小产权房558145.97_blank class=infotextkey>get=_blank class=infotextkey>万_blank class=infotextkey>get=_blank class=infotextkey>亿元，_blank class=infotextkey>get=_blank class=infotextkey>这是截至_blank class=infotextkey>get=_blank class=infotextkey>2019年_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>半年，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中国_blank class=infotextkey>get=_blank class=infotextkey>人民币_blank class=infotextkey>get=_blank class=infotextkey>贷款余额的总_blank class=infotextkey>get=_blank class=infotextkey>规模，其_blank class=infotextkey>get=_blank class=infotextkey>实现同比_blank class=infotextkey>get=_blank class=infotextkey>增长_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3%，比_blank class=infotextkey>get=_blank class=infotextkey>上年同期_blank class=infotextkey>get=_blank class=infotextkey>高0._blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>3个_blank class=infotextkey>百分点。
_blank class=infotextkey>get=_blank class=infotextkey>银行放贷的钱去_blank class=infotextkey>get=_blank class=infotextkey>哪_blank class=infotextkey>get=_blank class=infotextkey>儿了？从_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最_blank class=infotextkey>近一次_blank class=infotextkey>央行在_blank class=infotextkey>get=_blank class=infotextkey>北京_blank class=infotextkey>get=_blank class=infotextkey>召开的座谈_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>上可看出一二。
对于_blank class=infotextkey>get=_blank class=infotextkey>银行业的_blank class=infotextkey>get=_blank class=infotextkey>信贷结构_blank class=infotextkey>get=_blank class=infotextkey>变化，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>全国_blank class=infotextkey>get=_blank class=infotextkey>银行业_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融机构_blank class=infotextkey>get=_blank class=infotextkey>信贷结构_blank class=infotextkey>get=_blank class=infotextkey>调整优化座谈_blank class=infotextkey>get=_blank class=infotextkey>会认为，在加_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>小微_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>信贷_blank class=infotextkey>get=_blank class=infotextkey>投放_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面取得明_blank class=infotextkey>get=_blank class=infotextkey>显效果，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>行业占用_blank class=infotextkey>get=_blank class=infotextkey>信贷_blank class=infotextkey>get=_blank class=infotextkey>资源依然较_blank class=infotextkey>get=_blank class=infotextkey>多，石碣，对_blank class=infotextkey>get=_blank class=infotextkey>小微_blank class=infotextkey>get=_blank class=infotextkey>企业、先进制造业、_blank class=infotextkey>get=_blank class=infotextkey>科技_blank class=infotextkey>get=_blank class=infotextkey>创_blank class=infotextkey>get=_blank class=infotextkey>新_blank class=infotextkey>get=_blank class=infotextkey>企业、_blank class=infotextkey>get=_blank class=infotextkey>现_blank class=infotextkey>get=_blank class=infotextkey>代_blank class=infotextkey>get=_blank class=infotextkey>服务业、乡村振兴、_blank class=infotextkey>精准_blank class=infotextkey>get=_blank class=infotextkey>扶贫等_blank class=infotextkey>get=_blank class=infotextkey>领域_blank class=infotextkey>get=_blank class=infotextkey>支持_blank class=infotextkey>get=_blank class=infotextkey>力度仍_blank class=infotextkey>get=_blank class=infotextkey>有待加强。
看增量。_blank class=infotextkey>get=_blank class=infotextkey>数据_blank class=infotextkey>get=_blank class=infotextkey>显示，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>今年6月末，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>贷款余额同比_blank class=infotextkey>get=_blank class=infotextkey>增长_blank class=infotextkey>get=_blank class=infotextkey>10.1%，_blank class=infotextkey>get=_blank class=infotextkey>增速比_blank class=infotextkey>get=_blank class=infotextkey>去年同期_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>降_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3.5个_blank class=infotextkey>百分点，反映_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产潜在_blank class=infotextkey>get=_blank class=infotextkey>供给_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>get=_blank class=infotextkey>降。
与此_blank class=infotextkey>get=_blank class=infotextkey>同_blank class=infotextkey>时，个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款余额同比_blank class=infotextkey>get=_blank class=infotextkey>增长_blank class=infotextkey>30.9%，_blank class=infotextkey>get=_blank class=infotextkey>增速比_blank class=infotextkey>get=_blank class=infotextkey>去年同期_blank class=infotextkey>get=_blank class=infotextkey>上升_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3.1个_blank class=infotextkey>百分点，反映了_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>需求在_blank class=infotextkey>get=_blank class=infotextkey>回升。
_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中国_blank class=infotextkey>get=_blank class=infotextkey>人民_blank class=infotextkey>get=_blank class=infotextkey>银行参事盛松成直言：_blank class=infotextkey>get=_blank class=infotextkey>“_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>贷款和个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款的一升一_blank class=infotextkey>get=_blank class=infotextkey>降，表明_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产去_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>库存化进一步加速。_blank class=infotextkey>get=_blank class=infotextkey>”
看总量。从首席_blank class=infotextkey>get=_blank class=infotextkey>经_blank class=infotextkey>济学家连平对_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>新社国是直_blank class=infotextkey>get=_blank class=infotextkey>通车_blank class=infotextkey>get=_blank class=infotextkey>表示，截至_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>今年6月末，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>贷款余额达_blank class=infotextkey>11_blank class=infotextkey>get=_blank class=infotextkey>万_blank class=infotextkey>get=_blank class=infotextkey>亿元，占各项_blank class=infotextkey>get=_blank class=infotextkey>贷款比_blank class=infotextkey>get=_blank class=infotextkey>重为7.6%；截至_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>今年_blank class=infotextkey>3月末，个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款余额达_blank class=infotextkey>get=_blank class=infotextkey>26.97_blank class=infotextkey>get=_blank class=infotextkey>万_blank class=infotextkey>get=_blank class=infotextkey>亿元，占各项_blank class=infotextkey>get=_blank class=infotextkey>贷款比_blank class=infotextkey>get=_blank class=infotextkey>重为18.98%。
连平认为，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中国_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>城镇化进程_blank class=infotextkey>get=_blank class=infotextkey>仍在_blank class=infotextkey>get=_blank class=infotextkey>持续，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中产阶级_blank class=infotextkey>get=_blank class=infotextkey>人口比_blank class=infotextkey>get=_blank class=infotextkey>重_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不断_blank class=infotextkey>get=_blank class=infotextkey>上升，在此_blank class=infotextkey>get=_blank class=infotextkey>背景_blank class=infotextkey>get=_blank class=infotextkey>下，_blank class=infotextkey>get=_blank class=infotextkey>居民的_blank class=infotextkey>get=_blank class=infotextkey>刚需型_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房和_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>改善型_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>需求在_blank class=infotextkey>get=_blank class=infotextkey>未来较长_blank class=infotextkey>get=_blank class=infotextkey>一段_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间仍_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>存在，而_blank class=infotextkey>近_blank class=infotextkey>get=_blank class=infotextkey>年来_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>贷款的整个_blank class=infotextkey>get=_blank class=infotextkey>占比_blank class=infotextkey>get=_blank class=infotextkey>变化较_blank class=infotextkey>get=_blank class=infotextkey>大，_blank class=infotextkey>get=_blank class=infotextkey>主要_blank class=infotextkey>_blank class=infotextkey>不是给到_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房企，而是_blank class=infotextkey>get=_blank class=infotextkey>流向了_blank class=infotextkey>get=_blank class=infotextkey>居民个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>贷款，后者_blank class=infotextkey>get=_blank class=infotextkey>增长速度较快，_blank class=infotextkey>get=_blank class=infotextkey>这是_blank class=infotextkey>get=_blank class=infotextkey>需要引起_blank class=infotextkey>关注的。
看_blank class=infotextkey>get=_blank class=infotextkey>关_blank class=infotextkey>get=_blank class=infotextkey>系。苏宁_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>研究院宏观_blank class=infotextkey>get=_blank class=infotextkey>经_blank class=infotextkey>济_blank class=infotextkey>get=_blank class=infotextkey>研究_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中心_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中心主任梁志_blank class=infotextkey>get=_blank class=infotextkey>龙此前撰文称，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>2008年至_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>2017年，工农_blank class=infotextkey>get=_blank class=infotextkey>中建四_blank class=infotextkey>get=_blank class=infotextkey>大行在_blank class=infotextkey>get=_blank class=infotextkey>十年间_blank class=infotextkey>get=_blank class=infotextkey>累计向个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>投放了68.84_blank class=infotextkey>get=_blank class=infotextkey>万_blank class=infotextkey>get=_blank class=infotextkey>亿元_blank class=infotextkey>get=_blank class=infotextkey>贷款，远_blank class=infotextkey>get=_blank class=infotextkey>超制造业_blank class=infotextkey>获得的_blank class=infotextkey>get=_blank class=infotextkey>贷款总额（49._blank class=infotextkey>34_blank class=infotextkey>get=_blank class=infotextkey>万_blank class=infotextkey>get=_blank class=infotextkey>亿元），二者之间_blank class=infotextkey>get=_blank class=infotextkey>存在_blank class=infotextkey>get=_blank class=infotextkey>明显的此消彼长_blank class=infotextkey>get=_blank class=infotextkey>关_blank class=infotextkey>get=_blank class=infotextkey>系。
梁志_blank class=infotextkey>get=_blank class=infotextkey>龙称，_blank class=infotextkey>get=_blank class=infotextkey>综_blank class=infotextkey>合来看，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>2008年以来_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>市场的_blank class=infotextkey>get=_blank class=infotextkey>泡沫化_blank class=infotextkey>get=_blank class=infotextkey>发展，_blank class=infotextkey>不仅对于制造业等实_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>经_blank class=infotextkey>济_blank class=infotextkey>get=_blank class=infotextkey>融资产生了虹吸效应，也_blank class=infotextkey>get=_blank class=infotextkey>成为_blank class=infotextkey>近_blank class=infotextkey>get=_blank class=infotextkey>年来_blank class=infotextkey>get=_blank class=infotextkey>居民_blank class=infotextkey>get=_blank class=infotextkey>消费_blank class=infotextkey>get=_blank class=infotextkey>持续低迷的_blank class=infotextkey>get=_blank class=infotextkey>主要拖累因素。
_blank class=infotextkey>get=_blank class=infotextkey>上述座谈_blank class=infotextkey>get=_blank class=infotextkey>会提出，要_blank class=infotextkey>get=_blank class=infotextkey>保持_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策_blank class=infotextkey>get=_blank class=infotextkey>连续性稳_blank class=infotextkey>定性。_blank class=infotextkey>get=_blank class=infotextkey>保持个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>合理适度_blank class=infotextkey>get=_blank class=infotextkey>增长，严禁_blank class=infotextkey>get=_blank class=infotextkey>消费_blank class=infotextkey>get=_blank class=infotextkey>贷款违规用于_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房，加强对_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>理财、委托_blank class=infotextkey>get=_blank class=infotextkey>贷款等_blank class=infotextkey>渠道_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流入_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产的_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>管理。加强对_blank class=infotextkey>get=_blank class=infotextkey>存在_blank class=infotextkey>get=_blank class=infotextkey>高杠杆_blank class=infotextkey>get=_blank class=infotextkey>经营的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大型_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房企的_blank class=infotextkey>get=_blank class=infotextkey>融资_blank class=infotextkey>get=_blank class=infotextkey>行为的_blank class=infotextkey>get=_blank class=infotextkey>监管和_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险提示，_blank class=infotextkey>get=_blank class=infotextkey>大朗，_blank class=infotextkey>合理管控_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>有息_blank class=infotextkey>get=_blank class=infotextkey>负债_blank class=infotextkey>get=_blank class=infotextkey>规模和_blank class=infotextkey>get=_blank class=infotextkey>资产_blank class=infotextkey>get=_blank class=infotextkey>负债率。
连平称，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中国_blank class=infotextkey>get=_blank class=infotextkey>官方_blank class=infotextkey>get=_blank class=infotextkey>严控_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金违规_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流入_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产，_blank class=infotextkey>get=_blank class=infotextkey>消费贷_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>不属于正规_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>操作，基本_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>风控机制，容易引发炒_blank class=infotextkey>get=_blank class=infotextkey>房，_blank class=infotextkey>get=_blank class=infotextkey>存在较_blank class=infotextkey>get=_blank class=infotextkey>大隐患。
而_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>理财、非标_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>进入_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产则_blank class=infotextkey>get=_blank class=infotextkey>主要是_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>开发_blank class=infotextkey>get=_blank class=infotextkey>商在_blank class=infotextkey>get=_blank class=infotextkey>使用，类似_blank class=infotextkey>get=_blank class=infotextkey>操作也是_blank class=infotextkey>get=_blank class=infotextkey>游离于_blank class=infotextkey>get=_blank class=infotextkey>银行正规_blank class=infotextkey>get=_blank class=infotextkey>信贷的_blank class=infotextkey>get=_blank class=infotextkey>控制机制之外，给_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>需要严格_blank class=infotextkey>get=_blank class=infotextkey>审查，_blank class=infotextkey>get=_blank class=infotextkey>一般_blank class=infotextkey>不良率是_blank class=infotextkey>get=_blank class=infotextkey>非_blank class=infotextkey>get=_blank class=infotextkey>常低的，但往往_blank class=infotextkey>get=_blank class=infotextkey>有些资质_blank class=infotextkey>_blank class=infotextkey>不是很_blank class=infotextkey>get=_blank class=infotextkey>好的_blank class=infotextkey>get=_blank class=infotextkey>企业，_blank class=infotextkey>get=_blank class=infotextkey>通过_blank class=infotextkey>get=_blank class=infotextkey>“_blank class=infotextkey>get=_blank class=infotextkey>监管之外、_blank class=infotextkey>get=_blank class=infotextkey>法规之外_blank class=infotextkey>get=_blank class=infotextkey>”的途径来_blank class=infotextkey>获得_blank class=infotextkey>get=_blank class=infotextkey>融资，_blank class=infotextkey>get=_blank class=infotextkey>进行盲目_blank class=infotextkey>get=_blank class=infotextkey>扩张就容易引发_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险_blank class=infotextkey>get=_blank class=infotextkey>事件。
_blank class=infotextkey>get=_blank class=infotextkey>青岛分行_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>今年就_blank class=infotextkey>get=_blank class=infotextkey>由于_blank class=infotextkey>get=_blank class=infotextkey>信贷_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金违规_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流入资本_blank class=infotextkey>get=_blank class=infotextkey>市场和_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>市场等案由被罚90_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>万元。此外，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中国邮_blank class=infotextkey>政储蓄_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>青岛分行因_blank class=infotextkey>get=_blank class=infotextkey>信贷_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金违规_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流入资本_blank class=infotextkey>get=_blank class=infotextkey>市场和_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>市场、_blank class=infotextkey>get=_blank class=infotextkey>青岛_blank class=infotextkey>get=_blank class=infotextkey>农村_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>商业_blank class=infotextkey>get=_blank class=infotextkey>银行并购_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>严_blank class=infotextkey>get=_blank class=infotextkey>重违反审慎_blank class=infotextkey>get=_blank class=infotextkey>经营规则，分别被罚_blank class=infotextkey>30_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>万元。
_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中国_blank class=infotextkey>get=_blank class=infotextkey>官方_blank class=infotextkey>get=_blank class=infotextkey>一直致力_blank class=infotextkey>get=_blank class=infotextkey>解决_blank class=infotextkey>get=_blank class=infotextkey>小微_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>融资难_blank class=infotextkey>get=_blank class=infotextkey>问题。_blank class=infotextkey>get=_blank class=infotextkey>数据_blank class=infotextkey>get=_blank class=infotextkey>显示，截至_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>今年6月末，_blank class=infotextkey>get=_blank class=infotextkey>小微_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>贷款同比_blank class=infotextkey>get=_blank class=infotextkey>增长15.5%，_blank class=infotextkey>get=_blank class=infotextkey>增速比_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大型和_blank class=infotextkey>get=_blank class=infotextkey>中型_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>贷款分别_blank class=infotextkey>get=_blank class=infotextkey>高4._blank class=infotextkey>get=_blank class=infotextkey>6个和8._blank class=infotextkey>get=_blank class=infotextkey>2个_blank class=infotextkey>百分点。_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>半年_blank class=infotextkey>get=_blank class=infotextkey>小微_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>贷款增加额占_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>贷款增量的_blank class=infotextkey>36._blank class=infotextkey>3%。
_blank class=infotextkey>get=_blank class=infotextkey>支持_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>get=_blank class=infotextkey>新_blank class=infotextkey>技术_blank class=infotextkey>get=_blank class=infotextkey>企业、科创_blank class=infotextkey>get=_blank class=infotextkey>企业等的_blank class=infotextkey>get=_blank class=infotextkey>融资则事关_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中国的_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>get=_blank class=infotextkey>质量_blank class=infotextkey>get=_blank class=infotextkey>发展。在_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>新社国是直_blank class=infotextkey>get=_blank class=infotextkey>通车_blank class=infotextkey>get=_blank class=infotextkey>参加的业协_blank class=infotextkey>get=_blank class=infotextkey>会的_blank class=infotextkey>get=_blank class=infotextkey>调研_blank class=infotextkey>get=_blank class=infotextkey>活动_blank class=infotextkey>get=_blank class=infotextkey>中，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中国进出口_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>广_blank class=infotextkey>get=_blank class=infotextkey>东省分行行长陈斌_blank class=infotextkey>get=_blank class=infotextkey>表示，分行加_blank class=infotextkey>get=_blank class=infotextkey>大对_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>市场_blank class=infotextkey>get=_blank class=infotextkey>发展_blank class=infotextkey>get=_blank class=infotextkey>前景的先进制造业的_blank class=infotextkey>get=_blank class=infotextkey>支持_blank class=infotextkey>get=_blank class=infotextkey>力度，培育壮_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>战略性_blank class=infotextkey>get=_blank class=infotextkey>新兴_blank class=infotextkey>get=_blank class=infotextkey>产业，_blank class=infotextkey>get=_blank class=infotextkey>全力_blank class=infotextkey>get=_blank class=infotextkey>支持_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>通过境外_blank class=infotextkey>get=_blank class=infotextkey>投资、_blank class=infotextkey>get=_blank class=infotextkey>产业_blank class=infotextkey>get=_blank class=infotextkey>升级、_blank class=infotextkey>技术_blank class=infotextkey>get=_blank class=infotextkey>创_blank class=infotextkey>get=_blank class=infotextkey>新等_blank class=infotextkey>get=_blank class=infotextkey>方式_blank class=infotextkey>get=_blank class=infotextkey>进行_blank class=infotextkey>get=_blank class=infotextkey>转型_blank class=infotextkey>get=_blank class=infotextkey>升级，_blank class=infotextkey>get=_blank class=infotextkey>构建具_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>国际_blank class=infotextkey>竞争力的_blank class=infotextkey>get=_blank class=infotextkey>现_blank class=infotextkey>get=_blank class=infotextkey>代_blank class=infotextkey>get=_blank class=infotextkey>产业_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>系。
截至_blank class=infotextkey>get=_blank class=infotextkey>2019年6月末，分行_blank class=infotextkey>get=_blank class=infotextkey>支持先进制造业_blank class=infotextkey>get=_blank class=infotextkey>贷款余额为_blank class=infotextkey>3_blank class=infotextkey>37_blank class=infotextkey>get=_blank class=infotextkey>亿元，同比_blank class=infotextkey>get=_blank class=infotextkey>增长98._blank class=infotextkey>get=_blank class=infotextkey>60%，占_blank class=infotextkey>get=_blank class=infotextkey>全_blank class=infotextkey>部_blank class=infotextkey>get=_blank class=infotextkey>贷款的_blank class=infotextkey>3_blank class=infotextkey>get=_blank class=infotextkey>2.9_blank class=infotextkey>get=_blank class=infotextkey>2%。其_blank class=infotextkey>get=_blank class=infotextkey>中，_blank class=infotextkey>get=_blank class=infotextkey>支持_blank class=infotextkey>get=_blank class=infotextkey>新一_blank class=infotextkey>get=_blank class=infotextkey>代_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>信息_blank class=infotextkey>技术_blank class=infotextkey>get=_blank class=infotextkey>产业_blank class=infotextkey>get=_blank class=infotextkey>贷款余额为_blank class=infotextkey>get=_blank class=infotextkey>10_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>get=_blank class=infotextkey>亿元，_blank class=infotextkey>get=_blank class=infotextkey>支持电力_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>装备_blank class=infotextkey>get=_blank class=infotextkey>贷款余额为155_blank class=infotextkey>get=_blank class=infotextkey>亿元，_blank class=infotextkey>get=_blank class=infotextkey>支持_blank class=infotextkey>get=_blank class=infotextkey>高端数控机床和_blank class=infotextkey>get=_blank class=infotextkey>贷款余额为4_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>get=_blank class=infotextkey>亿元，_blank class=infotextkey>get=_blank class=infotextkey>支持海洋_blank class=infotextkey>get=_blank class=infotextkey>工程_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>装备及_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>技术船舶_blank class=infotextkey>get=_blank class=infotextkey>贷款余额为_blank class=infotextkey>get=_blank class=infotextkey>28_blank class=infotextkey>get=_blank class=infotextkey>亿元。
_blank class=infotextkey>get=_blank class=infotextkey>上述_blank class=infotextkey>get=_blank class=infotextkey>成绩为_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中国_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>今年_blank class=infotextkey>get=_blank class=infotextkey>上_blank class=infotextkey>get=_blank class=infotextkey>半年_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>技术制造业_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>长期_blank class=infotextkey>get=_blank class=infotextkey>贷款余额同比_blank class=infotextkey>get=_blank class=infotextkey>增长_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3.5%，_blank class=infotextkey>get=_blank class=infotextkey>增速比_blank class=infotextkey>get=_blank class=infotextkey>上年末_blank class=infotextkey>get=_blank class=infotextkey>高4._blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>3个_blank class=infotextkey>百分点作出了贡献。
座谈_blank class=infotextkey>get=_blank class=infotextkey>会提出，要根据科创_blank class=infotextkey>get=_blank class=infotextkey>企业、_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>技术制造业轻_blank class=infotextkey>get=_blank class=infotextkey>资产_blank class=infotextkey>特征，培养_blank class=infotextkey>get=_blank class=infotextkey>行业_blank class=infotextkey>get=_blank class=infotextkey>分析和_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险_blank class=infotextkey>get=_blank class=infotextkey>评估能力，_blank class=infotextkey>get=_blank class=infotextkey>创_blank class=infotextkey>get=_blank class=infotextkey>新_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融_blank class=infotextkey>get=_blank class=infotextkey>产品，_blank class=infotextkey>get=_blank class=infotextkey>提升_blank class=infotextkey>get=_blank class=infotextkey>服务能力。
_blank class=infotextkey>get=_blank class=infotextkey>怎么做？_blank class=infotextkey>get=_blank class=infotextkey>“_blank class=infotextkey>get=_blank class=infotextkey>改变_blank class=infotextkey>get=_blank class=infotextkey>银行自_blank class=infotextkey>get=_blank class=infotextkey>身的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险偏好是关键。_blank class=infotextkey>get=_blank class=infotextkey>”连平_blank class=infotextkey>get=_blank class=infotextkey>表示，_blank class=infotextkey>get=_blank class=infotextkey>创_blank class=infotextkey>get=_blank class=infotextkey>新型_blank class=infotextkey>get=_blank class=infotextkey>企业、_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>技术_blank class=infotextkey>get=_blank class=infotextkey>企业要_blank class=infotextkey>获得更_blank class=infotextkey>get=_blank class=infotextkey>多的_blank class=infotextkey>get=_blank class=infotextkey>信贷_blank class=infotextkey>get=_blank class=infotextkey>支持，_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能沿用过去的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险偏好，过去_blank class=infotextkey>get=_blank class=infotextkey>就是_blank class=infotextkey>get=_blank class=infotextkey>支持成熟的、能产生_blank class=infotextkey>get=_blank class=infotextkey>现_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>流的_blank class=infotextkey>get=_blank class=infotextkey>企业，稍_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>风险就避开，_blank class=infotextkey>get=_blank class=infotextkey>现在_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>个性化的_blank class=infotextkey>get=_blank class=infotextkey>考虑。
他认为，_blank class=infotextkey>不同类型的_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>get=_blank class=infotextkey>新_blank class=infotextkey>get=_blank class=infotextkey>企业，_blank class=infotextkey>get=_blank class=infotextkey>有其自_blank class=infotextkey>get=_blank class=infotextkey>身的_blank class=infotextkey>get=_blank class=infotextkey>财务_blank class=infotextkey>特征和成长_blank class=infotextkey>特征，_blank class=infotextkey>get=_blank class=infotextkey>银行要根据此来_blank class=infotextkey>get=_blank class=infotextkey>设计_blank class=infotextkey>get=_blank class=infotextkey>产品_blank class=infotextkey>get=_blank class=infotextkey>投放_blank class=infotextkey>get=_blank class=infotextkey>贷款，_blank class=infotextkey>get=_blank class=infotextkey>风控的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>流程和_blank class=infotextkey>指标要_blank class=infotextkey>get=_blank class=infotextkey>有相应_blank class=infotextkey>get=_blank class=infotextkey>调整，要_blank class=infotextkey>get=_blank class=infotextkey>有针对性的_blank class=infotextkey>get=_blank class=infotextkey>举措，在_blank class=infotextkey>get=_blank class=infotextkey>体制机制内_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>改革_blank class=infotextkey>get=_blank class=infotextkey>实现_blank class=infotextkey>get=_blank class=infotextkey>信贷_blank class=infotextkey>get=_blank class=infotextkey>产品_blank class=infotextkey>get=_blank class=infotextkey>创_blank class=infotextkey>get=_blank class=infotextkey>新。
_blank class=infotextkey>精准_blank class=infotextkey>get=_blank class=infotextkey>脱贫是三_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>攻坚战之一，_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金的_blank class=infotextkey>合理_blank class=infotextkey>get=_blank class=infotextkey>有效_blank class=infotextkey>get=_blank class=infotextkey>配置对_blank class=infotextkey>get=_blank class=infotextkey>扶贫事业_blank class=infotextkey>get=_blank class=infotextkey>有着巨_blank class=infotextkey>get=_blank class=infotextkey>大作用。_blank class=infotextkey>get=_blank class=infotextkey>数据_blank class=infotextkey>get=_blank class=infotextkey>显示，截至_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>今年4_blank class=infotextkey>get=_blank class=infotextkey>月底，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>全国_blank class=infotextkey>get=_blank class=infotextkey>扶贫_blank class=infotextkey>get=_blank class=infotextkey>小额_blank class=infotextkey>get=_blank class=infotextkey>信贷_blank class=infotextkey>get=_blank class=infotextkey>累计放贷56_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>get=_blank class=infotextkey>亿元，还贷_blank class=infotextkey>3074_blank class=infotextkey>get=_blank class=infotextkey>亿元，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>贫困户_blank class=infotextkey>获贷率由_blank class=infotextkey>get=_blank class=infotextkey>2014_blank class=infotextkey>年的_blank class=infotextkey>get=_blank class=infotextkey>2%提_blank class=infotextkey>get=_blank class=infotextkey>高到_blank class=infotextkey>get=_blank class=infotextkey>2018_blank class=infotextkey>get=_blank class=infotextkey>年底的46%。_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>全国_blank class=infotextkey>get=_blank class=infotextkey>有14_blank class=infotextkey>get=_blank class=infotextkey>20_blank class=infotextkey>get=_blank class=infotextkey>万_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>贫困户享受这项_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策。
_blank class=infotextkey>get=_blank class=infotextkey>“_blank class=infotextkey>get=_blank class=infotextkey>扶贫_blank class=infotextkey>get=_blank class=infotextkey>信贷要_blank class=infotextkey>get=_blank class=infotextkey>健康_blank class=infotextkey>get=_blank class=infotextkey>发展，一_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面要_blank class=infotextkey>get=_blank class=infotextkey>通过_blank class=infotextkey>get=_blank class=infotextkey>发展_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融_blank class=infotextkey>get=_blank class=infotextkey>科技_blank class=infotextkey>get=_blank class=infotextkey>做好_blank class=infotextkey>get=_blank class=infotextkey>下沉_blank class=infotextkey>get=_blank class=infotextkey>业务，_blank class=infotextkey>get=_blank class=infotextkey>解决偏远_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地区_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>金融_blank class=infotextkey>get=_blank class=infotextkey>服务‘_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最后一_blank class=infotextkey>get=_blank class=infotextkey>公里’的_blank class=infotextkey>get=_blank class=infotextkey>难题，另一_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面要_blank class=infotextkey>get=_blank class=infotextkey>进行_blank class=infotextkey>get=_blank class=infotextkey>信贷_blank class=infotextkey>get=_blank class=infotextkey>产品_blank class=infotextkey>get=_blank class=infotextkey>创_blank class=infotextkey>get=_blank class=infotextkey>新，比如，在_blank class=infotextkey>农民缺_blank class=infotextkey>get=_blank class=infotextkey>少抵押物的_blank class=infotextkey>get=_blank class=infotextkey>情况_blank class=infotextkey>get=_blank class=infotextkey>下，_blank class=infotextkey>get=_blank class=infotextkey>如何_blank class=infotextkey>get=_blank class=infotextkey>发展_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>信用_blank class=infotextkey>get=_blank class=infotextkey>贷款。_blank class=infotextkey>get=_blank class=infotextkey>”连平说。
