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_blank class=infotextkey>3、查档、放_blank class=infotextkey>定给卖方
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答：_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>深圳.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房是指买方，买方_blank class=infotextkey>get=_blank class=infotextkey>需要交纳_blank class=infotextkey>get=_blank class=infotextkey>税费_blank class=infotextkey>get=_blank class=infotextkey>主要包括：契税、_blank class=infotextkey>get=_blank class=infotextkey>综_blank class=infotextkey>合_blank class=infotextkey>get=_blank class=infotextkey>服务费、_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>登记费、_blank class=infotextkey>get=_blank class=infotextkey>交易_blank class=infotextkey>get=_blank class=infotextkey>评估费，其_blank class=infotextkey>get=_blank class=infotextkey>具_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>收费如_blank class=infotextkey>get=_blank class=infotextkey>下：
1、买方缴纳契税，若买方是_blank class=infotextkey>get=_blank class=infotextkey>首次_blank class=infotextkey>get=_blank class=infotextkey>购买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>面积_blank class=infotextkey>get=_blank class=infotextkey>小于(_blank class=infotextkey>get=_blank class=infotextkey>含)90m_blank class=infotextkey>get=_blank class=infotextkey>2的契税为_blank class=infotextkey>get=_blank class=infotextkey>交易总额的1%，若买方_blank class=infotextkey>get=_blank class=infotextkey>首次_blank class=infotextkey>get=_blank class=infotextkey>购买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>面积_blank class=infotextkey>get=_blank class=infotextkey>超过90m_blank class=infotextkey>get=_blank class=infotextkey>2的普通_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住宅则缴纳_blank class=infotextkey>get=_blank class=infotextkey>交易总额的1.5%，二套_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>购买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>面积_blank class=infotextkey>get=_blank class=infotextkey>小于(_blank class=infotextkey>get=_blank class=infotextkey>含)90m_blank class=infotextkey>get=_blank class=infotextkey>2的普通_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住宅则缴纳_blank class=infotextkey>get=_blank class=infotextkey>交易总额的1%。
若买方_blank class=infotextkey>get=_blank class=infotextkey>首次_blank class=infotextkey>get=_blank class=infotextkey>购买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>面积_blank class=infotextkey>get=_blank class=infotextkey>超过90m_blank class=infotextkey>get=_blank class=infotextkey>2的普通_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住宅则缴纳_blank class=infotextkey>get=_blank class=infotextkey>交易总额的1.5%，三套及以_blank class=infotextkey>get=_blank class=infotextkey>上则缴纳_blank class=infotextkey>get=_blank class=infotextkey>交易总额的_blank class=infotextkey>3%。若买方_blank class=infotextkey>get=_blank class=infotextkey>购买的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产是非普通_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住宅或者是非_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住宅则缴纳_blank class=infotextkey>get=_blank class=infotextkey>交易总额的_blank class=infotextkey>3%。
_blank class=infotextkey>get=_blank class=infotextkey>2、_blank class=infotextkey>get=_blank class=infotextkey>综_blank class=infotextkey>合_blank class=infotextkey>get=_blank class=infotextkey>服务费：普通_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住宅5元/_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>平方米(_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋_blank class=infotextkey>get=_blank class=infotextkey>建筑_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>面积)，非_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住宅_blank class=infotextkey>11元/_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>平方米。
_blank class=infotextkey>3、_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>登记费：_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住宅_blank class=infotextkey>get=_blank class=infotextkey>80元/户，非_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住宅550元/户。
4、_blank class=infotextkey>get=_blank class=infotextkey>交易_blank class=infotextkey>get=_blank class=infotextkey>评估费：评_blank class=infotextkey>get=_blank class=infotextkey>估价的0._blank class=infotextkey>3%。
问：_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>深圳.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>需要的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流程?
因为在_blank class=infotextkey>办理.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>时，_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>进行前置审批的，审批_blank class=infotextkey>get=_blank class=infotextkey>通过后才允许_blank class=infotextkey>get=_blank class=infotextkey>进行_blank class=infotextkey>get=_blank class=infotextkey>过户
_blank class=infotextkey>get=_blank class=infotextkey>买卖.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>具_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>过户及_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流程如_blank class=infotextkey>get=_blank class=infotextkey>下：
1、_blank class=infotextkey>第1日递交_blank class=infotextkey>材料，提出_blank class=infotextkey>get=_blank class=infotextkey>申请
_blank class=infotextkey>get=_blank class=infotextkey>买卖_blank class=infotextkey>get=_blank class=infotextkey>双方带齐相关_blank class=infotextkey>材料，前往_blank class=infotextkey>get=_blank class=infotextkey>银行。_blank class=infotextkey>get=_blank class=infotextkey>领取并填写.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房个_blank class=infotextkey>get=_blank class=infotextkey>人借款_blank class=infotextkey>get=_blank class=infotextkey>申请表，填完后将所_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>材料交给_blank class=infotextkey>get=_blank class=infotextkey>工作_blank class=infotextkey>get=_blank class=infotextkey>人员审阅。
_blank class=infotextkey>get=_blank class=infotextkey>工作_blank class=infotextkey>get=_blank class=infotextkey>人员_blank class=infotextkey>get=_blank class=infotextkey>会就_blank class=infotextkey>材料做出初步_blank class=infotextkey>get=_blank class=infotextkey>评估，给出_blank class=infotextkey>get=_blank class=infotextkey>大致_blank class=infotextkey>get=_blank class=infotextkey>贷款额度和年_blank class=infotextkey>get=_blank class=infotextkey>限。_blank class=infotextkey>最后三方约_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间，.fan_blank class=infotextkey>g558.com/chan_blank class=infotextkey>gan/ tar_blank class=infotextkey>get=_blank class=infotextkey>长安，由_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>联_blank class=infotextkey>get=_blank class=infotextkey>系指_blank class=infotextkey>_blank class=infotextkey>定的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>评估机构前去验_blank class=infotextkey>get=_blank class=infotextkey>房做_blank class=infotextkey>get=_blank class=infotextkey>评估。
_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>第_blank class=infotextkey>get=_blank class=infotextkey>27日 _blank class=infotextkey>get=_blank class=infotextkey>评估
根据约_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>评估机构到_blank class=infotextkey>get=_blank class=infotextkey>房源处_blank class=infotextkey>get=_blank class=infotextkey>进行_blank class=infotextkey>get=_blank class=infotextkey>评估。_blank class=infotextkey>get=_blank class=infotextkey>完成后，_blank class=infotextkey>get=_blank class=infotextkey>评估机构向_blank class=infotextkey>get=_blank class=infotextkey>银行出具_blank class=infotextkey>get=_blank class=infotextkey>评估_blank class=infotextkey>get=_blank class=infotextkey>报告。这一_blank class=infotextkey>get=_blank class=infotextkey>阶段_blank class=infotextkey>get=_blank class=infotextkey>耗_blank class=infotextkey>时_blank class=infotextkey>get=_blank class=infotextkey>会依据约_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>情况而_blank class=infotextkey>定，_blank class=infotextkey>get=_blank class=infotextkey>一般_blank class=infotextkey>35个_blank class=infotextkey>get=_blank class=infotextkey>工作日内即可_blank class=infotextkey>get=_blank class=infotextkey>完成。_blank class=infotextkey>get=_blank class=infotextkey>交易方需交纳500元_blank class=infotextkey>get=_blank class=infotextkey>评估费。
_blank class=infotextkey>3_blank class=infotextkey>第8_blank class=infotextkey>get=_blank class=infotextkey>10日 _blank class=infotextkey>get=_blank class=infotextkey>银行审批
_blank class=infotextkey>get=_blank class=infotextkey>银行对_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>人的资质_blank class=infotextkey>get=_blank class=infotextkey>进行_blank class=infotextkey>get=_blank class=infotextkey>审核，符_blank class=infotextkey>合_blank class=infotextkey>get=_blank class=infotextkey>条件后，_blank class=infotextkey>get=_blank class=infotextkey>银行根据_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋_blank class=infotextkey>get=_blank class=infotextkey>评估_blank class=infotextkey>get=_blank class=infotextkey>价格，_blank class=infotextkey>get=_blank class=infotextkey>综_blank class=infotextkey>合_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>人的资质_blank class=infotextkey>get=_blank class=infotextkey>进行_blank class=infotextkey>get=_blank class=infotextkey>贷款额度、_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限等_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面的审批。审批过程_blank class=infotextkey>get=_blank class=infotextkey>一般在5个_blank class=infotextkey>get=_blank class=infotextkey>工作日左右，但_blank class=infotextkey>get=_blank class=infotextkey>民生_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>中关村支行与_blank class=infotextkey>get=_blank class=infotextkey>贷款审批_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>部门在同_blank class=infotextkey>get=_blank class=infotextkey>一个_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>写字_blank class=infotextkey>get=_blank class=infotextkey>楼_blank class=infotextkey>get=_blank class=infotextkey>办_blank class=infotextkey>get=_blank class=infotextkey>公，报批速度快，_blank class=infotextkey>get=_blank class=infotextkey>每_blank class=infotextkey>单_blank class=infotextkey>get=_blank class=infotextkey>业务审批_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间1_blank class=infotextkey>get=_blank class=infotextkey>2天即可_blank class=infotextkey>get=_blank class=infotextkey>完成。
4_blank class=infotextkey>第1_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3_blank class=infotextkey>3日 交_blank class=infotextkey>get=_blank class=infotextkey>首付，_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>过户
审批_blank class=infotextkey>get=_blank class=infotextkey>通过后，买方向卖方支付_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋_blank class=infotextkey>get=_blank class=infotextkey>首付款。_blank class=infotextkey>get=_blank class=infotextkey>然后_blank class=infotextkey>get=_blank class=infotextkey>买卖_blank class=infotextkey>get=_blank class=infotextkey>双方及_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>工作_blank class=infotextkey>get=_blank class=infotextkey>人员到_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>交易所，凭_blank class=infotextkey>get=_blank class=infotextkey>首付款_blank class=infotextkey>get=_blank class=infotextkey>证明、_blank class=infotextkey>get=_blank class=infotextkey>银行出具的_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>审查承诺函等_blank class=infotextkey>材料_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>过户。_blank class=infotextkey>get=_blank class=infotextkey>过户当天便可_blank class=infotextkey>get=_blank class=infotextkey>完成，买方_blank class=infotextkey>get=_blank class=infotextkey>再等待_blank class=infotextkey>get=_blank class=infotextkey>20个_blank class=infotextkey>get=_blank class=infotextkey>工作日左右_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>领取_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产证。
5_blank class=infotextkey>第_blank class=infotextkey>34_blank class=infotextkey>35天 办_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产抵押_blank class=infotextkey>get=_blank class=infotextkey>登记、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>保险_blank class=infotextkey>get=_blank class=infotextkey>手续，_blank class=infotextkey>get=_blank class=infotextkey>银行放贷
买方领到_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产证后，_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产抵押_blank class=infotextkey>get=_blank class=infotextkey>登记和_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>保险，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>保险费_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>2000元左右。_blank class=infotextkey>get=_blank class=infotextkey>然后，_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>贷款发放_blank class=infotextkey>get=_blank class=infotextkey>手续，_blank class=infotextkey>get=_blank class=infotextkey>银行便向卖方账户存入_blank class=infotextkey>get=_blank class=infotextkey>房款，买方则开始依照_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同按期偿还本期。
问：在_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>深圳买.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>首付_blank class=infotextkey>get=_blank class=infotextkey>一般是几成?
答：.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>首付执行_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定：
1. _blank class=infotextkey>get=_blank class=infotextkey>首套.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>首付_blank class=infotextkey>比例_blank class=infotextkey>30%，_blank class=infotextkey>get=_blank class=infotextkey>可向_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>申请70%的_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>贷款。
_blank class=infotextkey>get=_blank class=infotextkey>2. 二套.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>首付_blank class=infotextkey>比例由_blank class=infotextkey>get=_blank class=infotextkey>60%_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上调至70%，_blank class=infotextkey>get=_blank class=infotextkey>可向_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>30%的_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>贷款的规则执行。
_blank class=infotextkey>3. 但_blank class=infotextkey>get=_blank class=infotextkey>一般来说，_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者可与_blank class=infotextkey>get=_blank class=infotextkey>商家协_blank class=infotextkey>get=_blank class=infotextkey>商，以确_blank class=infotextkey>定.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>首付_blank class=infotextkey>比例，_blank class=infotextkey>get=_blank class=infotextkey>一般可为_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>3成左右。
