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段_blank class=infotextkey>get=_blank class=infotextkey>成_blank class=infotextkey>get=_blank class=infotextkey>龙_blank class=infotextkey>get=_blank class=infotextkey>表示，_blank class=infotextkey>get=_blank class=infotextkey>“以_blank class=infotextkey>get=_blank class=infotextkey>北京_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地区为例，_blank class=infotextkey>get=_blank class=infotextkey>热点_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小区、稀缺_blank class=infotextkey>get=_blank class=infotextkey>户型的法拍_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最终_blank class=infotextkey>get=_blank class=infotextkey>成交价_blank class=infotextkey>get=_blank class=infotextkey>目前已接_blank class=infotextkey>近_blank class=infotextkey>get=_blank class=infotextkey>市场价；_blank class=infotextkey>get=_blank class=infotextkey>比较_blank class=infotextkey>get=_blank class=infotextkey>常见的_blank class=infotextkey>get=_blank class=infotextkey>情况是，法拍_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最终_blank class=infotextkey>get=_blank class=infotextkey>成交价是_blank class=infotextkey>get=_blank class=infotextkey>市场价的90%；_blank class=infotextkey>get=_blank class=infotextkey>一般_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住宅区、_blank class=infotextkey>get=_blank class=infotextkey>老旧_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小区的法拍_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房价格在_blank class=infotextkey>get=_blank class=infotextkey>市场价85%左右，_blank class=infotextkey>get=_blank class=infotextkey>商_blank class=infotextkey>get=_blank class=infotextkey>住两用的法拍_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>成交价是_blank class=infotextkey>get=_blank class=infotextkey>市场价的_blank class=infotextkey>get=_blank class=infotextkey>80%。_blank class=infotextkey>get=_blank class=infotextkey>”
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其一，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>商业_blank class=infotextkey>get=_blank class=infotextkey>贷款产生。_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>人向_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房，_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能如期如数偿还_blank class=infotextkey>get=_blank class=infotextkey>贷款，_blank class=infotextkey>get=_blank class=infotextkey>银行向_blank class=infotextkey>get=_blank class=infotextkey>法院提出民事诉讼，_blank class=infotextkey>get=_blank class=infotextkey>要求_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>人就被抵押_blank class=infotextkey>get=_blank class=infotextkey>贷款拍卖变现来偿还_blank class=infotextkey>get=_blank class=infotextkey>贷款；
其二，民间借贷产生。举例而言，A借B的钱，约_blank class=infotextkey>定以自_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产抵押给B，_blank class=infotextkey>get=_blank class=infotextkey>到期_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能还款，根据《担_blank class=infotextkey>get=_blank class=infotextkey>保法》，B_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能直接取得抵押_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产，也只能向_blank class=infotextkey>get=_blank class=infotextkey>法院_blank class=infotextkey>get=_blank class=infotextkey>申请A还款，并出示抵押或借款_blank class=infotextkey>get=_blank class=infotextkey>协议，_blank class=infotextkey>get=_blank class=infotextkey>要求_blank class=infotextkey>get=_blank class=infotextkey>法院在执行_blank class=infotextkey>get=_blank class=infotextkey>阶段拍卖A的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房产来还款；
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但据_blank class=infotextkey>get=_blank class=infotextkey>了解，_blank class=infotextkey>get=_blank class=infotextkey>目前_blank class=infotextkey>get=_blank class=infotextkey>“_blank class=infotextkey>get=_blank class=infotextkey>北京_blank class=infotextkey>get=_blank class=infotextkey>”和_blank class=infotextkey>get=_blank class=infotextkey>“_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>深圳_blank class=infotextkey>get=_blank class=infotextkey>”等_blank class=infotextkey>get=_blank class=infotextkey>城市法拍_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>目前处于_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>限购状态。_blank class=infotextkey>get=_blank class=infotextkey>参与_blank class=infotextkey>竞买一_blank class=infotextkey>定事先_blank class=infotextkey>get=_blank class=infotextkey>了解_blank class=infotextkey>get=_blank class=infotextkey>清楚当_blank class=infotextkey>get=_blank class=infotextkey>地针对法拍_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>限购_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策。
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