小产权房558_blank class=infotextkey>get=_blank class=infotextkey>如_blank class=infotextkey>get=_blank class=infotextkey>今，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大家对于.fan_blank class=infotextkey>g558.com/baoan/ tar_blank class=infotextkey>get=_blank class=infotextkey>宝安_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>有了_blank class=infotextkey>get=_blank class=infotextkey>全_blank class=infotextkey>get=_blank class=infotextkey>新的认识，_blank class=infotextkey>不在像以前那样，_blank class=infotextkey>get=_blank class=infotextkey>觉得_blank class=infotextkey>get=_blank class=infotextkey>贷款很丢_blank class=infotextkey>get=_blank class=infotextkey>人，像_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款，因为额度_blank class=infotextkey>get=_blank class=infotextkey>大，很受个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>以及_blank class=infotextkey>get=_blank class=infotextkey>企业的_blank class=infotextkey>青睐，要_blank class=infotextkey>get=_blank class=infotextkey>知道，.fan_blank class=infotextkey>g558.com/baoan/ tar_blank class=infotextkey>get=_blank class=infotextkey>宝安_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房屋抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>用户_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>少，要_blank class=infotextkey>get=_blank class=infotextkey>成功_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款，_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>我们对于.fan_blank class=infotextkey>g558.com/baoan/ tar_blank class=infotextkey>get=_blank class=infotextkey>宝安_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房屋抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款相关_blank class=infotextkey>get=_blank class=infotextkey>知识_blank class=infotextkey>get=_blank class=infotextkey>了解_blank class=infotextkey>get=_blank class=infotextkey>清楚。所以，_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>面_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>深圳K_blank class=infotextkey>get=_blank class=infotextkey>房网_blank class=infotextkey>get=_blank class=infotextkey>小编就给_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大家_blank class=infotextkey>get=_blank class=infotextkey>介绍_blank class=infotextkey>get=_blank class=infotextkey>一_blank class=infotextkey>get=_blank class=infotextkey>下借款_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>最为_blank class=infotextkey>get=_blank class=infotextkey>关心的_blank class=infotextkey>get=_blank class=infotextkey>问题吧。
_blank class=infotextkey>get=_blank class=infotextkey>目前_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款分为自_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产和_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款，两者_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>有所_blank class=infotextkey>不同，_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>get=_blank class=infotextkey>利率通_blank class=infotextkey>get=_blank class=infotextkey>常_blank class=infotextkey>get=_blank class=infotextkey>高于自_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产。
当然_blank class=infotextkey>不同的还款_blank class=infotextkey>get=_blank class=infotextkey>方式、_blank class=infotextkey>不同的利息、_blank class=infotextkey>不同的借款_blank class=infotextkey>get=_blank class=infotextkey>条件，所_blank class=infotextkey>get=_blank class=infotextkey>需要还的钱数额是_blank class=infotextkey>不_blank class=infotextkey>一样的。
一、_blank class=infotextkey>get=_blank class=infotextkey>满足基本_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>条件
_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>部分的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房屋抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款，首先_blank class=infotextkey>get=_blank class=infotextkey>需要借款_blank class=infotextkey>get=_blank class=infotextkey>人和抵押_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋_blank class=infotextkey>get=_blank class=infotextkey>满足_blank class=infotextkey>get=_blank class=infotextkey>贷款机构的_blank class=infotextkey>get=_blank class=infotextkey>条件：
借款_blank class=infotextkey>get=_blank class=infotextkey>人的年龄在18至65周岁之间，并且是_blank class=infotextkey>get=_blank class=infotextkey>具备还款能力的_blank class=infotextkey>get=_blank class=infotextkey>人。
二、_blank class=infotextkey>get=_blank class=infotextkey>提供_blank class=infotextkey>get=_blank class=infotextkey>贷款所需_blank class=infotextkey>get=_blank class=infotextkey>资料
根据_blank class=infotextkey>get=_blank class=infotextkey>需求，_blank class=infotextkey>get=_blank class=infotextkey>提供_blank class=infotextkey>get=_blank class=infotextkey>贷款机构_blank class=infotextkey>get=_blank class=infotextkey>要求的_blank class=infotextkey>get=_blank class=infotextkey>资料，_blank class=infotextkey>get=_blank class=infotextkey>一般如_blank class=infotextkey>get=_blank class=infotextkey>下：_blank class=infotextkey>get=_blank class=infotextkey>夫妻_blank class=infotextkey>get=_blank class=infotextkey>双方_blank class=infotextkey>get=_blank class=infotextkey>身份证、_blank class=infotextkey>get=_blank class=infotextkey>户口本、_blank class=infotextkey>get=_blank class=infotextkey>结婚证(_blank class=infotextkey>如果是离_blank class=infotextkey>get=_blank class=infotextkey>异，_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>离婚证;_blank class=infotextkey>如果是_blank class=infotextkey>单_blank class=infotextkey>get=_blank class=infotextkey>身，_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>单_blank class=infotextkey>get=_blank class=infotextkey>身_blank class=infotextkey>get=_blank class=infotextkey>证明);_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同;_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入_blank class=infotextkey>get=_blank class=infotextkey>证明、_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>流水和征_blank class=infotextkey>get=_blank class=infotextkey>信_blank class=infotextkey>get=_blank class=infotextkey>报告。
三、确认_blank class=infotextkey>get=_blank class=infotextkey>贷款利息
_blank class=infotextkey>get=_blank class=infotextkey>满足以_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>要求后，便开始比对各家_blank class=infotextkey>get=_blank class=infotextkey>贷款利息了，_blank class=infotextkey>get=_blank class=infotextkey>一般，_blank class=infotextkey>get=_blank class=infotextkey>常平，_blank class=infotextkey>get=_blank class=infotextkey>银行利息较低，非_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>贷款机构利息较_blank class=infotextkey>get=_blank class=infotextkey>高，门槛低。_blank class=infotextkey>get=_blank class=infotextkey>这个_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时候_blank class=infotextkey>get=_blank class=infotextkey>可以找_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>服务_blank class=infotextkey>get=_blank class=infotextkey>商或者_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中介_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公司_blank class=infotextkey>get=_blank class=infotextkey>了解_blank class=infotextkey>get=_blank class=infotextkey>情况，_blank class=infotextkey>他们的优点在于_blank class=infotextkey>get=_blank class=infotextkey>会为_blank class=infotextkey>get=_blank class=infotextkey>客户良心_blank class=infotextkey>get=_blank class=infotextkey>比较各_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>银行的_blank class=infotextkey>get=_blank class=infotextkey>利率择优为您_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择_blank class=infotextkey>get=_blank class=infotextkey>好的_blank class=infotextkey>渠道，更快更便捷。
四、确_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>金额
_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>金额是由_blank class=infotextkey>get=_blank class=infotextkey>贷款者提出，由_blank class=infotextkey>get=_blank class=infotextkey>贷款机构审批，根据_blank class=infotextkey>get=_blank class=infotextkey>评估_blank class=infotextkey>get=_blank class=infotextkey>价值计算出_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最终的_blank class=infotextkey>get=_blank class=infotextkey>贷款额度，_blank class=infotextkey>get=_blank class=infotextkey>一般_blank class=infotextkey>get=_blank class=infotextkey>贷款额度=_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋评_blank class=infotextkey>get=_blank class=infotextkey>估值*_blank class=infotextkey>get=_blank class=infotextkey>贷款成数(_blank class=infotextkey>get=_blank class=infotextkey>一般_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款为7成)。
五、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择还款_blank class=infotextkey>get=_blank class=infotextkey>方式
等额_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金是_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>人将_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金分摊到_blank class=infotextkey>get=_blank class=infotextkey>每个月内，_blank class=infotextkey>get=_blank class=infotextkey>同_blank class=infotextkey>时付_blank class=infotextkey>get=_blank class=infotextkey>清_blank class=infotextkey>get=_blank class=infotextkey>上一_blank class=infotextkey>get=_blank class=infotextkey>交易日至本次还款日之_blank class=infotextkey>get=_blank class=infotextkey>间的利息，_blank class=infotextkey>get=_blank class=infotextkey>每月的还款额_blank class=infotextkey>不同，呈现逐月递减的状态。
等额本息是借款_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>每月按相等的_blank class=infotextkey>get=_blank class=infotextkey>金额偿还_blank class=infotextkey>get=_blank class=infotextkey>贷款本息，其_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>每月_blank class=infotextkey>get=_blank class=infotextkey>贷款利息按月初_blank class=infotextkey>get=_blank class=infotextkey>剩余_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金计算并逐月结_blank class=infotextkey>get=_blank class=infotextkey>清。
先息后本是在借款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间范围内，根据约_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间，借款_blank class=infotextkey>get=_blank class=infotextkey>人先还利息，_blank class=infotextkey>get=_blank class=infotextkey>到期_blank class=infotextkey>get=_blank class=infotextkey>再归还_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金。前期还款_blank class=infotextkey>get=_blank class=infotextkey>金额_blank class=infotextkey>get=_blank class=infotextkey>少，_blank class=infotextkey>get=_blank class=infotextkey>压力_blank class=infotextkey>get=_blank class=infotextkey>小，后期归还_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>时_blank class=infotextkey>get=_blank class=infotextkey>压力较_blank class=infotextkey>get=_blank class=infotextkey>大。
&_blank class=infotextkey>gt;相关_blank class=infotextkey>get=_blank class=infotextkey>问答：
问：_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>银行抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流程是_blank class=infotextkey>get=_blank class=infotextkey>什么样的？
答：_blank class=infotextkey>get=_blank class=infotextkey>现在许_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>人在_blank class=infotextkey>get=_blank class=infotextkey>购买了.fan_blank class=infotextkey>g558.com/_blank class=infotextkey>guan_blank class=infotextkey>gmin_blank class=infotextkey>g/ tar_blank class=infotextkey>get=_blank class=infotextkey>光明_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子之后，假如还想_blank class=infotextkey>get=_blank class=infotextkey>再_blank class=infotextkey>get=_blank class=infotextkey>购买_blank class=infotextkey>get=_blank class=infotextkey>一套_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子来_blank class=infotextkey>get=_blank class=infotextkey>进行_blank class=infotextkey>get=_blank class=infotextkey>投资，假如手_blank class=infotextkey>get=_blank class=infotextkey>上的_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>不足，_blank class=infotextkey>get=_blank class=infotextkey>一般都_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>挑_blank class=infotextkey>get=_blank class=infotextkey>选把_blank class=infotextkey>get=_blank class=infotextkey>现在的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子拿去_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>贷款，_blank class=infotextkey>get=_blank class=infotextkey>信任许_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>人都_blank class=infotextkey>_blank class=infotextkey>不是很_blank class=infotextkey>get=_blank class=infotextkey>清楚这一块的_blank class=infotextkey>get=_blank class=infotextkey>一个_blank class=infotextkey>get=_blank class=infotextkey>操作，接_blank class=infotextkey>get=_blank class=infotextkey>下来_blank class=infotextkey>get=_blank class=infotextkey>我们就一同来_blank class=infotextkey>get=_blank class=infotextkey>了解一同以_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流程_blank class=infotextkey>以及_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流程相关的_blank class=infotextkey>get=_blank class=infotextkey>问题吧。
以.fan_blank class=infotextkey>g558.com/_blank class=infotextkey>guan_blank class=infotextkey>gmin_blank class=infotextkey>g/ tar_blank class=infotextkey>get=_blank class=infotextkey>光明_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子_blank class=infotextkey>get=_blank class=infotextkey>贷款
1、提交_blank class=infotextkey>get=_blank class=infotextkey>资料。
_blank class=infotextkey>get=_blank class=infotextkey>2、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子_blank class=infotextkey>get=_blank class=infotextkey>交易_blank class=infotextkey>get=_blank class=infotextkey>大厅受理_blank class=infotextkey>get=_blank class=infotextkey>资料。
_blank class=infotextkey>3、_blank class=infotextkey>get=_blank class=infotextkey>十个_blank class=infotextkey>get=_blank class=infotextkey>工作日_blank class=infotextkey>get=_blank class=infotextkey>领证。
抵押权设立_blank class=infotextkey>get=_blank class=infotextkey>挂号_blank class=infotextkey>get=_blank class=infotextkey>必须提交的_blank class=infotextkey>get=_blank class=infotextkey>资料：
1、_blank class=infotextkey>get=_blank class=infotextkey>挂号请求书_blank class=infotextkey>原件。
_blank class=infotextkey>get=_blank class=infotextkey>2、请求_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>身份_blank class=infotextkey>get=_blank class=infotextkey>证明。
_blank class=infotextkey>3、以已购_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房抵押的，提交_blank class=infotextkey>原_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同，_blank class=infotextkey>村委统建_blank class=infotextkey>get=_blank class=infotextkey>楼，其产已购_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房抵押的，提交主债权_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同_blank class=infotextkey>原件、抵押_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同_blank class=infotextkey>原件。
4、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子权证(_blank class=infotextkey>原件及复印件)，按份_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>共_blank class=infotextkey>get=_blank class=infotextkey>有的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子，以其份额设_blank class=infotextkey>定抵押的，可_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>供给_blank class=infotextkey>get=_blank class=infotextkey>其他_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>共_blank class=infotextkey>get=_blank class=infotextkey>有权_blank class=infotextkey>get=_blank class=infotextkey>人的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>共_blank class=infotextkey>get=_blank class=infotextkey>有权证及_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>共_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>人赞同抵押的书_blank class=infotextkey>面_blank class=infotextkey>get=_blank class=infotextkey>证明。
5、未_blank class=infotextkey>get=_blank class=infotextkey>处理抵押权预告_blank class=infotextkey>get=_blank class=infotextkey>挂号的,请求_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子搬运_blank class=infotextkey>get=_blank class=infotextkey>挂号和抵押_blank class=infotextkey>get=_blank class=infotextkey>挂号_blank class=infotextkey>get=_blank class=infotextkey>同_blank class=infotextkey>时_blank class=infotextkey>get=_blank class=infotextkey>处理的,提交抵押权_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>签署的_blank class=infotextkey>get=_blank class=infotextkey>领取_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子他项权证后向借贷_blank class=infotextkey>get=_blank class=infotextkey>人放款的具结_blank class=infotextkey>原价。
6、抵押当事_blank class=infotextkey>get=_blank class=infotextkey>人确_blank class=infotextkey>_blank class=infotextkey>定的已_blank class=infotextkey>get=_blank class=infotextkey>销售和_blank class=infotextkey>get=_blank class=infotextkey>处理搬运_blank class=infotextkey>get=_blank class=infotextkey>挂号_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>清_blank class=infotextkey>单_blank class=infotextkey>原件。
_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流程
向_blank class=infotextkey>get=_blank class=infotextkey>银行提交_blank class=infotextkey>get=_blank class=infotextkey>贷款请求、递送_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>资料、看_blank class=infotextkey>get=_blank class=infotextkey>房评价、报批_blank class=infotextkey>get=_blank class=infotextkey>贷款、签_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同、抵押_blank class=infotextkey>get=_blank class=infotextkey>挂号_blank class=infotextkey>get=_blank class=infotextkey>手续、_blank class=infotextkey>get=_blank class=infotextkey>银行放款。_blank class=infotextkey>get=_blank class=infotextkey>银行请求_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流程_blank class=infotextkey>get=_blank class=infotextkey>手续_blank class=infotextkey>get=_blank class=infotextkey>一般_blank class=infotextkey>get=_blank class=infotextkey>步骤如_blank class=infotextkey>get=_blank class=infotextkey>下：
1、向_blank class=infotextkey>get=_blank class=infotextkey>银行提交_blank class=infotextkey>get=_blank class=infotextkey>贷款请求：_blank class=infotextkey>get=_blank class=infotextkey>内容要说明_blank class=infotextkey>get=_blank class=infotextkey>贷款的用处、_blank class=infotextkey>get=_blank class=infotextkey>金额及_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限等。
_blank class=infotextkey>get=_blank class=infotextkey>2、递送_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>资料：假如是个_blank class=infotextkey>get=_blank class=infotextkey>人请求_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款，则_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>供给以_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>资料：_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>身份证、_blank class=infotextkey>近_blank class=infotextkey>get=_blank class=infotextkey>半年的_blank class=infotextkey>get=_blank class=infotextkey>流水、_blank class=infotextkey>get=_blank class=infotextkey>工作_blank class=infotextkey>get=_blank class=infotextkey>证明、征_blank class=infotextkey>get=_blank class=infotextkey>信陈述、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同等。
_blank class=infotextkey>3、假如是_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>需要抵押_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产，应_blank class=infotextkey>get=_blank class=infotextkey>供给的_blank class=infotextkey>get=_blank class=infotextkey>资料_blank class=infotextkey>get=_blank class=infotextkey>有：_blank class=infotextkey>get=_blank class=infotextkey>企业营业执照、_blank class=infotextkey>get=_blank class=infotextkey>企业章程、_blank class=infotextkey>get=_blank class=infotextkey>企业验资陈述、购销_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同、_blank class=infotextkey>近_blank class=infotextkey>get=_blank class=infotextkey>半年的_blank class=infotextkey>get=_blank class=infotextkey>流水、_blank class=infotextkey>get=_blank class=infotextkey>上一_blank class=infotextkey>年的_blank class=infotextkey>get=_blank class=infotextkey>年度_blank class=infotextkey>get=_blank class=infotextkey>财务报表和_blank class=infotextkey>近_blank class=infotextkey>get=_blank class=infotextkey>半年的_blank class=infotextkey>get=_blank class=infotextkey>财务报表、财物_blank class=infotextkey>get=_blank class=infotextkey>证明等。
4、看_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房评价：以_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>资料悉数交齐后，_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>会对抵押的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房产_blank class=infotextkey>get=_blank class=infotextkey>进行实_blank class=infotextkey>get=_blank class=infotextkey>地勘察、评价。
5、报批_blank class=infotextkey>get=_blank class=infotextkey>贷款：_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子评价_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公司_blank class=infotextkey>get=_blank class=infotextkey>会将评价陈述或勘估_blank class=infotextkey>定见书报送至_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>进行审批。
6、签_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同：_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>人与_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>组织签_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同及悉数相关文件、签字、盖手印，由_blank class=infotextkey>get=_blank class=infotextkey>公证_blank class=infotextkey>get=_blank class=infotextkey>人员_blank class=infotextkey>get=_blank class=infotextkey>对其_blank class=infotextkey>get=_blank class=infotextkey>进行_blank class=infotextkey>get=_blank class=infotextkey>公证。
7、抵押_blank class=infotextkey>get=_blank class=infotextkey>挂号_blank class=infotextkey>get=_blank class=infotextkey>手续：_blank class=infotextkey>get=_blank class=infotextkey>银行凭_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子所_blank class=infotextkey>get=_blank class=infotextkey>有权证和_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同_blank class=infotextkey>get=_blank class=infotextkey>公证书到_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产处_blank class=infotextkey>get=_blank class=infotextkey>处理抵押_blank class=infotextkey>get=_blank class=infotextkey>挂号_blank class=infotextkey>get=_blank class=infotextkey>手续。
8、_blank class=infotextkey>get=_blank class=infotextkey>银行放款：_blank class=infotextkey>get=_blank class=infotextkey>由于各_blank class=infotextkey>get=_blank class=infotextkey>银行规则_blank class=infotextkey>不同，其_blank class=infotextkey>get=_blank class=infotextkey>会将_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金以_blank class=infotextkey>get=_blank class=infotextkey>现_blank class=infotextkey>get=_blank class=infotextkey>金、打卡或汇入协作_blank class=infotextkey>get=_blank class=infotextkey>商户账户等_blank class=infotextkey>get=_blank class=infotextkey>方式放款。
问：_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>买_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>应该_blank class=infotextkey>get=_blank class=infotextkey>怎么还款？_blank class=infotextkey>get=_blank class=infotextkey>方式_blank class=infotextkey>get=_blank class=infotextkey>竟然_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>这么_blank class=infotextkey>get=_blank class=infotextkey>多
答：奋斗了_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>多年_blank class=infotextkey>get=_blank class=infotextkey>终于_blank class=infotextkey>get=_blank class=infotextkey>有了_blank class=infotextkey>get=_blank class=infotextkey>一套属于_blank class=infotextkey>get=_blank class=infotextkey>自己的.fan_blank class=infotextkey>g558.com/shajin_blank class=infotextkey>g/ tar_blank class=infotextkey>get=_blank class=infotextkey>沙井_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子，按说_blank class=infotextkey>get=_blank class=infotextkey>这是一件_blank class=infotextkey>get=_blank class=infotextkey>值得庆祝的事情。可_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>你_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择的是_blank class=infotextkey>get=_blank class=infotextkey>贷款买.fan_blank class=infotextkey>g558.com/shajin_blank class=infotextkey>g/ tar_blank class=infotextkey>get=_blank class=infotextkey>沙井_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房，办完_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>申请之后，_blank class=infotextkey>get=_blank class=infotextkey>每个月还_blank class=infotextkey>get=_blank class=infotextkey>需要还款。还款_blank class=infotextkey>get=_blank class=infotextkey>方式_blank class=infotextkey>get=_blank class=infotextkey>主要_blank class=infotextkey>get=_blank class=infotextkey>有等额本息法和等额_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金法，但也_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>其他还款_blank class=infotextkey>get=_blank class=infotextkey>方式。_blank class=infotextkey>get=_blank class=infotextkey>那么_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择何种还贷_blank class=infotextkey>get=_blank class=infotextkey>方式更_blank class=infotextkey>get=_blank class=infotextkey>划算呢？
