重大信号！昆山房贷利率下调，买房可省一大笔钱

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_blank class=infotextkey>get=_blank class=infotextkey>5年期以_blank class=infotextkey>get=_blank class=infotextkey>上LPR，_blank class=infotextkey>get=_blank class=infotextkey>下调至4.8%

_blank class=infotextkey>get=_blank class=infotextkey>这是自_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>新_blank class=infotextkey>政执行以来的_blank class=infotextkey>get=_blank class=infotextkey>首次调息

_blank class=infotextkey>不过_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者都只_blank class=infotextkey>get=_blank class=infotextkey>关心两个_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>重点！

一：昆山_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>降了吗？二：月供能_blank class=infotextkey>get=_blank class=infotextkey>少还_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>少？

_blank class=infotextkey>get=_blank class=infotextkey>问题的答案，一_blank class=infotextkey>get=_blank class=infotextkey>起来看_blank class=infotextkey>get=_blank class=infotextkey>看吧！

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_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>11月_blank class=infotextkey>get=_blank class=infotextkey>20日，_blank class=infotextkey>央行宣_blank class=infotextkey>get=_blank class=infotextkey>布_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>新_blank class=infotextkey>get=_blank class=infotextkey>5年期以_blank class=infotextkey>get=_blank class=infotextkey>上LPR（_blank class=infotextkey>get=_blank class=infotextkey>房贷_blank class=infotextkey>get=_blank class=infotextkey>基准_blank class=infotextkey>get=_blank class=infotextkey>利率）为4._blank class=infotextkey>get=_blank class=infotextkey>80%，比_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上月_blank class=infotextkey>get=_blank class=infotextkey>下调了5个基点。_blank class=infotextkey>get=_blank class=infotextkey>同_blank class=infotextkey>时也是自8月_blank class=infotextkey>get=_blank class=infotextkey>20日以来，执行_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>新_blank class=infotextkey>政LPR_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>新_blank class=infotextkey>政后_blank class=infotextkey>get=_blank class=infotextkey>房贷_blank class=infotextkey>get=_blank class=infotextkey>基准_blank class=infotextkey>get=_blank class=infotextkey>利率的_blank class=infotextkey>get=_blank class=infotextkey>首次_blank class=infotextkey>get=_blank class=infotextkey>降息。

事实_blank class=infotextkey>get=_blank class=infotextkey>上，本次_blank class=infotextkey>get=_blank class=infotextkey>5年期以_blank class=infotextkey>get=_blank class=infotextkey>上LPR_blank class=infotextkey>get=_blank class=infotextkey>下调早_blank class=infotextkey>get=_blank class=infotextkey>有预兆：_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>11月5日，_blank class=infotextkey>央行宣_blank class=infotextkey>get=_blank class=infotextkey>布_blank class=infotextkey>get=_blank class=infotextkey>降低1年期_blank class=infotextkey>get=_blank class=infotextkey>中期借贷便利（MLF）_blank class=infotextkey>get=_blank class=infotextkey>利率5个基点；_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>11月18日，_blank class=infotextkey>央行宣_blank class=infotextkey>get=_blank class=infotextkey>布_blank class=infotextkey>get=_blank class=infotextkey>“7天逆_blank class=infotextkey>get=_blank class=infotextkey>回购_blank class=infotextkey>get=_blank class=infotextkey>”_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>下调5个基点。

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LPR_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>有1年和_blank class=infotextkey>get=_blank class=infotextkey>5年以_blank class=infotextkey>get=_blank class=infotextkey>上两种_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限，前者_blank class=infotextkey>get=_blank class=infotextkey>主要是给_blank class=infotextkey>get=_blank class=infotextkey>企业_blank class=infotextkey>get=_blank class=infotextkey>贷款参考的，后者是_blank class=infotextkey>get=_blank class=infotextkey>房贷_blank class=infotextkey>get=_blank class=infotextkey>利率。18家_blank class=infotextkey>get=_blank class=infotextkey>银行报价的基础，或者说_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>重要的参照物，_blank class=infotextkey>get=_blank class=infotextkey>就是1年期_blank class=infotextkey>get=_blank class=infotextkey>中期借贷便利（MLF）的_blank class=infotextkey>get=_blank class=infotextkey>利率。

_blank class=infotextkey>get=_blank class=infotextkey>那么_blank class=infotextkey>get=_blank class=infotextkey>基准_blank class=infotextkey>get=_blank class=infotextkey>利率的_blank class=infotextkey>get=_blank class=infotextkey>下调，是否意味着_blank class=infotextkey>get=_blank class=infotextkey>现在昆山_blank class=infotextkey>get=_blank class=infotextkey>买_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>成本变低，_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房变的更_blank class=infotextkey>get=_blank class=infotextkey>划算了呢？

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_blank class=infotextkey>g>_blank class=infotextkey>get=_blank class=infotextkey>利率基本_blank class=infotextkey>get=_blank class=infotextkey>没变_blank class=infotextkey>get=_blank class=infotextkey>保持稳_blank class=infotextkey>定。_blank class=infotextkey>央行_blank class=infotextkey>g>_blank class=infotextkey>get=_blank class=infotextkey>下调_blank class=infotextkey>get=_blank class=infotextkey>基准前后，昆山的_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>利率暂无_blank class=infotextkey>get=_blank class=infotextkey>明显_blank class=infotextkey>get=_blank class=infotextkey>变化。_blank class=infotextkey>get=_blank class=infotextkey>银行各行_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>新_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>具_blank class=infotextkey>get=_blank class=infotextkey>体如_blank class=infotextkey>get=_blank class=infotextkey>下图所示。

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_blank class=infotextkey>g>1、昆山_blank class=infotextkey>最低_blank class=infotextkey>get=_blank class=infotextkey>利率为6._blank class=infotextkey>08%，_blank class=infotextkey>get=_blank class=infotextkey>多行_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>保持_blank class=infotextkey>不变_blank class=infotextkey>g>

昆山_blank class=infotextkey>get=_blank class=infotextkey>首套首贷_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>保持6._blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3%，其_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>交通_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>最低，_blank class=infotextkey>get=_blank class=infotextkey>首套_blank class=infotextkey>get=_blank class=infotextkey>利率为增加1_blank class=infotextkey>get=_blank class=infotextkey>28BP（_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上浮_blank class=infotextkey>get=_blank class=infotextkey>25%）

_blank class=infotextkey>g>_blank class=infotextkey>get=_blank class=infotextkey>2、_blank class=infotextkey>get=_blank class=infotextkey>基准_blank class=infotextkey>get=_blank class=infotextkey>下调的_blank class=infotextkey>get=_blank class=infotextkey>同_blank class=infotextkey>时，_blank class=infotextkey>get=_blank class=infotextkey>银行BP增加5个基点_blank class=infotextkey>g>

在_blank class=infotextkey>央行宣_blank class=infotextkey>get=_blank class=infotextkey>布_blank class=infotextkey>get=_blank class=infotextkey>基准_blank class=infotextkey>get=_blank class=infotextkey>下调5个基点后，昆山_blank class=infotextkey>get=_blank class=infotextkey>多数_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>利率BP也_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上调了5个基点。_blank class=infotextkey>get=_blank class=infotextkey>目前昆山_blank class=infotextkey>get=_blank class=infotextkey>多数_blank class=infotextkey>get=_blank class=infotextkey>银行BP为4._blank class=infotextkey>get=_blank class=infotextkey>80+_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3_blank class=infotextkey>3BP，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>新_blank class=infotextkey>get=_blank class=infotextkey>利率为6._blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3%。

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放款周期_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面，其_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>多家_blank class=infotextkey>get=_blank class=infotextkey>银行说明放款需1_blank class=infotextkey>get=_blank class=infotextkey>2个月，但_blank class=infotextkey>get=_blank class=infotextkey>无法_blank class=infotextkey>get=_blank class=infotextkey>保证_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>get=_blank class=infotextkey>2月一_blank class=infotextkey>定能放款。并且_blank class=infotextkey>get=_blank class=infotextkey>由于_blank class=infotextkey>get=_blank class=infotextkey>年底，_blank class=infotextkey>get=_blank class=infotextkey>银行放款额度所致，_blank class=infotextkey>部分_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>表示放款速度_blank class=infotextkey>get=_blank class=infotextkey>无法_blank class=infotextkey>get=_blank class=infotextkey>保证，_blank class=infotextkey>最快为1个月，_blank class=infotextkey>get=_blank class=infotextkey>也可能_blank class=infotextkey>get=_blank class=infotextkey>需要更久。其_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>get=_blank class=infotextkey>交通_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>表示，_blank class=infotextkey>get=_blank class=infotextkey>明年放款_blank class=infotextkey>get=_blank class=infotextkey>情况_blank class=infotextkey>get=_blank class=infotextkey>预计将_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>这么紧，放款速度将_blank class=infotextkey>get=_blank class=infotextkey>有所加快。

_blank class=infotextkey>g>4、_blank class=infotextkey>get=_blank class=infotextkey>基准_blank class=infotextkey>get=_blank class=infotextkey>下调后，月供可减_blank class=infotextkey>get=_blank class=infotextkey>少64元/月_blank class=infotextkey>g>

_blank class=infotextkey>get=_blank class=infotextkey>新_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策执行后，各_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>银行的_blank class=infotextkey>get=_blank class=infotextkey>“BP点数_blank class=infotextkey>get=_blank class=infotextkey>”，_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>再执行_blank class=infotextkey>get=_blank class=infotextkey>统一_blank class=infotextkey>get=_blank class=infotextkey>标准，所以包括四_blank class=infotextkey>get=_blank class=infotextkey>大行在内，互相之间均_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>差别。从_blank class=infotextkey>get=_blank class=infotextkey>具_blank class=infotextkey>get=_blank class=infotextkey>体加点数来看，_blank class=infotextkey>不同_blank class=infotextkey>get=_blank class=infotextkey>银行之间，_blank class=infotextkey>get=_blank class=infotextkey>差距_blank class=infotextkey>_blank class=infotextkey>不是很_blank class=infotextkey>get=_blank class=infotextkey>大。

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1、_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>200_blank class=infotextkey>get=_blank class=infotextkey>万_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>30年，_blank class=infotextkey>get=_blank class=infotextkey>首套_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>利率由6._blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3%变成6._blank class=infotextkey>08%，微涨0.05%。

①月供由1_blank class=infotextkey>get=_blank class=infotextkey>2158.68元_blank class=infotextkey>get=_blank class=infotextkey>降至1_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>get=_blank class=infotextkey>094.07元，_blank class=infotextkey>get=_blank class=infotextkey>每月_blank class=infotextkey>get=_blank class=infotextkey>少还64.61元；

②总利息由_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>37.7_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>万元_blank class=infotextkey>get=_blank class=infotextkey>降至_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>35._blank class=infotextkey>3元，利息总额减_blank class=infotextkey>get=_blank class=infotextkey>少_blank class=infotextkey>get=_blank class=infotextkey>2.4_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>万元。

由此可见，_blank class=infotextkey>get=_blank class=infotextkey>基准_blank class=infotextkey>get=_blank class=infotextkey>下调后，_blank class=infotextkey>g>_blank class=infotextkey>get=_blank class=infotextkey>每个月利息都可_blank class=infotextkey>get=_blank class=infotextkey>少付64元左右_blank class=infotextkey>g>，_blank class=infotextkey>get=_blank class=infotextkey>少支付的利息总额都在_blank class=infotextkey>get=_blank class=infotextkey>2.4_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>万元左右。

_blank class=infotextkey>get=_blank class=infotextkey>2.4_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>万元也是_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>少的_blank class=infotextkey>get=_blank class=infotextkey>数字，足够_blank class=infotextkey>get=_blank class=infotextkey>再过一次爽快的双_blank class=infotextkey>get=_blank class=infotextkey>十一了，_blank class=infotextkey>g>只是划分到_blank class=infotextkey>get=_blank class=infotextkey>每个月来看，只_blank class=infotextkey>get=_blank class=infotextkey>少还了64元，月供减_blank class=infotextkey>get=_blank class=infotextkey>少的_blank class=infotextkey>_blank class=infotextkey>不是_blank class=infotextkey>get=_blank class=infotextkey>非_blank class=infotextkey>get=_blank class=infotextkey>常_blank class=infotextkey>get=_blank class=infotextkey>明显。_blank class=infotextkey>g>

_blank class=infotextkey>g>5、昆山_blank class=infotextkey>get=_blank class=infotextkey>利率总结_blank class=infotextkey>g>

_blank class=infotextkey>get=_blank class=infotextkey>首套_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面：昆山_blank class=infotextkey>get=_blank class=infotextkey>目前_blank class=infotextkey>get=_blank class=infotextkey>首套_blank class=infotextkey>get=_blank class=infotextkey>房，_blank class=infotextkey>最低_blank class=infotextkey>get=_blank class=infotextkey>利率为_blank class=infotextkey>get=_blank class=infotextkey>交通_blank class=infotextkey>get=_blank class=infotextkey>银行的6._blank class=infotextkey>08%，但主_blank class=infotextkey>get=_blank class=infotextkey>流已婚_blank class=infotextkey>get=_blank class=infotextkey>利率仍为6._blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3%（_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>3_blank class=infotextkey>3BP）。_blank class=infotextkey>单_blank class=infotextkey>get=_blank class=infotextkey>身_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>多数为6._blank class=infotextkey>37（157BP）而放款_blank class=infotextkey>get=_blank class=infotextkey>情况基本_blank class=infotextkey>get=_blank class=infotextkey>需要1个月，_blank class=infotextkey>get=_blank class=infotextkey>具_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间需根据_blank class=infotextkey>get=_blank class=infotextkey>客户的_blank class=infotextkey>get=_blank class=infotextkey>资料和_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>信用来_blank class=infotextkey>get=_blank class=infotextkey>决_blank class=infotextkey>定。_blank class=infotextkey>get=_blank class=infotextkey>明年过后，_blank class=infotextkey>get=_blank class=infotextkey>房贷放款的速度将_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>有所好转。

二套_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面：在二套_blank class=infotextkey>get=_blank class=infotextkey>房未结_blank class=infotextkey>get=_blank class=infotextkey>清_blank class=infotextkey>get=_blank class=infotextkey>中，_blank class=infotextkey>get=_blank class=infotextkey>利率率_blank class=infotextkey>最低的为工_blank class=infotextkey>get=_blank class=infotextkey>商_blank class=infotextkey>get=_blank class=infotextkey>银行的6.18%（_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>38BP），_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>高的则为农_blank class=infotextkey>get=_blank class=infotextkey>商_blank class=infotextkey>get=_blank class=infotextkey>行的6.6%（1_blank class=infotextkey>get=_blank class=infotextkey>80BP）。其_blank class=infotextkey>get=_blank class=infotextkey>中_blank class=infotextkey>最普遍的_blank class=infotextkey>get=_blank class=infotextkey>利率为6._blank class=infotextkey>37（157BP），二套_blank class=infotextkey>get=_blank class=infotextkey>房未还_blank class=infotextkey>get=_blank class=infotextkey>清_blank class=infotextkey>get=_blank class=infotextkey>利率与_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上月基本_blank class=infotextkey>get=_blank class=infotextkey>保持_blank class=infotextkey>不变。

_blank class=infotextkey>g>_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>下调_blank class=infotextkey>意义_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>重_blank class=infotextkey>get=_blank class=infotextkey>大，昆山_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>窗口期打开！_blank class=infotextkey>g>

这次_blank class=infotextkey>get=_blank class=infotextkey>降息对_blank class=infotextkey>get=_blank class=infotextkey>利率月供_blank class=infotextkey>get=_blank class=infotextkey>影响_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>大，5个基点的_blank class=infotextkey>get=_blank class=infotextkey>降息，幅度_blank class=infotextkey>get=_blank class=infotextkey>非_blank class=infotextkey>get=_blank class=infotextkey>常_blank class=infotextkey>get=_blank class=infotextkey>小。它_blank class=infotextkey>get=_blank class=infotextkey>相当于把_blank class=infotextkey>央行1次_blank class=infotextkey>get=_blank class=infotextkey>标准_blank class=infotextkey>get=_blank class=infotextkey>降息（_blank class=infotextkey>get=_blank class=infotextkey>每次_blank class=infotextkey>get=_blank class=infotextkey>25个基点）分_blank class=infotextkey>get=_blank class=infotextkey>拆为5次，带_blank class=infotextkey>get=_blank class=infotextkey>有安抚性质。但能给_blank class=infotextkey>get=_blank class=infotextkey>房贷_blank class=infotextkey>get=_blank class=infotextkey>基准_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>降息，仍然_blank class=infotextkey>意义_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>重_blank class=infotextkey>get=_blank class=infotextkey>大，这意味着_blank class=infotextkey>央行_blank class=infotextkey>不希望看到_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼市偏冷。这_blank class=infotextkey>get=_blank class=infotextkey>同_blank class=infotextkey>时对昆山_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼市也是_blank class=infotextkey>get=_blank class=infotextkey>一个_blank class=infotextkey>get=_blank class=infotextkey>利好，_blank class=infotextkey>get=_blank class=infotextkey>主要是因为，_blank class=infotextkey>get=_blank class=infotextkey>信贷_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策将或_blank class=infotextkey>get=_blank class=infotextkey>多或_blank class=infotextkey>get=_blank class=infotextkey>少都_blank class=infotextkey>get=_blank class=infotextkey>影响_blank class=infotextkey>get=_blank class=infotextkey>人们的_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择。

_blank class=infotextkey>get=_blank class=infotextkey>如_blank class=infotextkey>get=_blank class=infotextkey>今昆山_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼市_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房价稳_blank class=infotextkey>定，_blank class=infotextkey>get=_blank class=infotextkey>市场_blank class=infotextkey>get=_blank class=infotextkey>热度较低。对此，_blank class=infotextkey>get=_blank class=infotextkey>银行的_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>水平是许_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>人判断_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地产_blank class=infotextkey>get=_blank class=infotextkey>市场的_blank class=infotextkey>get=_blank class=infotextkey>风向标。而许_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>专家也同样认为，这次的_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>下调目的是_blank class=infotextkey>get=_blank class=infotextkey>刺激_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼市，给_blank class=infotextkey>get=_blank class=infotextkey>目前低迷的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼市注入的一剂强心针。

_blank class=infotextkey>get=_blank class=infotextkey>如_blank class=infotextkey>get=_blank class=infotextkey>今，昆山.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>市场冷淡，.fan_blank class=infotextkey>g558.com/d_blank class=infotextkey>g/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>东莞市自建_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>出售，_blank class=infotextkey>get=_blank class=infotextkey>多数_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者都_blank class=infotextkey>get=_blank class=infotextkey>保持观望，导致_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼市_blank class=infotextkey>get=_blank class=infotextkey>热度_blank class=infotextkey>get=_blank class=infotextkey>进入低温循_blank class=infotextkey>get=_blank class=infotextkey>环。_blank class=infotextkey>get=_blank class=infotextkey>如_blank class=infotextkey>get=_blank class=infotextkey>今_blank class=infotextkey>央行宣_blank class=infotextkey>get=_blank class=infotextkey>布_blank class=infotextkey>get=_blank class=infotextkey>降低_blank class=infotextkey>get=_blank class=infotextkey>基准，将_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>激发_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者积极入场，对_blank class=infotextkey>get=_blank class=infotextkey>市场起到积极的_blank class=infotextkey>get=_blank class=infotextkey>推动作用，从而激活_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>楼市_blank class=infotextkey>get=_blank class=infotextkey>热度。

_blank class=infotextkey>最后，本次_blank class=infotextkey>get=_blank class=infotextkey>降息对于_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者无疑是一桩_blank class=infotextkey>get=_blank class=infotextkey>利好。对于_blank class=infotextkey>get=_blank class=infotextkey>刚需，或许此_blank class=infotextkey>时_blank class=infotextkey>get=_blank class=infotextkey>就是个_blank class=infotextkey>不错的_blank class=infotextkey>get=_blank class=infotextkey>上车_blank class=infotextkey>时机。