小产权房55850万存款、300万的房产，在中国是一个什么级别的家庭？
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_blank class=infotextkey>get=_blank class=infotextkey>2% VS _blank class=infotextkey>get=_blank class=infotextkey>80%
_blank class=infotextkey>get=_blank class=infotextkey>财富分配_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中的二_blank class=infotextkey>get=_blank class=infotextkey>八_blank class=infotextkey>定律是永_blank class=infotextkey>恒_blank class=infotextkey>不变的道理，但_blank class=infotextkey>get=_blank class=infotextkey>你可曾想过，桥_blank class=infotextkey>get=_blank class=infotextkey>头，_blank class=infotextkey>get=_blank class=infotextkey>财富分配_blank class=infotextkey>get=_blank class=infotextkey>失衡远比这要_blank class=infotextkey>get=_blank class=infotextkey>严_blank class=infotextkey>get=_blank class=infotextkey>重的_blank class=infotextkey>get=_blank class=infotextkey>多。据_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>2018年胡润_blank class=infotextkey>get=_blank class=infotextkey>财富_blank class=infotextkey>get=_blank class=infotextkey>报告的统计，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中国_blank class=infotextkey>get=_blank class=infotextkey>资产总额达到_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>600_blank class=infotextkey>get=_blank class=infotextkey>万的_blank class=infotextkey>get=_blank class=infotextkey>家庭总数是488_blank class=infotextkey>get=_blank class=infotextkey>万户，_blank class=infotextkey>get=_blank class=infotextkey>资产总额达到_blank class=infotextkey>get=_blank class=infotextkey>1000_blank class=infotextkey>get=_blank class=infotextkey>万的_blank class=infotextkey>get=_blank class=infotextkey>家庭总数是_blank class=infotextkey>get=_blank class=infotextkey>201_blank class=infotextkey>get=_blank class=infotextkey>万户。换句话说，存款+_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产等总_blank class=infotextkey>get=_blank class=infotextkey>资产_blank class=infotextkey>get=_blank class=infotextkey>超过_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>3_blank class=infotextkey>get=_blank class=infotextkey>50_blank class=infotextkey>get=_blank class=infotextkey>万的的_blank class=infotextkey>get=_blank class=infotextkey>家庭总数仅占_blank class=infotextkey>get=_blank class=infotextkey>家庭总数4._blank class=infotextkey>3亿户的_blank class=infotextkey>get=_blank class=infotextkey>2%左右。
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_blank class=infotextkey>get=_blank class=infotextkey>万物皆可_blank class=infotextkey>分期，_blank class=infotextkey>get=_blank class=infotextkey>这些_blank class=infotextkey>get=_blank class=infotextkey>贷款对于_blank class=infotextkey>get=_blank class=infotextkey>银行、网贷_blank class=infotextkey>get=_blank class=infotextkey>平台来说_blank class=infotextkey>get=_blank class=infotextkey>却变_blank class=infotextkey>get=_blank class=infotextkey>成了_blank class=infotextkey>get=_blank class=infotextkey>资产，对于_blank class=infotextkey>get=_blank class=infotextkey>商家来说变_blank class=infotextkey>get=_blank class=infotextkey>成了一笔_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入。但_blank class=infotextkey>get=_blank class=infotextkey>这些_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最终都将转化为机构和_blank class=infotextkey>get=_blank class=infotextkey>商家的利润。
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首先是_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>负债_blank class=infotextkey>get=_blank class=infotextkey>投资。_blank class=infotextkey>get=_blank class=infotextkey>消费产生_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不了_blank class=infotextkey>收益、或者_blank class=infotextkey>get=_blank class=infotextkey>这些_blank class=infotextkey>收益_blank class=infotextkey>get=_blank class=infotextkey>无法_blank class=infotextkey>get=_blank class=infotextkey>货币衡量，但_blank class=infotextkey>get=_blank class=infotextkey>投资_blank class=infotextkey>get=_blank class=infotextkey>可以。所以_blank class=infotextkey>get=_blank class=infotextkey>一般_blank class=infotextkey>不建议过度借钱_blank class=infotextkey>get=_blank class=infotextkey>消费。那_blank class=infotextkey>如果借钱去_blank class=infotextkey>get=_blank class=infotextkey>投资，产_blank class=infotextkey>get=_blank class=infotextkey>生的_blank class=infotextkey>收益能_blank class=infotextkey>get=_blank class=infotextkey>覆盖借入的_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>成本，那_blank class=infotextkey>get=_blank class=infotextkey>就是赚。这也_blank class=infotextkey>get=_blank class=infotextkey>就是_blank class=infotextkey>get=_blank class=infotextkey>我们经_blank class=infotextkey>get=_blank class=infotextkey>常_blank class=infotextkey>说的杠杆_blank class=infotextkey>get=_blank class=infotextkey>撬动_blank class=infotextkey>get=_blank class=infotextkey>财富，因为_blank class=infotextkey>get=_blank class=infotextkey>你让_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金发挥了它更_blank class=infotextkey>get=_blank class=infotextkey>大的_blank class=infotextkey>get=_blank class=infotextkey>价值。其次是_blank class=infotextkey>get=_blank class=infotextkey>少_blank class=infotextkey>get=_blank class=infotextkey>负债_blank class=infotextkey>get=_blank class=infotextkey>消费。毕竟_blank class=infotextkey>欲望无止境、能力_blank class=infotextkey>get=_blank class=infotextkey>却_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>限。_blank class=infotextkey>最后_blank class=infotextkey>get=_blank class=infotextkey>就是_blank class=infotextkey>get=_blank class=infotextkey>注意_blank class=infotextkey>get=_blank class=infotextkey>现_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>流。_blank class=infotextkey>get=_blank class=infotextkey>我们_blank class=infotextkey>get=_blank class=infotextkey>无法预判_blank class=infotextkey>get=_blank class=infotextkey>投资所产_blank class=infotextkey>get=_blank class=infotextkey>生的_blank class=infotextkey>收益，所以就得_blank class=infotextkey>get=_blank class=infotextkey>考虑_blank class=infotextkey>get=_blank class=infotextkey>现_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>流。_blank class=infotextkey>get=_blank class=infotextkey>现_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>流够_blank class=infotextkey>get=_blank class=infotextkey>多、_blank class=infotextkey>get=_blank class=infotextkey>现_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>流_blank class=infotextkey>get=_blank class=infotextkey>持续_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间越长，_blank class=infotextkey>get=_blank class=infotextkey>机_blank class=infotextkey>get=_blank class=infotextkey>会就_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>多，胜率也就更_blank class=infotextkey>get=_blank class=infotextkey>大。（_blank class=infotextkey>get=_blank class=infotextkey>小.白.读.财.经）
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