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_blank class=infotextkey>get=_blank class=infotextkey>所谓负担能力,门槛是一_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面,月供是另一_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面,月供_blank class=infotextkey>不仅要看当_blank class=infotextkey>get=_blank class=infotextkey>下的负担能力,也得_blank class=infotextkey>get=_blank class=infotextkey>考虑_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房价_blank class=infotextkey>get=_blank class=infotextkey>下行乃至_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>环境_blank class=infotextkey>get=_blank class=infotextkey>下行_blank class=infotextkey>时的还款能力。
_blank class=infotextkey>get=_blank class=infotextkey>所谓_blank class=infotextkey>get=_blank class=infotextkey>银行对_blank class=infotextkey>get=_blank class=infotextkey>房贷的兴趣,是指_blank class=infotextkey>get=_blank class=infotextkey>银行对_blank class=infotextkey>get=_blank class=infotextkey>房贷的_blank class=infotextkey>get=_blank class=infotextkey>审核松紧度。_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>银行对_blank class=infotextkey>get=_blank class=infotextkey>房贷把关_blank class=infotextkey>get=_blank class=infotextkey>非_blank class=infotextkey>get=_blank class=infotextkey>常严格,甚至连婚姻_blank class=infotextkey>get=_blank class=infotextkey>记录都要查一遍,那就说明_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼市_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险在增加,_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>都是趋利避害的,为了避免坏账,_blank class=infotextkey>收紧_blank class=infotextkey>get=_blank class=infotextkey>房贷是_blank class=infotextkey>get=_blank class=infotextkey>肯_blank class=infotextkey>定的。
_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>银行对_blank class=infotextkey>get=_blank class=infotextkey>房贷把关_blank class=infotextkey>get=_blank class=infotextkey>比较松,甚至连_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入_blank class=infotextkey>get=_blank class=infotextkey>证明和_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>流水存_blank class=infotextkey>get=_blank class=infotextkey>在的_blank class=infotextkey>get=_blank class=infotextkey>问题也都睁一只眼闭一只眼,这种_blank class=infotextkey>get=_blank class=infotextkey>情况_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>市场_blank class=infotextkey>get=_blank class=infotextkey>热度必_blank class=infotextkey>定是很_blank class=infotextkey>get=_blank class=infotextkey>高,_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房价_blank class=infotextkey>get=_blank class=infotextkey>上行,_blank class=infotextkey>get=_blank class=infotextkey>银行也希望借助_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产来增加_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入。
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_blank class=infotextkey>get=_blank class=infotextkey>买_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>需求当然_blank class=infotextkey>get=_blank class=infotextkey>有很_blank class=infotextkey>get=_blank class=infotextkey>多,比如想要套_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子,至_blank class=infotextkey>get=_blank class=infotextkey>少_blank class=infotextkey>get=_blank class=infotextkey>能_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>下三_blank class=infotextkey>get=_blank class=infotextkey>代五口_blank class=infotextkey>get=_blank class=infotextkey>人,_blank class=infotextkey>get=_blank class=infotextkey>配套的_blank class=infotextkey>get=_blank class=infotextkey>学校也得是名校,_blank class=infotextkey>get=_blank class=infotextkey>出行方便,_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小区外_blank class=infotextkey>面_blank class=infotextkey>get=_blank class=infotextkey>就是_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地铁站或_blank class=infotextkey>get=_blank class=infotextkey>交通主干线等。对于_blank class=infotextkey>get=_blank class=infotextkey>刚需来说,这种理想的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>子即使_blank class=infotextkey>get=_blank class=infotextkey>有也买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不起,_blank class=infotextkey>get=_blank class=infotextkey>你所_blank class=infotextkey>get=_blank class=infotextkey>要做的_blank class=infotextkey>get=_blank class=infotextkey>就是_blank class=infotextkey>get=_blank class=infotextkey>满足一两种核心_blank class=infotextkey>get=_blank class=infotextkey>需求,_blank class=infotextkey>get=_blank class=infotextkey>放弃诸_blank class=infotextkey>get=_blank class=infotextkey>多次要_blank class=infotextkey>get=_blank class=infotextkey>需求。
对于普通_blank class=infotextkey>get=_blank class=infotextkey>刚需_blank class=infotextkey>get=_blank class=infotextkey>项目来讲,当_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房价减价_blank class=infotextkey>get=_blank class=infotextkey>10%到15%就_blank class=infotextkey>get=_blank class=infotextkey>可以激活_blank class=infotextkey>get=_blank class=infotextkey>市场_blank class=infotextkey>get=_blank class=infotextkey>成交量,而对于_blank class=infotextkey>get=_blank class=infotextkey>豪宅来讲,则_blank class=infotextkey>get=_blank class=infotextkey>需要减价_blank class=infotextkey>get=_blank class=infotextkey>20%_blank class=infotextkey>30%的幅度,_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>商赔_blank class=infotextkey>农民_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流程,_blank class=infotextkey>get=_blank class=infotextkey>市场_blank class=infotextkey>get=_blank class=infotextkey>需求才_blank class=infotextkey>get=_blank class=infotextkey>会被_blank class=infotextkey>get=_blank class=infotextkey>大幅激活。因此,_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者可在_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼盘_blank class=infotextkey>get=_blank class=infotextkey>价格_blank class=infotextkey>get=_blank class=infotextkey>下调15%至_blank class=infotextkey>30%_blank class=infotextkey>get=_blank class=infotextkey>这个过程_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>寻找_blank class=infotextkey>get=_blank class=infotextkey>机_blank class=infotextkey>get=_blank class=infotextkey>会点。
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