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相关_blank class=infotextkey>get=_blank class=infotextkey>问答：
问：.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>首付几成?
答：.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>首付_blank class=infotextkey>比例为_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>少分为以_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>三种个_blank class=infotextkey>get=_blank class=infotextkey>情况:
1、_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>上家已经还_blank class=infotextkey>get=_blank class=infotextkey>清了_blank class=infotextkey>get=_blank class=infotextkey>房贷，而且_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者资质_blank class=infotextkey>get=_blank class=infotextkey>很好，_blank class=infotextkey>就能_blank class=infotextkey>获得只用支付_blank class=infotextkey>get=_blank class=infotextkey>2成的.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>首付。
_blank class=infotextkey>get=_blank class=infotextkey>2、_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>上家已经_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有偿还_blank class=infotextkey>get=_blank class=infotextkey>清楚_blank class=infotextkey>get=_blank class=infotextkey>贷款的，而且还_blank class=infotextkey>get=_blank class=infotextkey>要求_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者配_blank class=infotextkey>合还贷的_blank class=infotextkey>get=_blank class=infotextkey>情况，_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>安_blank class=infotextkey>get=_blank class=infotextkey>全的做法是走_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>监管_blank class=infotextkey>get=_blank class=infotextkey>程序。这样_blank class=infotextkey>get=_blank class=infotextkey>首付_blank class=infotextkey>3成的.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房贷即可。
_blank class=infotextkey>3、_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>充足，_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>一次性支付_blank class=infotextkey>get=_blank class=infotextkey>清楚，这样_blank class=infotextkey>get=_blank class=infotextkey>就_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>存在_blank class=infotextkey>get=_blank class=infotextkey>首付和_blank class=infotextkey>get=_blank class=infotextkey>房贷的_blank class=infotextkey>get=_blank class=infotextkey>问题了。
问：.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>没还完能卖吗
答：_blank class=infotextkey>get=_blank class=infotextkey>房管局_blank class=infotextkey>get=_blank class=infotextkey>过户是_blank class=infotextkey>get=_blank class=infotextkey>必须要_blank class=infotextkey>get=_blank class=infotextkey>保证_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有任何抵押，_blank class=infotextkey>get=_blank class=infotextkey>查封的，_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产_blank class=infotextkey>get=_blank class=infotextkey>有抵押，_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>查封，_blank class=infotextkey>get=_blank class=infotextkey>房管局是过_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不了户的，所以要想卖_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>房，_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>重要的_blank class=infotextkey>get=_blank class=infotextkey>就是先将_blank class=infotextkey>get=_blank class=infotextkey>按揭款还掉，_blank class=infotextkey>get=_blank class=infotextkey>然后_blank class=infotextkey>注销抵押，这样就_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>进行_blank class=infotextkey>get=_blank class=infotextkey>过户了。_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>东_blank class=infotextkey>get=_blank class=infotextkey>没钱还_blank class=infotextkey>get=_blank class=infotextkey>按揭款的，那就_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>客户的_blank class=infotextkey>get=_blank class=infotextkey>首付款或者_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融机构帮忙还_blank class=infotextkey>get=_blank class=infotextkey>按揭了，所以对于用买方_blank class=infotextkey>get=_blank class=infotextkey>首付款还_blank class=infotextkey>get=_blank class=infotextkey>按揭的_blank class=infotextkey>get=_blank class=infotextkey>情况，_blank class=infotextkey>get=_blank class=infotextkey>这个就_blank class=infotextkey>get=_blank class=infotextkey>需要和_blank class=infotextkey>get=_blank class=infotextkey>客户沟通了，_blank class=infotextkey>get=_blank class=infotextkey>客户愿意就行，_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>少一_blank class=infotextkey>部分钱，因为_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>通过_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融机构帮忙赎_blank class=infotextkey>get=_blank class=infotextkey>楼，是要_blank class=infotextkey>收取_blank class=infotextkey>get=_blank class=infotextkey>费用的，_blank class=infotextkey>get=_blank class=infotextkey>无论是_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>东和_blank class=infotextkey>get=_blank class=infotextkey>客户_blank class=infotextkey>get=_blank class=infotextkey>肯_blank class=infotextkey>定都_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>怎么愿意给这比_blank class=infotextkey>get=_blank class=infotextkey>费用的，所以优先_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择与买方沟通用_blank class=infotextkey>get=_blank class=infotextkey>首付款还_blank class=infotextkey>get=_blank class=infotextkey>按揭，还_blank class=infotextkey>get=_blank class=infotextkey>清_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>然后_blank class=infotextkey>注销抵押，_blank class=infotextkey>最后_blank class=infotextkey>get=_blank class=infotextkey>过户，_blank class=infotextkey>如果买方是_blank class=infotextkey>get=_blank class=infotextkey>贷款也_blank class=infotextkey>get=_blank class=infotextkey>需要审批_blank class=infotextkey>get=_blank class=infotextkey>通过后_blank class=infotextkey>get=_blank class=infotextkey>再帮忙还_blank class=infotextkey>get=_blank class=infotextkey>按揭，避免审批_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>通过的_blank class=infotextkey>get=_blank class=infotextkey>情况。
问：_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>购买.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房，是先_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>还是先_blank class=infotextkey>get=_blank class=infotextkey>过户?
先_blank class=infotextkey>get=_blank class=infotextkey>贷款后_blank class=infotextkey>get=_blank class=infotextkey>过户
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在_blank class=infotextkey>办理.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>买卖_blank class=infotextkey>get=_blank class=infotextkey>手续的过程_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>一般_blank class=infotextkey>get=_blank class=infotextkey>都是先_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>贷款在_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>过户_blank class=infotextkey>get=_blank class=infotextkey>手续的，_blank class=infotextkey>如果是_blank class=infotextkey>get=_blank class=infotextkey>一次性付款，就_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>注意_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金的_blank class=infotextkey>get=_blank class=infotextkey>安_blank class=infotextkey>get=_blank class=infotextkey>全_blank class=infotextkey>get=_blank class=infotextkey>问题，尽量将_blank class=infotextkey>get=_blank class=infotextkey>房款的给付_blank class=infotextkey>放在_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>过户之后_blank class=infotextkey>get=_blank class=infotextkey>再_blank class=infotextkey>get=_blank class=infotextkey>进行，或_blank class=infotextkey>get=_blank class=infotextkey>可以用提存的_blank class=infotextkey>get=_blank class=infotextkey>方式_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>房款的给付，.fan_blank class=infotextkey>g558.com/_blank class=infotextkey>gushu/ tar_blank class=infotextkey>get=_blank class=infotextkey>固戍，以尽量_blank class=infotextkey>get=_blank class=infotextkey>降低_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险。_blank class=infotextkey>get=_blank class=infotextkey>买卖_blank class=infotextkey>get=_blank class=infotextkey>双方一_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>定要到_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政府指_blank class=infotextkey>_blank class=infotextkey>定的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>交易_blank class=infotextkey>get=_blank class=infotextkey>场所_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>转让_blank class=infotextkey>get=_blank class=infotextkey>手续，按_blank class=infotextkey>get=_blank class=infotextkey>国家_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定交纳各种_blank class=infotextkey>get=_blank class=infotextkey>交易_blank class=infotextkey>get=_blank class=infotextkey>费用，_blank class=infotextkey>get=_blank class=infotextkey>领取_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政府颁发的_blank class=infotextkey>get=_blank class=infotextkey>产权证，_blank class=infotextkey>get=_blank class=infotextkey>买卖_blank class=infotextkey>get=_blank class=infotextkey>双方能一手交钱一手交_blank class=infotextkey>get=_blank class=infotextkey>房。
_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>贷款应提交的_blank class=infotextkey>get=_blank class=infotextkey>资料：
(1)_blank class=infotextkey>get=_blank class=infotextkey>身份证件;
(_blank class=infotextkey>get=_blank class=infotextkey>2)借款_blank class=infotextkey>get=_blank class=infotextkey>人偿还能力_blank class=infotextkey>get=_blank class=infotextkey>证明_blank class=infotextkey>材料;
(_blank class=infotextkey>3)_blank class=infotextkey>合法_blank class=infotextkey>get=_blank class=infotextkey>有效的购(_blank class=infotextkey>get=_blank class=infotextkey>建造、_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>修)_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同、_blank class=infotextkey>get=_blank class=infotextkey>协议或(和)_blank class=infotextkey>get=_blank class=infotextkey>其他批准文件;
(4)_blank class=infotextkey>get=_blank class=infotextkey>首付款_blank class=infotextkey>get=_blank class=infotextkey>证明_blank class=infotextkey>材料;
(5)_blank class=infotextkey>get=_blank class=infotextkey>贷款担_blank class=infotextkey>get=_blank class=infotextkey>保_blank class=infotextkey>材料;
(6)_blank class=infotextkey>get=_blank class=infotextkey>贷款行_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定的_blank class=infotextkey>get=_blank class=infotextkey>其他文件和_blank class=infotextkey>get=_blank class=infotextkey>资料。
