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_blank class=infotextkey>3，看是否契_blank class=infotextkey>合_blank class=infotextkey>get=_blank class=infotextkey>城市_blank class=infotextkey>get=_blank class=infotextkey>规划，_blank class=infotextkey>get=_blank class=infotextkey>城_blank class=infotextkey>get=_blank class=infotextkey>中村_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>改造_blank class=infotextkey>get=_blank class=infotextkey>项目，_blank class=infotextkey>get=_blank class=infotextkey>有必要契_blank class=infotextkey>合_blank class=infotextkey>get=_blank class=infotextkey>城市_blank class=infotextkey>get=_blank class=infotextkey>总_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>规划，只需契_blank class=infotextkey>合_blank class=infotextkey>get=_blank class=infotextkey>城市整_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>规划，_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子权证书才_blank class=infotextkey>get=_blank class=infotextkey>有必_blank class=infotextkey>_blank class=infotextkey>定的_blank class=infotextkey>获得确_blank class=infotextkey>get=_blank class=infotextkey>保。
4，看是否_blank class=infotextkey>获得了_blank class=infotextkey>get=_blank class=infotextkey>修建_blank class=infotextkey>get=_blank class=infotextkey>工程_blank class=infotextkey>get=_blank class=infotextkey>施工_blank class=infotextkey>get=_blank class=infotextkey>许可证，_blank class=infotextkey>get=_blank class=infotextkey>城_blank class=infotextkey>get=_blank class=infotextkey>中村_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>改造_blank class=infotextkey>get=_blank class=infotextkey>项目应依照《_blank class=infotextkey>get=_blank class=infotextkey>修建法》的规则，_blank class=infotextkey>get=_blank class=infotextkey>进行报建，投标，_blank class=infotextkey>get=_blank class=infotextkey>施工，监理及安排竣工检验。
问：_blank class=infotextkey>get=_blank class=infotextkey>哪些因素可能_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>影响_blank class=infotextkey>get=_blank class=infotextkey>你的_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款答：
一、_blank class=infotextkey>get=_blank class=infotextkey>你的_blank class=infotextkey>get=_blank class=infotextkey>工作性质
_blank class=infotextkey>get=_blank class=infotextkey>工作性质往往反映_blank class=infotextkey>get=_blank class=infotextkey>你的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入_blank class=infotextkey>get=_blank class=infotextkey>水平及_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入稳_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>情况。_blank class=infotextkey>get=_blank class=infotextkey>银行往往偏爱_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入、稳_blank class=infotextkey>定、_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>上的_blank class=infotextkey>get=_blank class=infotextkey>行业，偏爱央企、国企、_blank class=infotextkey>get=_blank class=infotextkey>世界500强等。比如，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公务员、_blank class=infotextkey>get=_blank class=infotextkey>教育_blank class=infotextkey>get=_blank class=infotextkey>工作者、_blank class=infotextkey>get=_blank class=infotextkey>医生、_blank class=infotextkey>get=_blank class=infotextkey>垄断_blank class=infotextkey>get=_blank class=infotextkey>行业等。
二、_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>流水偏_blank class=infotextkey>get=_blank class=infotextkey>少
_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>流水_blank class=infotextkey>get=_blank class=infotextkey>少，或者说_blank class=infotextkey>get=_blank class=infotextkey>有效_blank class=infotextkey>get=_blank class=infotextkey>流水_blank class=infotextkey>get=_blank class=infotextkey>少，_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>会认为_blank class=infotextkey>get=_blank class=infotextkey>你缺乏还款能力。_blank class=infotextkey>get=_blank class=infotextkey>有效_blank class=infotextkey>get=_blank class=infotextkey>流水的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>定义很_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>重要。当天入账，当天取出整笔转入，整笔转出_blank class=infotextkey>get=_blank class=infotextkey>肯_blank class=infotextkey>定是无效的_blank class=infotextkey>get=_blank class=infotextkey>流水。
三、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>信用卡等_blank class=infotextkey>get=_blank class=infotextkey>有逾期
在_blank class=infotextkey>get=_blank class=infotextkey>使用_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>信用卡_blank class=infotextkey>get=_blank class=infotextkey>上，一_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>定要_blank class=infotextkey>get=_blank class=infotextkey>注意，还款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不要_blank class=infotextkey>get=_blank class=infotextkey>有逾期!_blank class=infotextkey>get=_blank class=infotextkey>同_blank class=infotextkey>时，水电费、_blank class=infotextkey>get=_blank class=infotextkey>物业费、_blank class=infotextkey>get=_blank class=infotextkey>手机话费也列入了_blank class=infotextkey>get=_blank class=infotextkey>证明_blank class=infotextkey>get=_blank class=infotextkey>名_blank class=infotextkey>单_blank class=infotextkey>get=_blank class=infotextkey>中。
四、征_blank class=infotextkey>get=_blank class=infotextkey>信_blank class=infotextkey>get=_blank class=infotextkey>报告_blank class=infotextkey>查询频繁
_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不要频繁_blank class=infotextkey>查询征_blank class=infotextkey>get=_blank class=infotextkey>信，特别是委托相关_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融机构，如_blank class=infotextkey>get=_blank class=infotextkey>银行、借贷_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公司等。只要_blank class=infotextkey>查询过就_blank class=infotextkey>get=_blank class=infotextkey>会被_blank class=infotextkey>get=_blank class=infotextkey>记录在征_blank class=infotextkey>get=_blank class=infotextkey>信_blank class=infotextkey>get=_blank class=infotextkey>报告_blank class=infotextkey>get=_blank class=infotextkey>中。只要_blank class=infotextkey>get=_blank class=infotextkey>有征_blank class=infotextkey>get=_blank class=infotextkey>信_blank class=infotextkey>get=_blank class=infotextkey>报告_blank class=infotextkey>查询_blank class=infotextkey>get=_blank class=infotextkey>记录，_blank class=infotextkey>get=_blank class=infotextkey>银行就很_blank class=infotextkey>get=_blank class=infotextkey>有可能认_blank class=infotextkey>定为_blank class=infotextkey>get=_blank class=infotextkey>存在_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>历史。
五、_blank class=infotextkey>get=_blank class=infotextkey>负债过_blank class=infotextkey>get=_blank class=infotextkey>高
征_blank class=infotextkey>get=_blank class=infotextkey>信_blank class=infotextkey>get=_blank class=infotextkey>报告_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>显示_blank class=infotextkey>get=_blank class=infotextkey>你的_blank class=infotextkey>债务_blank class=infotextkey>get=_blank class=infotextkey>情况，如_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>信用卡_blank class=infotextkey>分期、车贷、_blank class=infotextkey>部分_blank class=infotextkey>get=_blank class=infotextkey>小额_blank class=infotextkey>get=_blank class=infotextkey>贷款等。_blank class=infotextkey>get=_blank class=infotextkey>负债过_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>get=_blank class=infotextkey>会使得_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>要求_blank class=infotextkey>get=_blank class=infotextkey>你的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入也随之提_blank class=infotextkey>get=_blank class=infotextkey>高。
六、所_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房屋的_blank class=infotextkey>get=_blank class=infotextkey>情况
_blank class=infotextkey>get=_blank class=infotextkey>你_blank class=infotextkey>get=_blank class=infotextkey>购买的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋也是_blank class=infotextkey>get=_blank class=infotextkey>银行考量放款的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>重要依据。_blank class=infotextkey>get=_blank class=infotextkey>一般来说，_blank class=infotextkey>get=_blank class=infotextkey>银行对于_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>面积较_blank class=infotextkey>get=_blank class=infotextkey>小、_blank class=infotextkey>get=_blank class=infotextkey>房龄较_blank class=infotextkey>get=_blank class=infotextkey>老的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋_blank class=infotextkey>get=_blank class=infotextkey>比较_blank class=infotextkey>get=_blank class=infotextkey>慎_blank class=infotextkey>get=_blank class=infotextkey>重。
问：_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>没还完，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子_blank class=infotextkey>get=_blank class=infotextkey>可以卖吗答：很_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>买_blank class=infotextkey>get=_blank class=infotextkey>房之后，_blank class=infotextkey>get=_blank class=infotextkey>贷款还_blank class=infotextkey>get=_blank class=infotextkey>没还_blank class=infotextkey>get=_blank class=infotextkey>清，但_blank class=infotextkey>get=_blank class=infotextkey>由于种种_blank class=infotextkey>原因想出手出卖，这种_blank class=infotextkey>get=_blank class=infotextkey>情况可行吗?负_blank class=infotextkey>get=_blank class=infotextkey>责任的讲，当然_blank class=infotextkey>get=_blank class=infotextkey>可以卖，要承担的_blank class=infotextkey>get=_blank class=infotextkey>费用可就_blank class=infotextkey>get=_blank class=infotextkey>多去了，种类_blank class=infotextkey>get=_blank class=infotextkey>多，但_blank class=infotextkey>get=_blank class=infotextkey>金额_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不一_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>多!
首先要确_blank class=infotextkey>定是否_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产证
.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>交易以_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产证为准，_blank class=infotextkey>get=_blank class=infotextkey>有了_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产证才_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上市_blank class=infotextkey>get=_blank class=infotextkey>交易的。_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产未拿到_blank class=infotextkey>get=_blank class=infotextkey>产权证，就_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>过户_blank class=infotextkey>get=_blank class=infotextkey>手续，也就_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能_blank class=infotextkey>get=_blank class=infotextkey>进行_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋的_blank class=infotextkey>get=_blank class=infotextkey>买卖。
未还_blank class=infotextkey>get=_blank class=infotextkey>清_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子还处于抵押状态，是_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上市_blank class=infotextkey>get=_blank class=infotextkey>交易的，但是，在现实_blank class=infotextkey>get=_blank class=infotextkey>中，_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>通过_blank class=infotextkey>get=_blank class=infotextkey>一些方法来_blank class=infotextkey>get=_blank class=infotextkey>实现。
一、转_blank class=infotextkey>get=_blank class=infotextkey>按揭
_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>简_blank class=infotextkey>单直接的_blank class=infotextkey>get=_blank class=infotextkey>一种方法。_blank class=infotextkey>get=_blank class=infotextkey>什么是转_blank class=infotextkey>get=_blank class=infotextkey>按揭呢?是指把个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>出售或_blank class=infotextkey>get=_blank class=infotextkey>转让给_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>第三_blank class=infotextkey>get=_blank class=infotextkey>人而_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>办理个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款变更借款_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限、变更借款_blank class=infotextkey>get=_blank class=infotextkey>人或变更抵押物的_blank class=infotextkey>get=_blank class=infotextkey>贷款。
在.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>买卖_blank class=infotextkey>get=_blank class=infotextkey>中通俗的讲_blank class=infotextkey>get=_blank class=infotextkey>就是把个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>出售或者_blank class=infotextkey>get=_blank class=infotextkey>转让给_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>第三_blank class=infotextkey>get=_blank class=infotextkey>人来_blank class=infotextkey>办理个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款变更借款_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限、变更借款_blank class=infotextkey>get=_blank class=infotextkey>人或变更抵押物的_blank class=infotextkey>get=_blank class=infotextkey>贷款。
二、用买方的_blank class=infotextkey>get=_blank class=infotextkey>首付款缴_blank class=infotextkey>get=_blank class=infotextkey>清_blank class=infotextkey>get=_blank class=infotextkey>剩余_blank class=infotextkey>get=_blank class=infotextkey>贷款
_blank class=infotextkey>get=_blank class=infotextkey>这是当_blank class=infotextkey>get=_blank class=infotextkey>下.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>交易_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>多应用的模式。这种模式适用于_blank class=infotextkey>原_blank class=infotextkey>get=_blank class=infotextkey>房主_blank class=infotextkey>get=_blank class=infotextkey>贷款额度较低或者_blank class=infotextkey>原_blank class=infotextkey>get=_blank class=infotextkey>房主已经归还_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>部分_blank class=infotextkey>get=_blank class=infotextkey>贷款，所剩_blank class=infotextkey>get=_blank class=infotextkey>贷款数目_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>大的_blank class=infotextkey>get=_blank class=infotextkey>情况。
通_blank class=infotextkey>get=_blank class=infotextkey>常_blank class=infotextkey>get=_blank class=infotextkey>情况_blank class=infotextkey>get=_blank class=infotextkey>下，_blank class=infotextkey>get=_blank class=infotextkey>买家_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>认可_blank class=infotextkey>get=_blank class=infotextkey>首付_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产总_blank class=infotextkey>get=_blank class=infotextkey>成交额的_blank class=infotextkey>30%至40%，卖方_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>利用买方的_blank class=infotextkey>get=_blank class=infotextkey>首付将_blank class=infotextkey>get=_blank class=infotextkey>剩余_blank class=infotextkey>get=_blank class=infotextkey>贷款付_blank class=infotextkey>get=_blank class=infotextkey>清，_blank class=infotextkey>get=_blank class=infotextkey>然后_blank class=infotextkey>get=_blank class=infotextkey>撤销_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产的抵押_blank class=infotextkey>get=_blank class=infotextkey>登记，来_blank class=infotextkey>get=_blank class=infotextkey>进行_blank class=infotextkey>get=_blank class=infotextkey>下一步_blank class=infotextkey>get=_blank class=infotextkey>交易。
三、_blank class=infotextkey>get=_blank class=infotextkey>利用_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>贷款来缴_blank class=infotextkey>get=_blank class=infotextkey>清_blank class=infotextkey>get=_blank class=infotextkey>剩余_blank class=infotextkey>get=_blank class=infotextkey>贷款
_blank class=infotextkey>如果以_blank class=infotextkey>get=_blank class=infotextkey>上两种方法都行_blank class=infotextkey>不通，_blank class=infotextkey>get=_blank class=infotextkey>那么卖家_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>考虑用其_blank class=infotextkey>get=_blank class=infotextkey>名_blank class=infotextkey>get=_blank class=infotextkey>下的抵押物(如_blank class=infotextkey>get=_blank class=infotextkey>其他_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产)，以结_blank class=infotextkey>get=_blank class=infotextkey>清_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款。
_blank class=infotextkey>如果卖方_blank class=infotextkey>想在卖出_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产_blank class=infotextkey>get=_blank class=infotextkey>之前将_blank class=infotextkey>get=_blank class=infotextkey>贷款还_blank class=infotextkey>get=_blank class=infotextkey>清，或买方虽然看好但_blank class=infotextkey>不愿意_blank class=infotextkey>get=_blank class=infotextkey>购买_blank class=infotextkey>get=_blank class=infotextkey>贷款未缴_blank class=infotextkey>get=_blank class=infotextkey>清的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产，_blank class=infotextkey>get=_blank class=infotextkey>可以采取这种_blank class=infotextkey>get=_blank class=infotextkey>方式，但前提是_blank class=infotextkey>get=_blank class=infotextkey>房主_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>认可的抵押物(如_blank class=infotextkey>get=_blank class=infotextkey>其他_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产)用来向_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>贷款。
这样_blank class=infotextkey>get=_blank class=infotextkey>房主就_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>通过抵押向_blank class=infotextkey>get=_blank class=infotextkey>银行贷出一_blank class=infotextkey>_blank class=infotextkey>定的款来付_blank class=infotextkey>get=_blank class=infotextkey>清想要_blank class=infotextkey>get=_blank class=infotextkey>出售的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产_blank class=infotextkey>get=_blank class=infotextkey>贷款，促成_blank class=infotextkey>get=_blank class=infotextkey>交易的_blank class=infotextkey>get=_blank class=infotextkey>成功。之后等_blank class=infotextkey>get=_blank class=infotextkey>买家付了_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋_blank class=infotextkey>get=_blank class=infotextkey>全款之后_blank class=infotextkey>get=_blank class=infotextkey>再还_blank class=infotextkey>get=_blank class=infotextkey>清_blank class=infotextkey>get=_blank class=infotextkey>银行抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款。
所以，_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>没还完，是_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>卖掉_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子的，只要_blank class=infotextkey>get=_blank class=infotextkey>清楚是否_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产证，并找出_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>适_blank class=infotextkey>合_blank class=infotextkey>get=_blank class=infotextkey>自己的方法。
