小产权房558_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>get=_blank class=infotextkey>2月_blank class=infotextkey>get=_blank class=infotextkey>19日，_blank class=infotextkey>get=_blank class=infotextkey>西安_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>管理_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中心_blank class=infotextkey>get=_blank class=infotextkey>发_blank class=infotextkey>get=_blank class=infotextkey>布了_blank class=infotextkey>get=_blank class=infotextkey>新版《_blank class=infotextkey>get=_blank class=infotextkey>西安市_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金缴存实施细则》《_blank class=infotextkey>get=_blank class=infotextkey>西安市_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>贷款实施细则》《_blank class=infotextkey>get=_blank class=infotextkey>西安市_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金行_blank class=infotextkey>政_blank class=infotextkey>get=_blank class=infotextkey>执法实施细则》，三个_blank class=infotextkey>get=_blank class=infotextkey>新细则自_blank class=infotextkey>get=_blank class=infotextkey>20_blank class=infotextkey>get=_blank class=infotextkey>20年1月1日起施行，_blank class=infotextkey>get=_blank class=infotextkey>有效期_blank class=infotextkey>get=_blank class=infotextkey>5年。相应的，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>原来的细则废止。
在_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大家_blank class=infotextkey>最为_blank class=infotextkey>关注的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>方_blank class=infotextkey>面，细则_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>最长_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不得_blank class=infotextkey>get=_blank class=infotextkey>超过_blank class=infotextkey>30年；_blank class=infotextkey>get=_blank class=infotextkey>购买自_blank class=infotextkey>get=_blank class=infotextkey>住普通_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房的，_blank class=infotextkey>get=_blank class=infotextkey>贷款额度_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>超过所_blank class=infotextkey>get=_blank class=infotextkey>购买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同_blank class=infotextkey>get=_blank class=infotextkey>总价款的70%。
_blank class=infotextkey>get=_blank class=infotextkey>新实施的《_blank class=infotextkey>get=_blank class=infotextkey>西安市_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金缴存实施细则》_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定，_blank class=infotextkey>get=_blank class=infotextkey>区域_blank class=infotextkey>get=_blank class=infotextkey>内的_blank class=infotextkey>单位应当为其在职职工缴存_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金。已_blank class=infotextkey>办理离、_blank class=infotextkey>get=_blank class=infotextkey>退休_blank class=infotextkey>get=_blank class=infotextkey>手续的职工_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>再缴存_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金。
_blank class=infotextkey>get=_blank class=infotextkey>新设立的_blank class=infotextkey>单位，应在_blank class=infotextkey>单位设立之日起_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>30日内，向_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中心_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>办理_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金缴存_blank class=infotextkey>get=_blank class=infotextkey>登记_blank class=infotextkey>get=_blank class=infotextkey>手续，以前未_blank class=infotextkey>办理的须予以补办。_blank class=infotextkey>get=_blank class=infotextkey>每个_blank class=infotextkey>单位宜只设立_blank class=infotextkey>get=_blank class=infotextkey>一个_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金账户。_blank class=infotextkey>单位_blank class=infotextkey>get=_blank class=infotextkey>新录用或者_blank class=infotextkey>get=_blank class=infotextkey>新调_blank class=infotextkey>入职工，应当自录用或者调_blank class=infotextkey>入职工之日起_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>30日内为其_blank class=infotextkey>办理账户的设立或转移、启封等_blank class=infotextkey>get=_blank class=infotextkey>手续。_blank class=infotextkey>单位名称、_blank class=infotextkey>get=_blank class=infotextkey>地址、_blank class=infotextkey>法_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>代表_blank class=infotextkey>get=_blank class=infotextkey>人、付款账户等基础_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>信息_blank class=infotextkey>get=_blank class=infotextkey>发生变更的，_blank class=infotextkey>原_blank class=infotextkey>单位应当自变更之日起_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>30日内向_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中心_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>办理变更_blank class=infotextkey>get=_blank class=infotextkey>登记_blank class=infotextkey>get=_blank class=infotextkey>手续。
_blank class=infotextkey>单位_blank class=infotextkey>get=_blank class=infotextkey>撤销、解散或_blank class=infotextkey>get=_blank class=infotextkey>破产的，_blank class=infotextkey>原_blank class=infotextkey>单位或_blank class=infotextkey>get=_blank class=infotextkey>清算_blank class=infotextkey>get=_blank class=infotextkey>组织应自_blank class=infotextkey>get=_blank class=infotextkey>上述_blank class=infotextkey>get=_blank class=infotextkey>情况_blank class=infotextkey>get=_blank class=infotextkey>发生之日起_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>30日内，需_blank class=infotextkey>get=_blank class=infotextkey>提供相关_blank class=infotextkey>get=_blank class=infotextkey>证明_blank class=infotextkey>材料向_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中心_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>办理_blank class=infotextkey>单位_blank class=infotextkey>注销_blank class=infotextkey>get=_blank class=infotextkey>登记_blank class=infotextkey>get=_blank class=infotextkey>手续。_blank class=infotextkey>单位_blank class=infotextkey>注销账户_blank class=infotextkey>get=_blank class=infotextkey>之前，所_blank class=infotextkey>get=_blank class=infotextkey>有职工账户应封存后转入_blank class=infotextkey>get=_blank class=infotextkey>新的接_blank class=infotextkey>收_blank class=infotextkey>单位或_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中心_blank class=infotextkey>get=_blank class=infotextkey>集_blank class=infotextkey>get=_blank class=infotextkey>中封存账户，_blank class=infotextkey>单位暂存款余额和_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金余额_blank class=infotextkey>get=_blank class=infotextkey>清零后_blank class=infotextkey>get=_blank class=infotextkey>才能_blank class=infotextkey>注销。
《_blank class=infotextkey>get=_blank class=infotextkey>西安市_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>贷款实施细则》_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定，个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>贷款是指以_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金为_blank class=infotextkey>get=_blank class=infotextkey>资_blank class=infotextkey>get=_blank class=infotextkey>金来源，向已正_blank class=infotextkey>get=_blank class=infotextkey>常缴存_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金的职工发放的_blank class=infotextkey>定向用于_blank class=infotextkey>get=_blank class=infotextkey>购买、_blank class=infotextkey>get=_blank class=infotextkey>建造、翻建、_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>修自_blank class=infotextkey>get=_blank class=infotextkey>住普通_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策性_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>贷款。职工_blank class=infotextkey>get=_blank class=infotextkey>购买的自_blank class=infotextkey>get=_blank class=infotextkey>住普通_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房包括普通_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>商品_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房、_blank class=infotextkey>get=_blank class=infotextkey>经_blank class=infotextkey>济适用_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房、集资_blank class=infotextkey>get=_blank class=infotextkey>建造_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房等。
个_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>连续足额缴存_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金六个月（_blank class=infotextkey>get=_blank class=infotextkey>含）以_blank class=infotextkey>get=_blank class=infotextkey>上（_blank class=infotextkey>get=_blank class=infotextkey>具_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限以现行_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定为准），具_blank class=infotextkey>get=_blank class=infotextkey>有完_blank class=infotextkey>get=_blank class=infotextkey>全民事_blank class=infotextkey>get=_blank class=infotextkey>行为能力的职工，_blank class=infotextkey>get=_blank class=infotextkey>购买、_blank class=infotextkey>get=_blank class=infotextkey>建造、翻建、_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>修自_blank class=infotextkey>get=_blank class=infotextkey>住普通_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>时，可_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>贷款。对曾经在_blank class=infotextkey>get=_blank class=infotextkey>异_blank class=infotextkey>get=_blank class=infotextkey>地缴存_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金、在现缴存_blank class=infotextkey>get=_blank class=infotextkey>地缴存_blank class=infotextkey>_blank class=infotextkey>不满_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限，缴存_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间可根据_blank class=infotextkey>原缴存_blank class=infotextkey>get=_blank class=infotextkey>地_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>管理_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中心出具的缴存明细_blank class=infotextkey>合并计算。
_blank class=infotextkey>get=_blank class=infotextkey>购买自_blank class=infotextkey>get=_blank class=infotextkey>住普通_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房的，_blank class=infotextkey>get=_blank class=infotextkey>贷款额度_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>超过所_blank class=infotextkey>get=_blank class=infotextkey>购买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同_blank class=infotextkey>get=_blank class=infotextkey>总价款的70%（_blank class=infotextkey>get=_blank class=infotextkey>具_blank class=infotextkey>get=_blank class=infotextkey>体_blank class=infotextkey>比例以现行_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>政策_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定为准）。精_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>装_blank class=infotextkey>get=_blank class=infotextkey>修_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋和_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房价_blank class=infotextkey>get=_blank class=infotextkey>明显_blank class=infotextkey>get=_blank class=infotextkey>高于本_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>地区_blank class=infotextkey>get=_blank class=infotextkey>市场_blank class=infotextkey>get=_blank class=infotextkey>平均_blank class=infotextkey>get=_blank class=infotextkey>水平的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋_blank class=infotextkey>get=_blank class=infotextkey>贷款额度_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>超过所_blank class=infotextkey>get=_blank class=infotextkey>购买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同_blank class=infotextkey>get=_blank class=infotextkey>总价款的_blank class=infotextkey>get=_blank class=infotextkey>60%。_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>第三次_blank class=infotextkey>get=_blank class=infotextkey>使用_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>购买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房的，_blank class=infotextkey>不予受理。
_blank class=infotextkey>单笔_blank class=infotextkey>get=_blank class=infotextkey>贷款额度_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能_blank class=infotextkey>get=_blank class=infotextkey>超过_blank class=infotextkey>get=_blank class=infotextkey>西安_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>管理委员_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最_blank class=infotextkey>get=_blank class=infotextkey>高_blank class=infotextkey>get=_blank class=infotextkey>贷款额度。_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>贷款月偿还_blank class=infotextkey>get=_blank class=infotextkey>贷款本息额_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不得_blank class=infotextkey>get=_blank class=infotextkey>超过_blank class=infotextkey>get=_blank class=infotextkey>家庭月_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>收入的_blank class=infotextkey>get=_blank class=infotextkey>50%。_blank class=infotextkey>get=_blank class=infotextkey>购买_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>商品_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房、_blank class=infotextkey>get=_blank class=infotextkey>经_blank class=infotextkey>济适用_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房、集资_blank class=infotextkey>get=_blank class=infotextkey>建造_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房的，_blank class=infotextkey>最长_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限_blank class=infotextkey>30年；_blank class=infotextkey>get=_blank class=infotextkey>购买.fan_blank class=infotextkey>g558.com/esf/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>二手_blank class=infotextkey>get=_blank class=infotextkey>房的，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>深圳_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房个_blank class=infotextkey>get=_blank class=infotextkey>人急售，_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限与_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋_blank class=infotextkey>建成年_blank class=infotextkey>get=_blank class=infotextkey>限之和_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>超过_blank class=infotextkey>30年；_blank class=infotextkey>get=_blank class=infotextkey>建造、翻建、_blank class=infotextkey>get=_blank class=infotextkey>大_blank class=infotextkey>get=_blank class=infotextkey>修自_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>住_blank class=infotextkey>get=_blank class=infotextkey>房的，_blank class=infotextkey>最长_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>10年。
_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>最长_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不得_blank class=infotextkey>get=_blank class=infotextkey>超过_blank class=infotextkey>30年，且借款_blank class=infotextkey>get=_blank class=infotextkey>到期日_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>超过借款_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>法_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>退休_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间后_blank class=infotextkey>get=_blank class=infotextkey>5年。借款_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>时年龄_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>超过其_blank class=infotextkey>法_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>退休年龄（_blank class=infotextkey>原则_blank class=infotextkey>get=_blank class=infotextkey>上女5_blank class=infotextkey>5岁，_blank class=infotextkey>男_blank class=infotextkey>get=_blank class=infotextkey>60岁）。_blank class=infotextkey>get=_blank class=infotextkey>特殊_blank class=infotextkey>get=_blank class=infotextkey>情况，_blank class=infotextkey>get=_blank class=infotextkey>机关事业_blank class=infotextkey>单位县处级以_blank class=infotextkey>get=_blank class=infotextkey>上女_blank class=infotextkey>get=_blank class=infotextkey>干_blank class=infotextkey>部和具_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>高级职称的_blank class=infotextkey>女性_blank class=infotextkey>get=_blank class=infotextkey>专业_blank class=infotextkey>技术_blank class=infotextkey>get=_blank class=infotextkey>人员年满_blank class=infotextkey>get=_blank class=infotextkey>60周岁_blank class=infotextkey>get=_blank class=infotextkey>退休或延迟_blank class=infotextkey>get=_blank class=infotextkey>退休的，需_blank class=infotextkey>get=_blank class=infotextkey>提供_blank class=infotextkey>单位文件或加盖_blank class=infotextkey>单位_blank class=infotextkey>get=_blank class=infotextkey>公章的说明。
_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>利率，按同期_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>利率的1.1倍执行。_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限内如遇_blank class=infotextkey>法_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>调整，_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限在1年（_blank class=infotextkey>get=_blank class=infotextkey>含）以_blank class=infotextkey>get=_blank class=infotextkey>内的，实行_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同_blank class=infotextkey>get=_blank class=infotextkey>利率，_blank class=infotextkey>不分段计息；_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限在1年以_blank class=infotextkey>get=_blank class=infotextkey>上的，于次年1月1日按相应的_blank class=infotextkey>get=_blank class=infotextkey>利率档次执行_blank class=infotextkey>get=_blank class=infotextkey>新的_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定。
借款_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>申请_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>贷款的，应当_blank class=infotextkey>get=_blank class=infotextkey>提供经_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公积_blank class=infotextkey>get=_blank class=infotextkey>金_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>中心和受委托_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>认可的担_blank class=infotextkey>get=_blank class=infotextkey>保。担_blank class=infotextkey>get=_blank class=infotextkey>保_blank class=infotextkey>get=_blank class=infotextkey>方式_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>三种：_blank class=infotextkey>get=_blank class=infotextkey>保证、抵押、质押。借款_blank class=infotextkey>get=_blank class=infotextkey>人应当按借款_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>合同约_blank class=infotextkey>_blank class=infotextkey>定的还款_blank class=infotextkey>计划、还款_blank class=infotextkey>get=_blank class=infotextkey>方式偿还_blank class=infotextkey>get=_blank class=infotextkey>贷款本息。_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限在一年（_blank class=infotextkey>get=_blank class=infotextkey>含）以_blank class=infotextkey>get=_blank class=infotextkey>内的，.fan_blank class=infotextkey>g558.com/xixian_blank class=infotextkey>g/ tar_blank class=infotextkey>get=_blank class=infotextkey>西乡.fan_blank class=infotextkey>g558.com/shajin_blank class=infotextkey>g/ tar_blank class=infotextkey>get=_blank class=infotextkey>沙井.fan_blank class=infotextkey>g558.com/xixian_blank class=infotextkey>g/ tar_blank class=infotextkey>get=_blank class=infotextkey>西乡_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>小_blank class=infotextkey>get=_blank class=infotextkey>产权_blank class=infotextkey>get=_blank class=infotextkey>房，实行_blank class=infotextkey>get=_blank class=infotextkey>到期一次还本_blank class=infotextkey>get=_blank class=infotextkey>付息，利随本_blank class=infotextkey>get=_blank class=infotextkey>清。_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限在一年以_blank class=infotextkey>get=_blank class=infotextkey>上的，实行按月_blank class=infotextkey>分期归还_blank class=infotextkey>get=_blank class=infotextkey>贷款本息。借款_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>选择等额本息或等额_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金两种_blank class=infotextkey>get=_blank class=infotextkey>方式之一偿还_blank class=infotextkey>get=_blank class=infotextkey>贷款本息。借款_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>可以在_blank class=infotextkey>get=_blank class=infotextkey>贷款发放_blank class=infotextkey>get=_blank class=infotextkey>半年以后提前_blank class=infotextkey>get=_blank class=infotextkey>全_blank class=infotextkey>部或_blank class=infotextkey>部分偿还_blank class=infotextkey>get=_blank class=infotextkey>贷款。借款_blank class=infotextkey>get=_blank class=infotextkey>人提前偿还_blank class=infotextkey>get=_blank class=infotextkey>贷款的，应当向受委托_blank class=infotextkey>get=_blank class=infotextkey>银行提出_blank class=infotextkey>get=_blank class=infotextkey>申请。
华_blank class=infotextkey>get=_blank class=infotextkey>商报_blank class=infotextkey>get=_blank class=infotextkey>记者 卿荣波
_blank class=infotextkey>gn="center">
