小产权房558对于_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>商而言在卖_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时候是_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>一次性把_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子_blank class=infotextkey>get=_blank class=infotextkey>全_blank class=infotextkey>部拿出来卖的，往往_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>新_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>首次_blank class=infotextkey>开盘_blank class=infotextkey>get=_blank class=infotextkey>价格要_blank class=infotextkey>get=_blank class=infotextkey>低于后_blank class=infotextkey>面_blank class=infotextkey>get=_blank class=infotextkey>价格，很_blank class=infotextkey>get=_blank class=infotextkey>简_blank class=infotextkey>单，_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>多数细心的_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者完_blank class=infotextkey>get=_blank class=infotextkey>全_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>发现，_blank class=infotextkey>get=_blank class=infotextkey>首次_blank class=infotextkey>开盘和后_blank class=infotextkey>面_blank class=infotextkey>开盘的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋是完_blank class=infotextkey>get=_blank class=infotextkey>全_blank class=infotextkey>不_blank class=infotextkey>一样的：
一、_blank class=infotextkey>get=_blank class=infotextkey>位置_blank class=infotextkey>不同，往往后期_blank class=infotextkey>开盘的_blank class=infotextkey>部分_blank class=infotextkey>get=_blank class=infotextkey>位置_blank class=infotextkey>get=_blank class=infotextkey>更好，_blank class=infotextkey>不临_blank class=infotextkey>get=_blank class=infotextkey>街、靠_blank class=infotextkey>近_blank class=infotextkey>get=_blank class=infotextkey>景观和绿化更_blank class=infotextkey>近。
二、_blank class=infotextkey>get=_blank class=infotextkey>户型_blank class=infotextkey>不同，差_blank class=infotextkey>get=_blank class=infotextkey>异也是很_blank class=infotextkey>get=_blank class=infotextkey>大的，尤其是端户和_blank class=infotextkey>get=_blank class=infotextkey>中户_blank class=infotextkey>get=_blank class=infotextkey>差距是_blank class=infotextkey>get=_blank class=infotextkey>非_blank class=infotextkey>get=_blank class=infotextkey>常_blank class=infotextkey>get=_blank class=infotextkey>大的，先_blank class=infotextkey>不说_blank class=infotextkey>get=_blank class=infotextkey>采光的_blank class=infotextkey>get=_blank class=infotextkey>问题，_blank class=infotextkey>单_blank class=infotextkey>单就_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>面积而言端户可_blank class=infotextkey>get=_blank class=infotextkey>使用_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>面积比_blank class=infotextkey>get=_blank class=infotextkey>中户可_blank class=infotextkey>get=_blank class=infotextkey>使用_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>面积要_blank class=infotextkey>get=_blank class=infotextkey>高很_blank class=infotextkey>get=_blank class=infotextkey>多。
三、_blank class=infotextkey>get=_blank class=infotextkey>朝向_blank class=infotextkey>不同，很_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>注意到这样_blank class=infotextkey>get=_blank class=infotextkey>一个现象，那_blank class=infotextkey>get=_blank class=infotextkey>就是在同一栋_blank class=infotextkey>get=_blank class=infotextkey>楼同一层_blank class=infotextkey>get=_blank class=infotextkey>楼，同_blank class=infotextkey>get=_blank class=infotextkey>一个_blank class=infotextkey>get=_blank class=infotextkey>户型_blank class=infotextkey>get=_blank class=infotextkey>价格_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>都是_blank class=infotextkey>get=_blank class=infotextkey>有差_blank class=infotextkey>get=_blank class=infotextkey>异的，只说差_blank class=infotextkey>get=_blank class=infotextkey>异_blank class=infotextkey>get=_blank class=infotextkey>比较_blank class=infotextkey>get=_blank class=infotextkey>小而已，这里_blank class=infotextkey>get=_blank class=infotextkey>主要_blank class=infotextkey>get=_blank class=infotextkey>就是_blank class=infotextkey>get=_blank class=infotextkey>采光的和_blank class=infotextkey>get=_blank class=infotextkey>朝向_blank class=infotextkey>get=_blank class=infotextkey>问题。
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四、_blank class=infotextkey>时机_blank class=infotextkey>不同，这点是很_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>注意到，_blank class=infotextkey>get=_blank class=infotextkey>有些_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者_blank class=infotextkey>get=_blank class=infotextkey>买_blank class=infotextkey>get=_blank class=infotextkey>房是因为婚_blank class=infotextkey>get=_blank class=infotextkey>房，对于接_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间_blank class=infotextkey>get=_blank class=infotextkey>是_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>要求的，为了适应_blank class=infotextkey>get=_blank class=infotextkey>市场_blank class=infotextkey>get=_blank class=infotextkey>需要，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>商对于_blank class=infotextkey>不同_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间段推出的_blank class=infotextkey>get=_blank class=infotextkey>房源也_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>价格差_blank class=infotextkey>get=_blank class=infotextkey>异。_blank class=infotextkey>get=_blank class=infotextkey>还_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>一个_blank class=infotextkey>原因在于可比性，_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者_blank class=infotextkey>get=_blank class=infotextkey>觉得_blank class=infotextkey>get=_blank class=infotextkey>新开_blank class=infotextkey>get=_blank class=infotextkey>价格_blank class=infotextkey>get=_blank class=infotextkey>高，_blank class=infotextkey>get=_blank class=infotextkey>那么_blank class=infotextkey>get=_blank class=infotextkey>还_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>其他_blank class=infotextkey>get=_blank class=infotextkey>可以让_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者来_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择。
五、_blank class=infotextkey>get=_blank class=infotextkey>行情_blank class=infotextkey>不同，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>商卖_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间_blank class=infotextkey>_blank class=infotextkey>不是1年，是_blank class=infotextkey>get=_blank class=infotextkey>2年甚至_blank class=infotextkey>_blank class=infotextkey>3年以_blank class=infotextkey>get=_blank class=infotextkey>上，_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>一个_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间跨度在里_blank class=infotextkey>面，这_blank class=infotextkey>get=_blank class=infotextkey>中间可能就_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>经历_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策和_blank class=infotextkey>get=_blank class=infotextkey>市场_blank class=infotextkey>get=_blank class=infotextkey>行情的数轮_blank class=infotextkey>get=_blank class=infotextkey>波动。_blank class=infotextkey>get=_blank class=infotextkey>一些_blank class=infotextkey>get=_blank class=infotextkey>所谓_blank class=infotextkey>get=_blank class=infotextkey>楼_blank class=infotextkey>get=_blank class=infotextkey>王_blank class=infotextkey>get=_blank class=infotextkey>户型基本是_blank class=infotextkey>get=_blank class=infotextkey>行情_blank class=infotextkey>get=_blank class=infotextkey>好的才_blank class=infotextkey>get=_blank class=infotextkey>会拿出来卖的，另外_blank class=infotextkey>get=_blank class=infotextkey>一个_blank class=infotextkey>get=_blank class=infotextkey>非_blank class=infotextkey>get=_blank class=infotextkey>常关键点就在于_blank class=infotextkey>get=_blank class=infotextkey>配套_blank class=infotextkey>get=_blank class=infotextkey>升级，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间越长_blank class=infotextkey>get=_blank class=infotextkey>配套也就越完善，这就_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>解释为_blank class=infotextkey>get=_blank class=infotextkey>什么_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>商在卖_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时候一期比一期贵，_blank class=infotextkey>get=_blank class=infotextkey>就是_blank class=infotextkey>get=_blank class=infotextkey>这个_blank class=infotextkey>原因。
六、业态差_blank class=infotextkey>get=_blank class=infotextkey>异，比如说洋_blank class=infotextkey>get=_blank class=infotextkey>房，_blank class=infotextkey>get=_blank class=infotextkey>别墅，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>高层，_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>高层_blank class=infotextkey>get=_blank class=infotextkey>这些_blank class=infotextkey>get=_blank class=infotextkey>都是很能_blank class=infotextkey>get=_blank class=infotextkey>影响_blank class=infotextkey>get=_blank class=infotextkey>价格的。
七、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层_blank class=infotextkey>get=_blank class=infotextkey>问题，_blank class=infotextkey>get=_blank class=infotextkey>这个_blank class=infotextkey>get=_blank class=infotextkey>问题_blank class=infotextkey>get=_blank class=infotextkey>可以惯性思维_blank class=infotextkey>get=_blank class=infotextkey>问题，也_blank class=infotextkey>get=_blank class=infotextkey>就是_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大家_blank class=infotextkey>get=_blank class=infotextkey>常_blank class=infotextkey>说的_blank class=infotextkey>get=_blank class=infotextkey>一些_blank class=infotextkey>get=_blank class=infotextkey>所谓的梁_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层，比如说7_blank class=infotextkey>get=_blank class=infotextkey>楼_blank class=infotextkey>get=_blank class=infotextkey>这些等等。
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接着来看.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房
一、炒_blank class=infotextkey>get=_blank class=infotextkey>房动机：对于.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房而言_blank class=infotextkey>get=_blank class=infotextkey>主要分为两种_blank class=infotextkey>get=_blank class=infotextkey>情况_blank class=infotextkey>get=_blank class=infotextkey>下，_blank class=infotextkey>get=_blank class=infotextkey>一种是_blank class=infotextkey>get=_blank class=infotextkey>业主_blank class=infotextkey>get=_blank class=infotextkey>自己卖，另外_blank class=infotextkey>get=_blank class=infotextkey>一种是炒_blank class=infotextkey>get=_blank class=infotextkey>房卖的，炒_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>人群手_blank class=infotextkey>get=_blank class=infotextkey>中当然_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不止_blank class=infotextkey>get=_blank class=infotextkey>一套_blank class=infotextkey>get=_blank class=infotextkey>房，对于_blank class=infotextkey>get=_blank class=infotextkey>行情的判断和把握也是远远_blank class=infotextkey>get=_blank class=infotextkey>高于_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者的，_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>常见的_blank class=infotextkey>get=_blank class=infotextkey>一个招数_blank class=infotextkey>get=_blank class=infotextkey>就是_blank class=infotextkey>get=_blank class=infotextkey>每次只拿_blank class=infotextkey>get=_blank class=infotextkey>一套或者两套出来卖，丹梓_blank class=infotextkey>get=_blank class=infotextkey>龙庭是红本_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>商品_blank class=infotextkey>get=_blank class=infotextkey>房，这样做的好处就在于提_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>get=_blank class=infotextkey>价格，比如说_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>第一次买_blank class=infotextkey>get=_blank class=infotextkey>50_blank class=infotextkey>get=_blank class=infotextkey>万，_blank class=infotextkey>第_blank class=infotextkey>get=_blank class=infotextkey>二次买55_blank class=infotextkey>get=_blank class=infotextkey>万，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>第三次，_blank class=infotextkey>第四次呢?在_blank class=infotextkey>get=_blank class=infotextkey>行情_blank class=infotextkey>get=_blank class=infotextkey>好的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时候更是_blank class=infotextkey>get=_blank class=infotextkey>如此直接坐_blank class=infotextkey>get=_blank class=infotextkey>地起价，因为_blank class=infotextkey>get=_blank class=infotextkey>买_blank class=infotextkey>get=_blank class=infotextkey>房谁都希望买到_blank class=infotextkey>get=_blank class=infotextkey>自己_blank class=infotextkey>get=_blank class=infotextkey>满意的，尤其_blank class=infotextkey>get=_blank class=infotextkey>一些_blank class=infotextkey>get=_blank class=infotextkey>户型比_blank class=infotextkey>get=_blank class=infotextkey>较好的，毕竟_blank class=infotextkey>get=_blank class=infotextkey>这么_blank class=infotextkey>get=_blank class=infotextkey>大一笔支出。
二、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间_blank class=infotextkey>get=_blank class=infotextkey>问题：_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间越长，_blank class=infotextkey>get=_blank class=infotextkey>配套也就越完善，在_blank class=infotextkey>get=_blank class=infotextkey>这个_blank class=infotextkey>get=_blank class=infotextkey>情况_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>地段_blank class=infotextkey>get=_blank class=infotextkey>优势就完_blank class=infotextkey>get=_blank class=infotextkey>全的_blank class=infotextkey>get=_blank class=infotextkey>显示出_blank class=infotextkey>get=_blank class=infotextkey>来了，很_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>刚需和炒_blank class=infotextkey>get=_blank class=infotextkey>房者更_blank class=infotextkey>get=_blank class=infotextkey>喜欢从郊区入手，_blank class=infotextkey>不仅仅是因为_blank class=infotextkey>get=_blank class=infotextkey>价格低_blank class=infotextkey>原因，也是以为涨幅_blank class=infotextkey>get=_blank class=infotextkey>空间_blank class=infotextkey>get=_blank class=infotextkey>大，这点在_blank class=infotextkey>get=_blank class=infotextkey>一线_blank class=infotextkey>get=_blank class=infotextkey>城市和强_blank class=infotextkey>get=_blank class=infotextkey>一线_blank class=infotextkey>get=_blank class=infotextkey>城市是_blank class=infotextkey>get=_blank class=infotextkey>显得_blank class=infotextkey>get=_blank class=infotextkey>比较_blank class=infotextkey>get=_blank class=infotextkey>明显的，市区_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>面积就_blank class=infotextkey>get=_blank class=infotextkey>这么_blank class=infotextkey>get=_blank class=infotextkey>大，_blank class=infotextkey>get=_blank class=infotextkey>需要扩展，_blank class=infotextkey>get=_blank class=infotextkey>怎么扩展，_blank class=infotextkey>get=_blank class=infotextkey>自然是往郊区或者_blank class=infotextkey>get=_blank class=infotextkey>周边_blank class=infotextkey>get=_blank class=infotextkey>城市。
三、_blank class=infotextkey>get=_blank class=infotextkey>税费_blank class=infotextkey>get=_blank class=infotextkey>问题：_blank class=infotextkey>get=_blank class=infotextkey>具_blank class=infotextkey>get=_blank class=infotextkey>体看_blank class=infotextkey>get=_blank class=infotextkey>城市，_blank class=infotextkey>get=_blank class=infotextkey>明显表现为满_blank class=infotextkey>get=_blank class=infotextkey>2年和满_blank class=infotextkey>get=_blank class=infotextkey>5年，_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有满_blank class=infotextkey>get=_blank class=infotextkey>2年和_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有满_blank class=infotextkey>get=_blank class=infotextkey>5年_blank class=infotextkey>get=_blank class=infotextkey>价格是完_blank class=infotextkey>get=_blank class=infotextkey>全_blank class=infotextkey>不_blank class=infotextkey>一样的，因为_blank class=infotextkey>get=_blank class=infotextkey>税费_blank class=infotextkey>get=_blank class=infotextkey>目前而言基本是买方出，_blank class=infotextkey>get=_blank class=infotextkey>还_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>一个_blank class=infotextkey>get=_blank class=infotextkey>就是_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>装_blank class=infotextkey>get=_blank class=infotextkey>修和非_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>装_blank class=infotextkey>get=_blank class=infotextkey>修。
例：_blank class=infotextkey>get=_blank class=infotextkey>一套_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子，_blank class=infotextkey>get=_blank class=infotextkey>100_blank class=infotextkey>get=_blank class=infotextkey>平方，_blank class=infotextkey>get=_blank class=infotextkey>10000_blank class=infotextkey>get=_blank class=infotextkey>每_blank class=infotextkey>get=_blank class=infotextkey>平方，_blank class=infotextkey>get=_blank class=infotextkey>首付三成，_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>20年，月供_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>少，总利息_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>少?
可知_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房价总_blank class=infotextkey>共是_blank class=infotextkey>get=_blank class=infotextkey>100_blank class=infotextkey>get=_blank class=infotextkey>万，_blank class=infotextkey>get=_blank class=infotextkey>首付_blank class=infotextkey>30_blank class=infotextkey>get=_blank class=infotextkey>万，_blank class=infotextkey>get=_blank class=infotextkey>按揭70_blank class=infotextkey>get=_blank class=infotextkey>万，_blank class=infotextkey>get=_blank class=infotextkey>20年_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限。_blank class=infotextkey>get=_blank class=infotextkey>按照_blank class=infotextkey>get=_blank class=infotextkey>如_blank class=infotextkey>get=_blank class=infotextkey>今_blank class=infotextkey>get=_blank class=infotextkey>基准_blank class=infotextkey>get=_blank class=infotextkey>利率6.55%，
_blank class=infotextkey>get=_blank class=infotextkey>那么经过计算，_blank class=infotextkey>get=_blank class=infotextkey>我们_blank class=infotextkey>get=_blank class=infotextkey>发现，等额本息法和等额_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金法的结果是_blank class=infotextkey>不_blank class=infotextkey>一样的。
1、等额本息法计算出来的结果：
月还款额为5_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>39.64元(_blank class=infotextkey>get=_blank class=infotextkey>每月相同)。还款总额为1_blank class=infotextkey>get=_blank class=infotextkey>2575_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3._blank class=infotextkey>get=_blank class=infotextkey>09元，总利息为5575_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3._blank class=infotextkey>get=_blank class=infotextkey>09元。
_blank class=infotextkey>get=_blank class=infotextkey>2、等额_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金法计算出来的结果：
_blank class=infotextkey>第_blank class=infotextkey>get=_blank class=infotextkey>一个月还款额为67_blank class=infotextkey>37.50元(以后逐月减_blank class=infotextkey>get=_blank class=infotextkey>少，越还越_blank class=infotextkey>get=_blank class=infotextkey>少)，_blank class=infotextkey>最后_blank class=infotextkey>get=_blank class=infotextkey>一个月还款额为_blank class=infotextkey>get=_blank class=infotextkey>29_blank class=infotextkey>3_blank class=infotextkey>get=_blank class=infotextkey>2.59元。还款总额为_blank class=infotextkey>11_blank class=infotextkey>get=_blank class=infotextkey>604_blank class=infotextkey>get=_blank class=infotextkey>10.4_blank class=infotextkey>get=_blank class=infotextkey>2元，总利息为4_blank class=infotextkey>get=_blank class=infotextkey>604_blank class=infotextkey>get=_blank class=infotextkey>10.4_blank class=infotextkey>get=_blank class=infotextkey>2元。
以_blank class=infotextkey>get=_blank class=infotextkey>上两种方法相_blank class=infotextkey>get=_blank class=infotextkey>比较，等额_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金法比等额本息法_blank class=infotextkey>get=_blank class=infotextkey>少还97_blank class=infotextkey>get=_blank class=infotextkey>10_blank class=infotextkey>get=_blank class=infotextkey>2.66元。
采取哪种方法还款，借款_blank class=infotextkey>get=_blank class=infotextkey>人在_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>手续_blank class=infotextkey>时就_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择。
_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>会先对_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>调查。_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>人的_blank class=infotextkey>get=_blank class=infotextkey>身份证和_blank class=infotextkey>get=_blank class=infotextkey>户口，_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>用户_blank class=infotextkey>get=_blank class=infotextkey>成员和直_blank class=infotextkey>get=_blank class=infotextkey>系亲属_blank class=infotextkey>get=_blank class=infotextkey>参与借款，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>深圳_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房，_blank class=infotextkey>get=_blank class=infotextkey>银行也要_blank class=infotextkey>get=_blank class=infotextkey>检查_blank class=infotextkey>get=_blank class=infotextkey>身份证和_blank class=infotextkey>get=_blank class=infotextkey>户口本。_blank class=infotextkey>如果配偶_blank class=infotextkey>不在同一_blank class=infotextkey>get=_blank class=infotextkey>户口内_blank class=infotextkey>get=_blank class=infotextkey>参与借款，还需_blank class=infotextkey>get=_blank class=infotextkey>提供_blank class=infotextkey>get=_blank class=infotextkey>结婚证。_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>要求_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金借款，要_blank class=infotextkey>get=_blank class=infotextkey>提供按_blank class=infotextkey>时交纳_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金的_blank class=infotextkey>get=_blank class=infotextkey>证明。对_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>人的_blank class=infotextkey>get=_blank class=infotextkey>调查，_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>重要的是_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>人是否具_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>经_blank class=infotextkey>济偿还能力。
在确_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>贷款年_blank class=infotextkey>get=_blank class=infotextkey>限_blank class=infotextkey>时，_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>时_blank class=infotextkey>get=_blank class=infotextkey>还要_blank class=infotextkey>get=_blank class=infotextkey>考虑到_blank class=infotextkey>get=_blank class=infotextkey>工作年_blank class=infotextkey>get=_blank class=infotextkey>限，_blank class=infotextkey>如果到_blank class=infotextkey>法_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>退休年_blank class=infotextkey>get=_blank class=infotextkey>限_blank class=infotextkey>get=_blank class=infotextkey>还_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>5年，而_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>贷款的年_blank class=infotextkey>get=_blank class=infotextkey>限是_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>10年，_blank class=infotextkey>get=_blank class=infotextkey>那么_blank class=infotextkey>get=_blank class=infotextkey>银行批准的_blank class=infotextkey>get=_blank class=infotextkey>可能性_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>大。对_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>人的_blank class=infotextkey>get=_blank class=infotextkey>调查，还包括与_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产_blank class=infotextkey>get=_blank class=infotextkey>商签_blank class=infotextkey>_blank class=infotextkey>定的_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同或_blank class=infotextkey>get=_blank class=infotextkey>协议，并要_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房交款_blank class=infotextkey>get=_blank class=infotextkey>证明。其次是对_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产_blank class=infotextkey>get=_blank class=infotextkey>商的_blank class=infotextkey>get=_blank class=infotextkey>调查。
_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>房贷的_blank class=infotextkey>get=_blank class=infotextkey>条件和需_blank class=infotextkey>get=_blank class=infotextkey>提供的_blank class=infotextkey>get=_blank class=infotextkey>资料 _blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>房贷_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>满足_blank class=infotextkey>get=_blank class=infotextkey>条件_blank class=infotextkey>get=_blank class=infotextkey>主要_blank class=infotextkey>get=_blank class=infotextkey>有以_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>几点：
1. 在_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>银行所在_blank class=infotextkey>get=_blank class=infotextkey>地_blank class=infotextkey>get=_blank class=infotextkey>有固_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住所、_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>常_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>户口或_blank class=infotextkey>get=_blank class=infotextkey>有效居_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>证明、年龄在65周岁(_blank class=infotextkey>get=_blank class=infotextkey>含)以_blank class=infotextkey>get=_blank class=infotextkey>下、具_blank class=infotextkey>get=_blank class=infotextkey>有完_blank class=infotextkey>get=_blank class=infotextkey>全民事_blank class=infotextkey>get=_blank class=infotextkey>行为能力的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中国_blank class=infotextkey>get=_blank class=infotextkey>公民;
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