小产权房558但是很_blank class=infotextkey>get=_blank class=infotextkey>多_blank class=infotextkey>get=_blank class=infotextkey>人_blank class=infotextkey>get=_blank class=infotextkey>通过_blank class=infotextkey>get=_blank class=infotextkey>自己的努力已经_blank class=infotextkey>get=_blank class=infotextkey>可以提前还款了，_blank class=infotextkey>get=_blank class=infotextkey>有些_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房者就想，能_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能提前还完_blank class=infotextkey>get=_blank class=infotextkey>房贷，这样_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>负债的_blank class=infotextkey>get=_blank class=infotextkey>生活就_blank class=infotextkey>get=_blank class=infotextkey>比较轻松呢？
_blank class=infotextkey>get=_blank class=infotextkey>可以提前还款。
_blank class=infotextkey>get=_blank class=infotextkey>目前_blank class=infotextkey>get=_blank class=infotextkey>有两种提前还_blank class=infotextkey>get=_blank class=infotextkey>房贷的_blank class=infotextkey>get=_blank class=infotextkey>方式：
_blank class=infotextkey>get=_blank class=infotextkey>所谓提前_blank class=infotextkey>get=_blank class=infotextkey>全额还款是指借款_blank class=infotextkey>get=_blank class=infotextkey>人将欠_blank class=infotextkey>get=_blank class=infotextkey>下的_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>一次性_blank class=infotextkey>get=_blank class=infotextkey>全_blank class=infotextkey>部还_blank class=infotextkey>get=_blank class=infotextkey>清。还款后_blank class=infotextkey>get=_blank class=infotextkey>需要属于当_blank class=infotextkey>get=_blank class=infotextkey>地的_blank class=infotextkey>get=_blank class=infotextkey>房管局_blank class=infotextkey>办理_blank class=infotextkey>注销抵押_blank class=infotextkey>get=_blank class=infotextkey>手续，根据_blank class=infotextkey>get=_blank class=infotextkey>房管局的_blank class=infotextkey>get=_blank class=infotextkey>要求_blank class=infotextkey>get=_blank class=infotextkey>提供相关_blank class=infotextkey>get=_blank class=infotextkey>资料，_blank class=infotextkey>get=_blank class=infotextkey>你_blank class=infotextkey>办理完后_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>贷款，_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>房屋的_blank class=infotextkey>get=_blank class=infotextkey>产权也完_blank class=infotextkey>get=_blank class=infotextkey>全属于_blank class=infotextkey>get=_blank class=infotextkey>你。
顾名思义_blank class=infotextkey>get=_blank class=infotextkey>就是先提前还完一_blank class=infotextkey>部分_blank class=infotextkey>get=_blank class=infotextkey>贷款，而还款后_blank class=infotextkey>get=_blank class=infotextkey>又分为两种_blank class=infotextkey>get=_blank class=infotextkey>情况：_blank class=infotextkey>get=_blank class=infotextkey>一种是在_blank class=infotextkey>get=_blank class=infotextkey>每月还款额固_blank class=infotextkey>定_blank class=infotextkey>不变的_blank class=infotextkey>get=_blank class=infotextkey>情况_blank class=infotextkey>get=_blank class=infotextkey>下缩短还款_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限；另_blank class=infotextkey>get=_blank class=infotextkey>一种是_blank class=infotextkey>get=_blank class=infotextkey>每月还款额减_blank class=infotextkey>get=_blank class=infotextkey>少，但还款_blank class=infotextkey>get=_blank class=infotextkey>期_blank class=infotextkey>get=_blank class=infotextkey>限_blank class=infotextkey>不变。_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>第一种方法的好处在于_blank class=infotextkey>get=_blank class=infotextkey>可以减_blank class=infotextkey>get=_blank class=infotextkey>少利息，后_blank class=infotextkey>get=_blank class=infotextkey>一种方法的好处是_blank class=infotextkey>get=_blank class=infotextkey>可以减_blank class=infotextkey>get=_blank class=infotextkey>少月供，缓解_blank class=infotextkey>get=_blank class=infotextkey>每月的还贷_blank class=infotextkey>get=_blank class=infotextkey>压力。
_blank class=infotextkey>gn="center">
事实_blank class=infotextkey>get=_blank class=infotextkey>上，是否提前还款因_blank class=infotextkey>get=_blank class=infotextkey>人而_blank class=infotextkey>get=_blank class=infotextkey>异。随着钱变得越来越_blank class=infotextkey>不值钱，预付款可能_blank class=infotextkey>get=_blank class=infotextkey>会损失更_blank class=infotextkey>get=_blank class=infotextkey>多。当然，_blank class=infotextkey>get=_blank class=infotextkey>每个_blank class=infotextkey>get=_blank class=infotextkey>人的_blank class=infotextkey>get=_blank class=infotextkey>情况_blank class=infotextkey>不同。_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>你是_blank class=infotextkey>get=_blank class=infotextkey>一个_blank class=infotextkey>不愿意_blank class=infotextkey>get=_blank class=infotextkey>负债的_blank class=infotextkey>get=_blank class=infotextkey>人，或者_blank class=infotextkey>get=_blank class=infotextkey>你在_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>时_blank class=infotextkey>get=_blank class=infotextkey>购_blank class=infotextkey>get=_blank class=infotextkey>房_blank class=infotextkey>get=_blank class=infotextkey>利率_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>上浮，_blank class=infotextkey>get=_blank class=infotextkey>你_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>有享_blank class=infotextkey>get=_blank class=infotextkey>受到_blank class=infotextkey>get=_blank class=infotextkey>利率优_blank class=infotextkey>get=_blank class=infotextkey>惠_blank class=infotextkey>时，_blank class=infotextkey>get=_blank class=infotextkey>你_blank class=infotextkey>get=_blank class=infotextkey>可以_blank class=infotextkey>get=_blank class=infotextkey>考虑提前还贷，_blank class=infotextkey>get=_blank class=infotextkey>少点利息，相对而言_blank class=infotextkey>get=_blank class=infotextkey>比较_blank class=infotextkey>get=_blank class=infotextkey>划算。
_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>真的想提前还的话也_blank class=infotextkey>get=_blank class=infotextkey>是_blank class=infotextkey>get=_blank class=infotextkey>有一_blank class=infotextkey>定_blank class=infotextkey>get=_blank class=infotextkey>技巧的，掐准这_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>3个_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间点，能省_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>少钱！
_blank class=infotextkey>get=_blank class=infotextkey>现在_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>少_blank class=infotextkey>get=_blank class=infotextkey>银行都_blank class=infotextkey>get=_blank class=infotextkey>会_blank class=infotextkey>get=_blank class=infotextkey>规_blank class=infotextkey>定在_blank class=infotextkey>get=_blank class=infotextkey>按揭_blank class=infotextkey>get=_blank class=infotextkey>买_blank class=infotextkey>get=_blank class=infotextkey>房后_blank class=infotextkey>get=_blank class=infotextkey>半年或_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>get=_blank class=infotextkey>年内_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>不能还款，因为个_blank class=infotextkey>get=_blank class=infotextkey>人向_blank class=infotextkey>get=_blank class=infotextkey>银行_blank class=infotextkey>get=_blank class=infotextkey>贷款后是_blank class=infotextkey>get=_blank class=infotextkey>需要_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>少_blank class=infotextkey>get=_blank class=infotextkey>审核的_blank class=infotextkey>get=_blank class=infotextkey>资料和_blank class=infotextkey>get=_blank class=infotextkey>成本的，_blank class=infotextkey>get=_blank class=infotextkey>今天_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>get=_blank class=infotextkey>明天就_blank class=infotextkey>get=_blank class=infotextkey>全还完，这样一来_blank class=infotextkey>get=_blank class=infotextkey>回_blank class=infotextkey>get=_blank class=infotextkey>就是白折腾_blank class=infotextkey>get=_blank class=infotextkey>一场。所以_blank class=infotextkey>如果_blank class=infotextkey>get=_blank class=infotextkey>买_blank class=infotextkey>get=_blank class=infotextkey>房的_blank class=infotextkey>get=_blank class=infotextkey>人执意要在_blank class=infotextkey>get=_blank class=infotextkey>2_blank class=infotextkey>get=_blank class=infotextkey>年内还款的话可能要走_blank class=infotextkey>get=_blank class=infotextkey>特殊的_blank class=infotextkey>get=_blank class=infotextkey>程序或者交更_blank class=infotextkey>get=_blank class=infotextkey>多的钱才_blank class=infotextkey>get=_blank class=infotextkey>可以，_blank class=infotextkey>get=_blank class=infotextkey>虎门，所以_blank class=infotextkey>不建议_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>大家提前还款。
因为_blank class=infotextkey>get=_blank class=infotextkey>按照利息的计算方法，以_blank class=infotextkey>get=_blank class=infotextkey>贷款_blank class=infotextkey>30年为例，.fan_blank class=infotextkey>g558.com/_blank class=infotextkey>gon_blank class=infotextkey>gmin_blank class=infotextkey>g/ tar_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>get=_blank class=infotextkey>公明，在还款到_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>get=_blank class=infotextkey>5年的_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时候，_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金就已经还了_blank class=infotextkey>get=_blank class=infotextkey>有_blank class=infotextkey>get=_blank class=infotextkey>60%左右，_blank class=infotextkey>如果这_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时候在提出提前还款就_blank class=infotextkey>get=_blank class=infotextkey>相当于还利息，所以_blank class=infotextkey>get=_blank class=infotextkey>这个_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时候在提前还已经_blank class=infotextkey>get=_blank class=infotextkey>没_blank class=infotextkey>get=_blank class=infotextkey>什么_blank class=infotextkey>意义了，_blank class=infotextkey>如果想提前还款的话_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>最好把_blank class=infotextkey>get=_blank class=infotextkey>_blank class=infotextkey>时间_blank class=infotextkey>get=_blank class=infotextkey>控制在_blank class=infotextkey>get=_blank class=infotextkey>1_blank class=infotextkey>get=_blank class=infotextkey>5年_blank class=infotextkey>get=_blank class=infotextkey>之内，这_blank class=infotextkey>get=_blank class=infotextkey>样本_blank class=infotextkey>get=_blank class=infotextkey>金一还，利息_blank class=infotextkey>get=_blank class=infotextkey>自然也就省_blank class=infotextkey>get=_blank class=infotextkey>下_blank class=infotextkey>不_blank class=infotextkey>get=_blank class=infotextkey>少了。
因为等额_blank class=infotextkey>get=_blank class=infotextkey>本_blank class=infotextkey>get=_blank class=infotextkey>金递减还款法，在开始的月份里，利息还的很_blank class=infotextkey>get=_blank class=infotextkey>多，所以也_blank class=infotextkey>get=_blank class=infotextkey>就_blank class=infotextkey>不建议提前还。
