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_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房毕竟_blank class=infotextkey>get=_blank class=infotextkey>解决了_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政府_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能_blank class=infotextkey>get=_blank class=infotextkey>解决的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住宅刚性_blank class=infotextkey>get=_blank class=infotextkey>需求，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>深圳、_blank class=infotextkey>get=_blank class=infotextkey>北京、_blank class=infotextkey>get=_blank class=infotextkey>广州等_blank class=infotextkey>get=_blank class=infotextkey>一线_blank class=infotextkey>get=_blank class=infotextkey>城市_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地价_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房价_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不断攀升，_blank class=infotextkey>get=_blank class=infotextkey>市民的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>问题已_blank class=infotextkey>get=_blank class=infotextkey>影响到当_blank class=infotextkey>get=_blank class=infotextkey>地_blank class=infotextkey>get=_blank class=infotextkey>经_blank class=infotextkey>济_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>改革。
外_blank class=infotextkey>get=_blank class=infotextkey>业务工_blank class=infotextkey>get=_blank class=infotextkey>人员是_blank class=infotextkey>get=_blank class=infotextkey>这些_blank class=infotextkey>get=_blank class=infotextkey>城市的_blank class=infotextkey>get=_blank class=infotextkey>新鲜血液，对当_blank class=infotextkey>get=_blank class=infotextkey>地_blank class=infotextkey>get=_blank class=infotextkey>经_blank class=infotextkey>济_blank class=infotextkey>get=_blank class=infotextkey>建设_blank class=infotextkey>get=_blank class=infotextkey>有着_blank class=infotextkey>不可漠灭的贡献!
对于_blank class=infotextkey>get=_blank class=infotextkey>采光而言
_blank class=infotextkey>get=_blank class=infotextkey>采光是_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大家_blank class=infotextkey>get=_blank class=infotextkey>选_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子的_blank class=infotextkey>get=_blank class=infotextkey>一个_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>重要_blank class=infotextkey>get=_blank class=infotextkey>标准。_blank class=infotextkey>get=_blank class=infotextkey>好的_blank class=infotextkey>get=_blank class=infotextkey>采光一_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>定要依托_blank class=infotextkey>get=_blank class=infotextkey>好的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层。
对于_blank class=infotextkey>get=_blank class=infotextkey>采光_blank class=infotextkey>get=_blank class=infotextkey>要求来说，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层越_blank class=infotextkey>get=_blank class=infotextkey>高遮挡物越_blank class=infotextkey>get=_blank class=infotextkey>少_blank class=infotextkey>get=_blank class=infotextkey>采光_blank class=infotextkey>get=_blank class=infotextkey>自然就越好。所以说，所以_blank class=infotextkey>get=_blank class=infotextkey>我们_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择_blank class=infotextkey>get=_blank class=infotextkey>采光而言低_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层_blank class=infotextkey>get=_blank class=infotextkey>就是_blank class=infotextkey>get=_blank class=infotextkey>这个相对之_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不好的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择。就算是无钱_blank class=infotextkey>get=_blank class=infotextkey>楼遮挡的_blank class=infotextkey>get=_blank class=infotextkey>情况_blank class=infotextkey>get=_blank class=infotextkey>下，低_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层也_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>会是_blank class=infotextkey>get=_blank class=infotextkey>一个很_blank class=infotextkey>get=_blank class=infotextkey>好的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择。
对于噪音而言
对于噪音而言，_blank class=infotextkey>get=_blank class=infotextkey>一般_blank class=infotextkey>get=_blank class=infotextkey>人的感觉是_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层越_blank class=infotextkey>get=_blank class=infotextkey>高噪音越_blank class=infotextkey>get=_blank class=infotextkey>小，_blank class=infotextkey>get=_blank class=infotextkey>其实_blank class=infotextkey>get=_blank class=infotextkey>这个_blank class=infotextkey>get=_blank class=infotextkey>概念是_blank class=infotextkey>不错。但是_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>不意味着噪音_blank class=infotextkey>get=_blank class=infotextkey>就_blank class=infotextkey>不嘈杂了。
_blank class=infotextkey>get=_blank class=infotextkey>其实对于_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层来说，越_blank class=infotextkey>get=_blank class=infotextkey>高越空旷。_blank class=infotextkey>get=_blank class=infotextkey>可以接_blank class=infotextkey>收到的四_blank class=infotextkey>面_blank class=infotextkey>get=_blank class=infotextkey>八方的噪音也就越_blank class=infotextkey>get=_blank class=infotextkey>多。虽然声音_blank class=infotextkey>_blank class=infotextkey>不是很_blank class=infotextkey>get=_blank class=infotextkey>大但也_blank class=infotextkey>get=_blank class=infotextkey>由于嘈杂难免_blank class=infotextkey>get=_blank class=infotextkey>影响_blank class=infotextkey>get=_blank class=infotextkey>我们休息。
所以说，_blank class=infotextkey>get=_blank class=infotextkey>低于噪音而言_blank class=infotextkey>get=_blank class=infotextkey>我们_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择太低的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层也_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择太_blank class=infotextkey>get=_blank class=infotextkey>高的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层。_blank class=infotextkey>get=_blank class=infotextkey>一般来说_blank class=infotextkey>get=_blank class=infotextkey>10_blank class=infotextkey>get=_blank class=infotextkey>80米之间是_blank class=infotextkey>get=_blank class=infotextkey>一个相对_blank class=infotextkey>合适的_blank class=infotextkey>get=_blank class=infotextkey>高度。
对于便捷度
在快_blank class=infotextkey>get=_blank class=infotextkey>生活节奏的都市当_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>生活，很_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>最注_blank class=infotextkey>get=_blank class=infotextkey>重_blank class=infotextkey>get=_blank class=infotextkey>好的_blank class=infotextkey>get=_blank class=infotextkey>就是效率和便捷度。
而在早晚_blank class=infotextkey>get=_blank class=infotextkey>高峰乘坐电梯的话_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>时_blank class=infotextkey>get=_blank class=infotextkey>会耗费较_blank class=infotextkey>get=_blank class=infotextkey>多的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间等待。因此，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>深圳_blank class=infotextkey>村委统建_blank class=infotextkey>get=_blank class=infotextkey>楼三证，对于_blank class=infotextkey>get=_blank class=infotextkey>有这_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面_blank class=infotextkey>get=_blank class=infotextkey>需求的_blank class=infotextkey>get=_blank class=infotextkey>人来说，_blank class=infotextkey>get=_blank class=infotextkey>一个_blank class=infotextkey>合适的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层_blank class=infotextkey>get=_blank class=infotextkey>可以方便_blank class=infotextkey>get=_blank class=infotextkey>这类_blank class=infotextkey>get=_blank class=infotextkey>人爬_blank class=infotextkey>get=_blank class=infotextkey>楼梯提_blank class=infotextkey>get=_blank class=infotextkey>高效率。所以说，对于这样的_blank class=infotextkey>get=_blank class=infotextkey>要求来看，_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层一_blank class=infotextkey>定是_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>适_blank class=infotextkey>合的。
对于_blank class=infotextkey>get=_blank class=infotextkey>价格而言
_blank class=infotextkey>get=_blank class=infotextkey>还_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>少_blank class=infotextkey>get=_blank class=infotextkey>人买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子看_blank class=infotextkey>get=_blank class=infotextkey>重的是_blank class=infotextkey>get=_blank class=infotextkey>价格。而在_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产_blank class=infotextkey>get=_blank class=infotextkey>销售当_blank class=infotextkey>get=_blank class=infotextkey>中底层的_blank class=infotextkey>get=_blank class=infotextkey>价格_blank class=infotextkey>get=_blank class=infotextkey>一般_blank class=infotextkey>get=_blank class=infotextkey>都是_blank class=infotextkey>最低的。只要_blank class=infotextkey>不带院_blank class=infotextkey>get=_blank class=infotextkey>子_blank class=infotextkey>get=_blank class=infotextkey>就是底价了。而顶层也_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不一_blank class=infotextkey>定是_blank class=infotextkey>get=_blank class=infotextkey>价格_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>高的。_blank class=infotextkey>get=_blank class=infotextkey>价格_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>高的_blank class=infotextkey>get=_blank class=infotextkey>一般是在_blank class=infotextkey>get=_blank class=infotextkey>2/_blank class=infotextkey>3左右的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层。
因此，对于_blank class=infotextkey>get=_blank class=infotextkey>考虑_blank class=infotextkey>get=_blank class=infotextkey>价格的_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者来说，_blank class=infotextkey>get=_blank class=infotextkey>2/_blank class=infotextkey>3处的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层_blank class=infotextkey>get=_blank class=infotextkey>就是相比之_blank class=infotextkey>get=_blank class=infotextkey>下要排除的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层了。
因此，_blank class=infotextkey>get=_blank class=infotextkey>我们_blank class=infotextkey>get=_blank class=infotextkey>可以看到，对于_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层_blank class=infotextkey>不同的_blank class=infotextkey>get=_blank class=infotextkey>需求_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>不同的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择。更本_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>一个_blank class=infotextkey>get=_blank class=infotextkey>标准来衡量的。但是这里_blank class=infotextkey>get=_blank class=infotextkey>老J_blank class=infotextkey>get=_blank class=infotextkey>还是想_blank class=infotextkey>get=_blank class=infotextkey>提醒_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大家，对于_blank class=infotextkey>get=_blank class=infotextkey>网_blank class=infotextkey>get=_blank class=infotextkey>上盛传的扬灰层和迷_blank class=infotextkey>get=_blank class=infotextkey>信_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层_blank class=infotextkey>get=_blank class=infotextkey>数字的_blank class=infotextkey>get=_blank class=infotextkey>方式是_blank class=infotextkey>最_blank class=infotextkey>不可取的。因为_blank class=infotextkey>get=_blank class=infotextkey>这些做法往往是_blank class=infotextkey>get=_blank class=infotextkey>会排出_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼层的。根本_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>值得参考!
一、_blank class=infotextkey>定位很关键
_blank class=infotextkey>get=_blank class=infotextkey>理财_blank class=infotextkey>get=_blank class=infotextkey>专家指出，月_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入_blank class=infotextkey>5000元的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中产阶级看似_blank class=infotextkey>get=_blank class=infotextkey>有钱，但在_blank class=infotextkey>get=_blank class=infotextkey>决_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房前_blank class=infotextkey>get=_blank class=infotextkey>还要是从_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面因素着手，衡量_blank class=infotextkey>get=_blank class=infotextkey>家庭_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入_blank class=infotextkey>get=_blank class=infotextkey>水平、现_blank class=infotextkey>get=_blank class=infotextkey>有存款额、_blank class=infotextkey>get=_blank class=infotextkey>可_blank class=infotextkey>获得的_blank class=infotextkey>get=_blank class=infotextkey>贷款额度及亲友可资助额等_blank class=infotextkey>get=_blank class=infotextkey>正确估算_blank class=infotextkey>get=_blank class=infotextkey>自己的实际_blank class=infotextkey>get=_blank class=infotextkey>购买能力，以便_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最终确_blank class=infotextkey>定所要购_blank class=infotextkey>get=_blank class=infotextkey>买_blank class=infotextkey>get=_blank class=infotextkey>房屋的类型、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>面积和价位等。因为购_blank class=infotextkey>get=_blank class=infotextkey>买_blank class=infotextkey>get=_blank class=infotextkey>房屋的_blank class=infotextkey>get=_blank class=infotextkey>地段、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>面积、_blank class=infotextkey>get=_blank class=infotextkey>总价等因素，将_blank class=infotextkey>get=_blank class=infotextkey>会直接_blank class=infotextkey>get=_blank class=infotextkey>影响_blank class=infotextkey>get=_blank class=infotextkey>未来_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>评估及_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最终放贷数额。
二、货比三家
_blank class=infotextkey>get=_blank class=infotextkey>目前_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>少_blank class=infotextkey>get=_blank class=infotextkey>银行都推出了直客式_blank class=infotextkey>get=_blank class=infotextkey>服务，与_blank class=infotextkey>get=_blank class=infotextkey>传统个贷_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融机构的_blank class=infotextkey>get=_blank class=infotextkey>服务模式是碰撞的。客观的说，_blank class=infotextkey>get=_blank class=infotextkey>银行直客式_blank class=infotextkey>get=_blank class=infotextkey>服务_blank class=infotextkey>get=_blank class=infotextkey>具备_blank class=infotextkey>get=_blank class=infotextkey>省钱的优点但是相对的_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>产品较为_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>单一，而个贷_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融_blank class=infotextkey>get=_blank class=infotextkey>服务机构从_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>服务_blank class=infotextkey>get=_blank class=infotextkey>专业性，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策的权威性，_blank class=infotextkey>以及掌握_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>多家_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>产品的角度来谈都更具_blank class=infotextkey>get=_blank class=infotextkey>有无可比拟的_blank class=infotextkey>get=_blank class=infotextkey>优势。所以，_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者在_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>买_blank class=infotextkey>get=_blank class=infotextkey>房前更_blank class=infotextkey>应该贷比三家，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择_blank class=infotextkey>get=_blank class=infotextkey>适_blank class=infotextkey>合_blank class=infotextkey>get=_blank class=infotextkey>自己的_blank class=infotextkey>get=_blank class=infotextkey>贷款委托_blank class=infotextkey>get=_blank class=infotextkey>方式。
三、_blank class=infotextkey>get=_blank class=infotextkey>注意_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>方式
_blank class=infotextkey>get=_blank class=infotextkey>中等_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入_blank class=infotextkey>get=_blank class=infotextkey>人群在_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>环节_blank class=infotextkey>get=_blank class=infotextkey>中应_blank class=infotextkey>get=_blank class=infotextkey>注意_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>方式，顾及提前还款因素。虽然_blank class=infotextkey>get=_blank class=infotextkey>目前月_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入_blank class=infotextkey>5000元，但对于_blank class=infotextkey>get=_blank class=infotextkey>今后可能_blank class=infotextkey>get=_blank class=infotextkey>发生的_blank class=infotextkey>get=_blank class=infotextkey>变化谁也_blank class=infotextkey>get=_blank class=infotextkey>无法预料，特别是在现_blank class=infotextkey>get=_blank class=infotextkey>阶段_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策摇摆_blank class=infotextkey>不_blank class=infotextkey>_blank class=infotextkey>定的_blank class=infotextkey>get=_blank class=infotextkey>市场状况前，更_blank class=infotextkey>应该_blank class=infotextkey>get=_blank class=infotextkey>注意_blank class=infotextkey>get=_blank class=infotextkey>选取_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>适_blank class=infotextkey>合_blank class=infotextkey>get=_blank class=infotextkey>自己的还款_blank class=infotextkey>get=_blank class=infotextkey>方式，_blank class=infotextkey>get=_blank class=infotextkey>同_blank class=infotextkey>时_blank class=infotextkey>get=_blank class=infotextkey>还要兼顾到_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>后的提前还款因素等。
弃本息转_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金。虽然各家_blank class=infotextkey>get=_blank class=infotextkey>银行都已推出_blank class=infotextkey>不同种类的_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>产品，但_blank class=infotextkey>get=_blank class=infotextkey>目前为止，_blank class=infotextkey>get=_blank class=infotextkey>房贷者_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>常用的还款_blank class=infotextkey>get=_blank class=infotextkey>方式还仅是局_blank class=infotextkey>get=_blank class=infotextkey>限于等额_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金和等额本息。就这两种_blank class=infotextkey>get=_blank class=infotextkey>方式而言，或许_blank class=infotextkey>get=_blank class=infotextkey>房贷者已习惯_blank class=infotextkey>get=_blank class=infotextkey>使用等额本息还款。但是，等额_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金的还款_blank class=infotextkey>get=_blank class=infotextkey>方式更_blank class=infotextkey>get=_blank class=infotextkey>适_blank class=infotextkey>合_blank class=infotextkey>get=_blank class=infotextkey>房贷者在_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策的_blank class=infotextkey>get=_blank class=infotextkey>市场_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>环境_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>使用，虽然_blank class=infotextkey>最初还贷_blank class=infotextkey>时借款_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>会感觉到_blank class=infotextkey>get=_blank class=infotextkey>每月的负担较_blank class=infotextkey>get=_blank class=infotextkey>重，但随着归还的_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金增_blank class=infotextkey>get=_blank class=infotextkey>多，利息支出也就_blank class=infotextkey>get=_blank class=infotextkey>会相对减_blank class=infotextkey>get=_blank class=infotextkey>少，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最终还贷_blank class=infotextkey>get=_blank class=infotextkey>压力_blank class=infotextkey>get=_blank class=infotextkey>会减轻很_blank class=infotextkey>get=_blank class=infotextkey>多。
应趁早_blank class=infotextkey>get=_blank class=infotextkey>做好提前还贷的_blank class=infotextkey>get=_blank class=infotextkey>打算。_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>注意的是，_blank class=infotextkey>get=_blank class=infotextkey>银行对于提前还贷的_blank class=infotextkey>get=_blank class=infotextkey>要求_blank class=infotextkey>不同，比如_blank class=infotextkey>get=_blank class=infotextkey>有的_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定是放款一_blank class=infotextkey>get=_blank class=infotextkey>年后_blank class=infotextkey>get=_blank class=infotextkey>才能提前还贷，_blank class=infotextkey>get=_blank class=infotextkey>有的_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定提前还贷要是1_blank class=infotextkey>get=_blank class=infotextkey>万的整数倍，_blank class=infotextkey>get=_blank class=infotextkey>有的_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>收取一_blank class=infotextkey>定数额的_blank class=infotextkey>get=_blank class=infotextkey>违约_blank class=infotextkey>get=_blank class=infotextkey>金等。
四、_blank class=infotextkey>get=_blank class=infotextkey>控制个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>财务
_blank class=infotextkey>get=_blank class=infotextkey>中等_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入_blank class=infotextkey>get=_blank class=infotextkey>人群虽然_blank class=infotextkey>get=_blank class=infotextkey>每月_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入_blank class=infotextkey>不菲但也要_blank class=infotextkey>get=_blank class=infotextkey>注意_blank class=infotextkey>get=_blank class=infotextkey>控制个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>财务支出，避免因过度_blank class=infotextkey>get=_blank class=infotextkey>消费而引发_blank class=infotextkey>get=_blank class=infotextkey>经_blank class=infotextkey>济_blank class=infotextkey>get=_blank class=infotextkey>危机。_blank class=infotextkey>get=_blank class=infotextkey>一般_blank class=infotextkey>原则_blank class=infotextkey>get=_blank class=infotextkey>下个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>负债_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不要_blank class=infotextkey>get=_blank class=infotextkey>超过个_blank class=infotextkey>get=_blank class=infotextkey>人总_blank class=infotextkey>get=_blank class=infotextkey>资产的_blank class=infotextkey>get=_blank class=infotextkey>50%，_blank class=infotextkey>否则_blank class=infotextkey>get=_blank class=infotextkey>家庭_blank class=infotextkey>get=_blank class=infotextkey>资产的_blank class=infotextkey>get=_blank class=infotextkey>安_blank class=infotextkey>get=_blank class=infotextkey>全性就_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>受到威胁。所以开源节_blank class=infotextkey>get=_blank class=infotextkey>流就_blank class=infotextkey>get=_blank class=infotextkey>显得更为_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>重要，只_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>合理安排开支_blank class=infotextkey>get=_blank class=infotextkey>才能_blank class=infotextkey>get=_blank class=infotextkey>保证_blank class=infotextkey>get=_blank class=infotextkey>家庭_blank class=infotextkey>get=_blank class=infotextkey>有适当的_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>进行其它_blank class=infotextkey>get=_blank class=infotextkey>投资_blank class=infotextkey>get=_blank class=infotextkey>规划，从而达到开源的目的。
