_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>就是_blank class=infotextkey>get=_blank class=infotextkey>关于_blank class=infotextkey>get=_blank class=infotextkey>农村_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>介绍，_blank class=infotextkey>get=_blank class=infotextkey>农村自建_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>满足以_blank class=infotextkey>get=_blank class=infotextkey>上的_blank class=infotextkey>get=_blank class=infotextkey>条件_blank class=infotextkey>get=_blank class=infotextkey>才能_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>贷款。_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大家在_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>时一_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>定要在正规机构_blank class=infotextkey>get=_blank class=infotextkey>进行_blank class=infotextkey>办理，避免_blank class=infotextkey>get=_blank class=infotextkey>上当受骗。_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大家_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>什么_blank class=infotextkey>get=_blank class=infotextkey>法律_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面的_blank class=infotextkey>get=_blank class=infotextkey>疑问，欢_blank class=infotextkey>get=_blank class=infotextkey>迎来_blank class=infotextkey>get=_blank class=infotextkey>我们咨询，_blank class=infotextkey>get=_blank class=infotextkey>我们_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>专业_blank class=infotextkey>get=_blank class=infotextkey>律师为_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大家答疑解惑。
